Dollars and Sense Ep 35 Superbowl Economics audio only
[00:00:00] Scott: On today's episode of dollars and cents, uh, Jeremy and Jeff are, uh, sitting in Jeff in front of the camera. This time around, we're going to talk all about the Superbowl. We're going to get into details about Superbowl commercials, return on investment, uh, gambling, some interesting factoids. We're going to be quizzing each other back and forth.
[00:00:17] Uh, and right about now, we're going to go ahead and just jump on into the episode. It's going to be a fun one.
[00:00:34] Hi everybody, and welcome back to dollars and cents. How about community credit unions, financial literacy podcast today? You may notice we have a slightly different vibe on the, uh, on the podcast, uh, as we are all kind of excited for the upcoming Superbowl matchup. I think we could probably all be a little bit more excited if it was potentially two different teams Given the jerseys sitting around the table But we've got coming up the Eagles versus the Kansas City Chiefs now most people probably thinking to themselves What does that have to do with financial literacy?
[00:01:06] Uh, the Super Bowl is in and of itself a singular event that brings a massive economic impact, uh, across the table. And so today we're going to be talking about the economics of the Super Bowl. Now we brought in, uh, Jeremy, who you guys have seen before. We've talked technology with, um, and he is still the vice president of marketing here at Apple Community Credit Union.
[00:01:27] And, uh, the new face over there wearing the, uh, no longer, uh, Barkley jersey from the from the Giants is Jeff, our producer. This is actually
[00:01:36] Jeff: a Singletary Jersey.
[00:01:39] Scott: It is now, uh, gentlemen, welcome to the podcast. What makes you two, uh, eligible to be our Superbowl commentators today?
[00:01:50] Jeremy: Eligible? Eligible. That's what I was thinking.
[00:01:52] I don't know if we're eligible
[00:01:54] Jeff: necessarily,
[00:01:54] Jeremy: we
[00:01:55] Jeff: watch
[00:01:55] Jeremy: a
[00:01:55] Jeff: lot of football.
[00:01:56] Jeremy: Football fans, uh, I guess too, you know, when you talk about economic impact, you know, you look at those things and that's stuff that I'm always looking at from my desk. Much smaller scale, I would say, than the Super Bowl, but looking at the ROI, where to put stuff, where to invest, where you're going to get the biggest impact.
[00:02:14] Scott: And of course, uh, being in marketing, uh, we get the opportunity to place commercials, uh, out there. And I'm, I'm sure that most people are aware that you get your, your local commercials in the middle of the Super Bowl. Because all local television stations have their opportunity to place their ads for local, you're not, uh, and then those local companies aren't stuck spending the ridiculous price tag that comes along with, uh, airing a national Super Bowl commercial, which is going to bring me to my first question.
[00:02:45] We're going to play a little trivia today as we go through things. I'm gonna go multiple choice with this one. How much is a 30 second Super Bowl ad for the 2025 Super Bowl costing a 5, 000, 000 for 30 seconds, be 6. 5 million. C 8, 000, 000 or D 10, 000, 000 for 30 seconds worth of advertising.
[00:03:12] Jeremy: I'm going to go see
[00:03:13] Scott: 8 million Jeff walking in.
[00:03:15] Jeremy: Yeah, I'm I'm with C. I'm close to D but see
[00:03:18] Scott: the answer is C. It is 88 plus million is the is the number interesting factoid that I found looking this one up apparently the demand for Super Bowl commercials is so high. That they filled every single one of their spots before the end of November.
[00:03:38] Jeff: That's crazy.
[00:03:39] Scott: These are companies that have committed to running their advertisement during the Super Bowl, knowing that they are dropping eight plus million dollars on just the airtime. This does not include the production value of those. Now, uh, we're not running any, uh, any ads at that level of expense for certain.
[00:04:00] But here's the question, what do you guys think these companies are getting out of this? Uh, what is their return on investment?
[00:04:07] Jeff: Uh, I think, I mean I think the biggest thing, you and I actually talked about this before, um, is brand awareness. You know, there's nothing like necessarily trackable from it, but these brands are so big that I think they just have to.
[00:04:19] Be involved in this.
[00:04:21] Scott: Well, it's, it's one of those things people recognize and remember, at least the best commercials, maybe even some of the worst ones just because of how memorable they were good for good or for bad. Uh, and a number of these companies do a pretty good job of, uh, being identifiable in those commercials in the long run.
