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Housing Market Savvy
Housing Market Savvy with Pat Kapowich: Real Data. Real Experience. Real Market Intelligence.
Navigate the Bay Area real estate market with veteran Realtor® Pat Kapowich, the "Market Wise" columnist for the Mercury News and Bay Area News Group. Since 1988, Pat has guided hundreds of clients through every type of market cycle across five counties in the San Francisco Bay Area—from the savings and loan crisis, the dot-com boom and bust, to the 2008 housing crash and the pandemic surge.
As a Certified Real Estate Brokerage Manager (CRB) and Certified Trust and Probate Specialist (CTPS), along with holding additional designations such as CRS, ABR, GRI, and SRES, Pat translates complex market trends into actionable insights for homebuyers, sellers, and property owners. Pat is your trusted source for housing intelligence, based in his hometown in the heart of Silicon Valley.
Pat Kapowich | Kapowich Real Estate Market Intelligence | SiliconValleyBroker.com | CalDRE Broker #00979413
Housing Market Savvy
Pre-Interview: Changing Market Solutions with TJ Roberts, Mortgage Loan Originator and Branch Manager
It's no secret that sellers often need to offer mortgage points to potential buyers to sell a home.
- What many people don't realize, however, is that even if you're the homebuyer, it's sometimes worth your while to pay points too.
- How do rising interest rates impact the market?
Let's examine why paying points might be a good idea in today's market.
1. What is a point, and why do sellers pay them?
2. How does buying down the interest rate work?
3. What are the benefits of buying down the interest rate?
4. What are points and how do they work when buying a home?
5. When is it a good idea to buy down the interest rate?
Special Guest:
Tanja “TJ” Roberts has been in lending since 1986, starting as a summer job that has been a wonderful endless summer. She has worked in many facets of the industry including: Underwriting, Closing, Escrow, Appraisal, Corporate Training, Account Executive for Wholesale, Branch Sales Manager, District Sales Manager, Mortgage Loan Originator and Branch Manager for Retail Branch.
TJRoberts@prmg.net
408-802-8522
License CA-DBO1457455
NMLS# 1457455
Host: Realtor® Pat Kapowich
Realtor Pat Kapowich isn't just any agent; he's a Certified Trust and Probate Specialist, a Certified Real Estate Brokerage Manager, and has been a staunch advocate for consumer protection throughout his career.
Rooted in the vibrant heart of Silicon Valley, Pat operates out of his hometown, Sunnyvale, California. Reach out to his office at 408-245-7700 or drop him an email at Pat@SiliconValleyBroker.com. License: Broker# 00979413.
For up-to-the-minute housing market data tailored to your locality, access Pat's website for complimentary, real-time pricing and trend insights: https://www.siliconvalleybroker.com/market