Pre-Interview: Changing Market Solutions with TJ Roberts, Mortgage Loan Originator and Branch Manager

It's no secret that sellers often need to offer mortgage points to potential buyers to sell a home. 

• What many people don't realize, however, is that even if you're the homebuyer, it's sometimes worth your while to pay points too. 
• How do rising interest rates impact the market?

Let's examine why paying points might be a good idea in today's market.

1. What is a point, and why do sellers pay them?
2. How does buying down the interest rate work?
3. What are the benefits of buying down the interest rate?
4. What are points and how do they work when buying a home?
5. When is it a good idea to buy down the interest rate?

Special Guest:

Tanja “TJ” Roberts has been in lending since 1986, starting as a summer job that has been a wonderful endless summer.  She has worked in many facets of the industry including: Underwriting, Closing, Escrow, Appraisal, Corporate Training, Account Executive for Wholesale, Branch Sales Manager, District Sales Manager, Mortgage Loan Originator and Branch Manager for Retail Branch.

TJRoberts@prmg.net

408-802-8522

License CA-DBO1457455

NMLS# 1457455

Host: Realtor® Pat Kapowich

Realtor Pat Kapowich isn't just any agent; he's a Certified Trust and Probate Specialist, a Certified Real Estate Brokerage Manager, and has been a staunch advocate for consumer protection throughout his career.

Rooted in the vibrant heart of Silicon Valley, Pat operates out of his hometown, Sunnyvale, California. Reach out to his office at 408-245-7700 or drop him an email at Pat@SiliconValleyBroker.com. License: Broker# 00979413.

For up-to-the-minute housing market data tailored to your locality, access Pat's website for complimentary, real-time pricing and trend insights. [https://www.siliconvalleybroker.com/market-trends}