[00:04:39] So I got a couple of other questions for you guys here. We're going to see if you can identify the uh, the company that was affiliated with these particular Super Bowl commercials. Jeremy will tell you.
[00:04:53] Jeremy: I feel like I'll remember, but maybe not know the company.
[00:04:56] Scott: Well, we've got, we've got a decent number of these.
[00:04:57] You should remember all of these commercials. We'll start with one of the most well known. Mean Joe Green. Hey kid, catch. Oh, we all remember this commercial, right? You're putting us on the spot. Oh, 100%. I
[00:05:15] Jeff: don't know. Campbell's it did. No, do
[00:05:19] Scott: you remember the commercial itself though?
[00:05:21] Jeff: Yeah. I remember a mean Joe green commercial.
[00:05:23] Scott: Yeah. It's one of the classic ones back in the day. Joe's walking through the tunnel and the kids say it. Ain't so Joe here, here catcher. I don't think it was the say it. Ain't so part, but, but yeah, he tosses the towel to the kid. Uh, and then it cuts to him enjoying a cold Coca Cola. Coca Cola, our very first one for, Hey kid, catch this one should be a lot easier.
[00:05:47] Uh, the Superbowl commercial was called puppy love.
[00:05:49] Jeff: Puppy
[00:05:49] Scott: love. Uh, and it featured a, uh, a young, I believe it was a, uh, a golden retriever or a lab, uh, looking up to and running with a very large, very noticeable horse. The Clydesdale. Oh, yeah, yeah. Uh, shocker. If you guys can't get this one, who the company was.
[00:06:09] Yeah.
[00:06:09] Jeff: Yeah. Budweiser. Budweiser,
[00:06:10] Jeremy: yeah. I don't know another company that's used the Clydesdale. It's kind of become their iconic, you know, featurette.
[00:06:16] Jeff: Before you mentioned the Clydesdale, I actually remembered that one.
[00:06:19] Scott: Yup. I
[00:06:20] Jeff: remember the dog.
[00:06:21] Scott: It's a good, heart touching, uh, commercial. Great cinematics and whatnot.
[00:06:26] Jeff, you could talk to how they put that together.
[00:06:29] Jeff: Yeah.
[00:06:30] Scott: Uh, again, we'll move on to another, another pretty easily identifiable one. Wazzup!
[00:06:38] Jeff: Yeah, that's, uh, Was that, uh, Beer Company, yeah? Yeah. Was it? Jeremy's already gotten it right. Oh, what'd
[00:06:48] Scott: you say? I
[00:06:48] Jeff: said Budweiser.
[00:06:49] Scott: Oh, that was Budweiser again. Two in a row for Budweiser.
[00:06:52] I
[00:06:52] Jeremy: do feel like some of the, you know, you could probably categorize Super Bowl commercials into, like you said, you talked about there's weird ones and I, obviously that's part of the strategy. Yeah. We may not think it's, You know, funny or cool, but the fact that it was weird means we're talking about it the next day at work and we remember it and that brand associated with it.
[00:07:12] Scott: And there's a number of these where like they get tagged and, and well associated with those. Now what's up is not, you know, a branding aspect of Budweiser, but everybody seems to remember that that one went with them. Yep. Now there, there's another set of commercials that they did, uh, with some frogs that everybody refers to as the Budweiser frogs.
[00:07:33] So that one I did not put on here because if I asked you the Budweiser frog commercial, that's a pretty, pretty good giveaway.
[00:07:39] Jeff: Yeah. I want to touch on something that you said something about, uh, weird commercials. That was the, uh, the Kanye West. I don't know if you call it a commercial, honestly, but it was, he spent 7 million on the ad spot, recorded it in his car.
[00:07:55] And it was a night. It was terrible quality dark on his phone. And I think it was for a clothing launch. And I think in the first like 24 hours, I could be wrong. This never could be wrong. But I think he like sold 19 million. That's right. Yeah, that
[00:08:09] Scott: that's right. That comes across correct. And they sold out very quickly.
[00:08:13] Yeah. On, uh, that again, memorable, not great, right? Uh, to your point,
[00:08:20] Jeremy: the media buy was the 8 million we're talking about this year. That doesn't include the production versus Kanye West and his car shoots it for nothing and still turns around and gets a revenue of 19 million in 24 hours.
