In this podcast, Alicia Somers, Financial Wellness Relations Manager for Regions Bank in Jacksonville, Fla., will share tips on what to avoid when you are establishing credit for the first time or looking to improve your credit after some missteps. Tune in to learn from Alicia about:

• Why establishing credit is a must
• How making late payments can affect your credit
• The risks of using too much credit
• How to use credit cards to your benefit