[00:08:34] Scott: That's hilarious.
[00:08:34] So the ROI on that one is, is pretty obvious. Yeah. Like that one, he, he spent, uh. What? Maybe 10 minutes of his own time in his car with his iPhone recording himself and then spent the money for the spot. So like That, that's a pretty quick turnaround, tripling, uh, not quite, but, but getting in there two and a half times your return in 24 hours.
[00:08:55] That's, that's a pretty solid ROI. Yeah. Some of these other companies, like, I don't know if Budweiser is getting that level of ROI, uh, we'll get into, uh, conversations about food and, and beverage sales here later. Um, here's another, uh, commercial, uh, spot where I'm going to have to word this a little bit differently.
[00:09:17] Uh, what was the first ever Super Bowl ad featuring a talking baby?
[00:09:24] Jeremy: Gosh, if I had to guess, I would say the E Trade ad, but I don't, there could have been one before that.
[00:09:30] Scott: Jeff, you got another idea? You
[00:09:31] Jeff: and I talked about
[00:09:32] Jeremy: it already, so
[00:09:34] Jeff: Jeremy's right, isn't he? It is.
[00:09:35] Scott: It is the E Trade baby, which is why you, you can't go again by the title of, of what they, they called that particular ad 100 percent giveaway.
[00:09:44] But that one was, if I recall correctly, the first showing of the E Trade baby. And they have spun that into campaign after campaign. And I have to feel like it's at least partly responsible for the Boss Baby movie series. I would
[00:10:02] Jeremy: agree.
[00:10:04] Scott: Alright, now we're going to get into, uh, Three slightly more obscure, uh, ones.
[00:10:12] You will almost all certainly remember Terry Tate office linebacker. This commercial aired in 2003, but who was he advertising for? , Terry Tate office linebacker, one of my personal favorites. You can't walk away from a K 22 paper jam, uh, . Yeah,
[00:10:33] Jeff: so I was like nine then, so it's a little harder for me to remember
[00:10:38] I wasn't paying attention to the commercials as much then. Um, I mean, I have no idea.
[00:10:42] Scott: It is a, uh, sporting gear, uh, company.
[00:10:48] Jeff: Nike?
[00:10:49] Scott: No, we're gonna go with Reebok on this one. I just guessed. Yep, just a guess. Terry Tate, office linebacker, personal favorite of mine. All right, go on with one that Jeff probably has a better chance of answering.
[00:11:01] 2016. Puppy, monkey, baby. It's a difficult one to forget because the, the, the animatronic animated puppy monkey baby thing was super creepy and they just kept saying puppy monkey baby over and over and over again in the commercial itself. Scott, we're,
[00:11:22] Jeff: we're failing you on this, dude. This listed,
[00:11:26] Scott: uh, in my searches, this was in a top 25 of fan favorite Super Bowl commercials.
[00:11:31] I personally don't know why I was not a big fan of this commercial, but I can't. Forget it. It's burned into my brain because of the creepy amalgamation of this puppy monkey baby thing.
[00:11:43] Jeff: I cheated. I use chat GPT. All right. Well, what is chat GPT telling you? So it's Mountain Dew kickstart. Yup. Mountain Dew said it was a massive viral success.
[00:11:54] It was over 1 million YouTube views within 24 hours. And it has since amassed tens of millions of views.
[00:12:03] Scott: I feel like for me, it, it echoed back to the Quiznos pepper bar commercial with the creepy rat things that we're singing. Oh yeah. Um, I'm not sure exactly what those were supposed to be, but, uh, I believe that commercial was the reason my wife would no longer go to
[00:12:20] Jeff: Quiznos.
[00:12:21] That's hilarious. We're going to have to clip some of these ads we're talking about in here. Oh yeah. Just so people can see them.
[00:12:27] Scott: The, uh, I got, uh, one more, and I will guarantee, because I had no clue, I remember the commercial for certain, but I did not remember who it was advertising for. Cat herders.
[00:12:41] You've got the old cowboys out riding the range herding cats and it's Such a good feeling when you get a whole, a whole herd of them in. Do you remember the company associated with the herding of cats?
[00:12:55] Jeremy: I remember the ad, but I'm in the same boat. If I had to guess, for me, it'd come down to two and they're probably, neither of them are probably right, but I would say Bud Light or Doritos.
[00:13:06] Scott: See, I feel like those are good guesses, but they're not even in the right business sector. This company called EDS, again, I don't know if they have ever put out another Superbowl commercial or not. In fact, it was one of those. When I saw this one come up, this commercial came out in 2000 EDS electronic data systems.
[00:13:28] They were an it outsourcing consulting and business process services company. founded by Ross Perot in 1962. As far as random information goes, that, that's as deep as I was willing to go look into this, but they weren't a, a, a consumer facing company. They were a business to business sales company doing IT work for people.
[00:13:54] Again, one of the more memorable commercials, I would never have come up with that answer myself.
[00:14:02] Jeff: Interesting. I have some random little things to interject with.
[00:14:06] Scott: What do you got?
[00:14:07] Jeff: So I was just, so these could be, these numbers could be wrong, but it says many brands see a 20 to 40 percent increase in sales immediately after their super super bowl ad airs, and then it says some companies like avocados from Mexico report sales spikes of up to 60%.
[00:14:24] Scott: Now, I'm curious how much of their spike in sales also happens before Super Bowl as people are preparing for seven layer dip. Well,
[00:14:30] Jeff: that leads me to another random fact here. Okay. Is avocado sales surge. More than a hundred million pounds of avocados are consumed during the Super Bowl. That's great. With guacamole sales.
[00:14:42] peaking.
[00:14:43] Jeremy: The numbers you were talking about with the increase after the Super Bowl in their sales doesn't surprise me when I mean, 120 over 123 million watch. Oh yeah. I mean, the number of eyes on these ads is insane.
[00:14:58] Scott: Uh, that'll take me to another interesting trivia fact, uh, of those 123 to 125 million viewers.
[00:15:06] How many people watching the Super Bowl are watching purely for the ads? Okay, this is actually a stat that went out. They did some surveys to find out how many people believe that the advertisements were the number one most important aspect of watching the Super Bowl for them. Probably didn't care about the teams or the sport.
[00:15:25] Literally just I'm going to a Super Bowl party because I got invited and I'm going with the rest of my friends and family and we've got Super Bowl ads. The answer 20 percent of people watching the Super Bowl 25 million people Wow. Uh, only watch it for the ads.
[00:15:42] Jeremy: I was, I'm not surprised. 10, but so that's shocking.
[00:15:45] Dude, I was, I was
[00:15:47] Jeff: going to guess 50%. Because you think about a Super Bowl party. That's only
[00:15:51] Scott: because we're watching teams and you're assuming people don't care about the teams. Yeah, yeah, yeah, yeah. They still love football.
[00:15:57] Jeff: Yeah.
[00:15:58] Scott: Uh, one last, uh, good trivia question that I think will be a difficult one. Um, there was a, uh, commercial that was put out by a car company.
[00:16:10] Uh, and it was a young boy dressed up as Darth Vader trying to use the Force. And, uh, if I recall correctly, he uses the Force and the hatchback of this vehicle opens up. And the kid is shocked and 100 percent delighted. Uh, what was the vehicle or the maker of the vehicle, uh, for that commercial?
[00:16:36] Jeff: Do you remember?
[00:16:37] I don't remember. I guess Hyundai.
[00:16:39] Scott: Okay.
[00:16:40] Jeff: Can I ask, is it a foreign car company?
[00:16:43] Scott: It is a foreign car company. I'm going to go Kia. It is not. Dang. Uh, the, the options in here, I, I, instead of giving you the multiple choice because I feel like this is a little bit of a giveaway, uh, a Ford Mustang, B Volkswagen Passat, C Toyota Camry, D Nissan Altima.
[00:17:01] Jeff: Volkswagen was my next guess.
[00:17:02] Scott: Volkswagen is the answer. The Volkswagen Passat commercial of the young boy opening the hatchback with the force. I remember that dad,
[00:17:11] Jeremy: the one opening it with the correct from inside the house.
[00:17:14] Scott: If I recall correctly, nice picturesque, uh, window looking out. Um, I've also got one last one of these Superbowl commercials, which one is often considered the greatest of all time.
[00:17:26] Apple's 1984. Which aired in 1984 announcing, if I recall correctly, the, uh, the launch of the Macintosh, uh, Pepsi's, the joy of Pepsi with Britney Spears, Doritos crashed the Superbowl or Budweiser's was up. So which one was the off regularly considered, uh, one of, if not the greatest Superbowl ad of all time.
[00:17:56] Jeremy: I'd go the Apple 1984.
[00:17:59] Scott: That is the correct answer, and it is regularly flipping back and forth with, uh, the Joe Green commercial. Okay. On whether or not those are the top two commercials. I personally think the What's
[00:18:09] Jeff: Up ad is
[00:18:10] Jeremy: the
[00:18:11] Scott: best.
[00:18:12] Jeremy: That's, it is one of the most memorable ads for me. Very true. Yeah.
[00:18:17] Scott: That one, because that one even got parodied in movies. Oh, yeah. I believe it, it wasn't Scream, but it was, um, the, another scary movie. Which, who, who produced that one? The
[00:18:28] Jeremy: Wayans Brothers? Yeah, it
[00:18:29] Scott: was the Wayans Brothers that produced that one, where they actually did have Ghostface doing the Wazzop with, yeah.
[00:18:35] Jeff: Yeah, that's hilarious, I remember that.
[00:18:37] Jeremy: It was just, it was so memorable because it was so ridiculous. Like, it had zero to do with Budweiser. Yeah. It was just these, Idiot friends calling each other on the old landline, uh,
[00:18:49] Scott: I, I kind of wonder how, how many people received that phone call from their friends over the next couple of years.
[00:18:56] Yeah.
[00:18:56] Jeff: I didn't. One of them walk in to the house and the guy was sitting in there on one of the phones and he grabs the other phone and chimes in. That does
[00:19:04] Scott: sound correct. All right. We were talking about food and beverages, uh, purchases, avocados, specifically, let's move on and talk about the, uh, increase in sales of, uh, items as, uh, Superbowl comes up, obviously Superbowl parties running rampant throughout the, uh, throughout the United States at the moment.
[00:19:26] Uh, random factoid, which is not one of my questions here.
[00:19:34] Set, uh, estimated spending during 2024 by Americans on Super Bowl related purchases, 17. 3 billion.
[00:19:47] Jeff: Is there another day that drives that much consumer?
[00:19:52] Scott: As far as that level of purchasing, I'm not sure. I would guesstimate that at least the holiday season, Christmas is going to push more. But the only other place that I could think of would be maybe like if you wanted to call it an event would be Black Friday, uh, with just a massive amount of spending happening there.
[00:20:10] But as far as like an actual event, I mean, maybe Taylor Swift. Coming into town like merchandise purchasing could be yeah,
[00:20:19] Jeff: they're in they're hitting that in the Super Bowl Both of those Taylor Swift and the Super Bowl. Oh, I know
[00:20:24] Scott: Now the better question of this part 17. 3 billion dollars what percentage of that number goes to food and beverage purchases?
[00:20:35] Jeremy: Oh, I bet it's it's a half. I'd say so 70 percent. So
[00:20:41] Scott: we've got a 50 percent B 65 percent C 80 percent or D 90 percent I'm gonna go 65
[00:20:49] Jeremy: 65.
[00:20:50] Scott: Yeah, you guys are both Undershooting the answers at 80 percent of that dang going to food and beverage a little closer to
[00:20:56] Jeremy: my 70s Yeah, I went with it. Yeah, that's that's crazy.
[00:21:00] Scott: And of of Of the following what do you believe is the most? popular Super Bowl party food
[00:21:09] Jeff: food
[00:21:10] Scott: chicken chicken wings nachos pizza Uh, or all of the above.
[00:21:17] Jeremy: Those are all, those have all got to be in the top. Those are usually at my Super Bowl parties, all those. Yeah, I would have gone with wings as a default, but chips and dip is always going to be a thing.
[00:21:27] Scott: I've got the answer of all of the above, but I do believe that chicken wings is actually top of that list. Okay. Uh, I believe somewhere around here I have, uh, or at least had a stat. Jeff, you've got a computer in front of you. Go ahead and look this one up. I feel like the answer is 1. 8 billion chicken wings are consumed during the Super Bowl as a rough estimate.
[00:21:50] Go ahead and see how, how, how good my memory is on the stats that we were looking up as we, as we went through this. Uh, and then, of course, Jeff, you mentioned while you're looking this up, uh, that's yours. All of those exist at your Super Bowl party.
[00:22:03] Jeff: Usually. Jeremy,
[00:22:04] Scott: you, you have to be having snacks at your house.
[00:22:07] For sure. What do you guys go to?
[00:22:09] Jeremy: Well, Wings is up there. We usually have some type of queso dip with chips and, uh, you know, some type of, uh, Cheese and crackers and smoke sausage or something. It's
[00:22:23] Scott: always grazeable food. Exactly. It's
[00:22:25] Jeremy: just you fill the plate with a bunch of different
[00:22:27] Scott: things. All right. Was I close?
[00:22:30] Jeff: Uh, it says 1. 45 billion chicken wings. All right. Four wings for every person in the U. S. Nearly a hundred million pounds of wings. Enough wings to circle the earth three times. All right, what do you think the, uh, most popular dipping sauce is?
[00:22:48] Scott: Uh, I would guess ranch, but blue cheese should be up there as well.
[00:22:52] Jeff: It's ranch and then blue cheese is second.
[00:22:55] Scott: Yeah, I mean, it's just standard chicken wing stuff. Yeah. Because if you're doing buffalo wings, you're not dipping them in buffalo sauce. Right. Because that, that to me would probably be Used more on the chicken wings across the board, but as a dipping sauce. I'm um, yeah, it's got to be ranch
[00:23:11] Jeff: Yeah,
[00:23:11] Scott: because it's readily available.
[00:23:13] Jeff: Yeah, what's your go to ranch or blue cheese?
[00:23:15] Scott: Mine is gonna be ranch For my personal choice, but I'm not mad about blue cheese I know there's some people out there who who really dislike blue cheese as a cheese a little too funky For me Super Bowl snack food is based on themes because when we host an event for something like this, we take a look, we come up with a with a theme last year for the Super Bowl.
[00:23:41] We actually had a rib cook off. So we had, uh, everybody doing, doing different, uh, ribs and, and brought them in, had a, had a bit of a competition, uh, and I won thanks to a friend's, um, bourbon barbecue sauce that they had gifted me, uh, a year before, uh, ridiculously good, just turned out fantastic. So I can only take a partial credit for the win.
[00:24:04] This year because it's in New Orleans, we're doing a a Mardi Gras theme So I will probably be creating some Cajun style dips for for this year's nice Though previously I've also done Potato skins as, as a themed thing with some different toppings on them. And I was a little shocked to see potato skins didn't make it on here.
[00:24:26] I think it's probably because they require too much effort. Yeah. Compared to the other options. Right. I
[00:24:30] Jeff: don't think I've ever had, I don't think I've ever had potato skins at a Super Bowl party. Really? Yeah.
[00:24:35] Jeremy: All right. You got to make
[00:24:36] Jeff: some and bring them in. I agree with
[00:24:37] Jeremy: you. The prep time. I think a lot of people like the, I pick something up.
[00:24:41] I open a bag of chips, I dip it in an existing dip versus having to put in all the work. I had a random
[00:24:47] Jeff: thought. Do you guys think that tickets Cost more, the closer you get to the, uh, the, the, uh, my homes, Kelsey box or Taylor Swift, that is an
[00:24:59] Scott: interesting question. I'm not sure my guess is that they're, they're probably more and more expensive based on their location.
[00:25:06] In proximity to say the 50 yard line as most people would assume, but that
[00:25:10] Jeremy: right, I bet that I'm guessing that that's a
[00:25:12] Scott: secondary market type of a scenario that does take me to another, another set of questions. We can jump straight down to tickets and viewing average ticket price for the 2025 Super Bowl, which I believe Super Bowl 59.
[00:25:27] I'm going to start calling it Super Bowl 59, which is its official title. Uh, What do you guys believe the average ticket cost was to the Super Bowl? 3, 500, 5, 300, 7, 900, or 10, 000?
[00:25:43] Jeff: Are we going, you're saying this year or last year? This
[00:25:45] Scott: year. The average price to the Super Bowl
[00:25:49] Jeremy: I'm gonna go with 7, 900. I'm going 10k
[00:25:53] Scott: 10k 7900 is the actual answer, but ticket prices did, uh, because that's your average easily exceed, uh, the five digit, because if I recall correctly, the cheapest ticket available was 5, 900.
[00:26:08] So anybody thinking that 3500 or 5300 was the answer who, uh, no cheapest ticket was 5300 average was 79.
[00:26:17] Jeff: Yeah, my buddy went a couple years ago and I think. I think it, I think he paid like almost six grand or something like that.
[00:26:24] Scott: Uh, the most expensive premium seat, guesstimates,
[00:26:32] Jeremy: guesstimates, it exceeds five figures.
[00:26:35] It
[00:26:35] Scott: is in, it is, I will give you, it is in the five figures. We don't go over 100, 000 for a seat at the Super Bowl. Okay.
[00:26:41] Jeremy: Does this include the, the box seats? All
[00:26:45] Scott: I've got is most expensive premium seats.
[00:26:48] Jeff: I'm going to say somewhere in like the 50k range. I would go with 60, 000.
[00:26:53] Scott: Between the two of you, we averaged that out.
[00:26:55] You're just a little bit over 54, 000. For the most expensive premium seat at the Super Bowl. Uh, that, that is a lot more expensive than hosting your own Super Bowl party.
[00:27:09] Jeremy: Um,
[00:27:10] Scott: and I'm going to say that the most premium seat is on my couch. Uh, in front of my TV with my grazeable foods,
[00:27:16] Jeremy: right? Oh, that's the hard part.
[00:27:18] When you look at all this, I mean, you even talked about what's the average. Okay. Go down to the cheapest, the 5, 900. That's just the ticket. Not to mention getting anywhere near the venue. You're talking for a couple nights stay. I mean, that's going to be another couple thousand dollars. Then the night, the per night stay of these hotels for one person to go, you're
[00:27:39] Jeff: spending at least.
[00:27:40] It's probably 12, 15, 000. You're
[00:27:43] Jeremy: above 10 grand easy. Yeah.
[00:27:44] Scott: No. And this, this kind of brings me to a topic that I wasn't necessarily going to bring up, but I think is an interesting one based on that point. Uh, we all know what happened around New Year's. Um, down in the new Orleans area, not, not a great, uh, situation with, with what happened there, but it did cause one of the college football bowl games in the college football playoff to be delayed by a day.
[00:28:06] If that were to happen. With, say, the Super Bowl, and the Super Bowl got delayed for a day. How are people going to handle that? Because that expense, people going down there. And I know for a fact, like, that had to have happened with a lot of the people that were at that particular bowl game. Um, statistically wise, I do have, uh, some interesting points on the difference, which kind of helps to, uh, push what a major event the, uh, the Super Bowl is.
[00:28:35] Um, the difference in viewership between the college football playoff now that they've gone to a 12 team playoff and the Super Bowl itself. Uh, you guys might know this off the top of your head, uh, what was the interesting thing that happened viewership wise at, uh, Super Bowl 58?
[00:28:58] Jeff: Interesting thing that happened. Yeah. Viewership wise,
[00:29:01] Jeremy: just lower than years past.
[00:29:03] Scott: Well, you mentioned it previously. 123. 7 million people was the average viewership of the Super Bowl last year. That made it the most watched program in U. S. television history. Uh, given that it is pretty much impossible for the college football playoff to match those numbers.
[00:29:23] Yeah. Um, however, the college football playoff, when it went to a 12 team actually had a decline in viewership, uh, more rounds, more games, more teams, probably a little bit of college football fatigue or lack of carrying it from certain fan bases at that point in time. The first round of college football playoff averaged about 10.
[00:29:44] 6 million viewers. across multiple networks. Uh, quarterfinals averaged 16. 9 million. Uh, semifinals 19. 2. And because it's, uh, the semifinals was literally the first round that could have happened previously because it was only a four team playoff that was down 17 percent from the previous year. And the national championship game garnered only 22.
[00:30:05] 1 million viewers, uh, dropping by 3 million. from the previous year's, uh, viewership. Yeah. Compare that to the super bowl being the number one viewed, uh, television program in us history. Apparently there's a lot more NFL fans than there are college football fans or a bit more strata between the fan bases.
[00:30:28] Jeremy: Yeah. And to your point, I mean, 20 percent are watching for just the ads. So you've got the actual NFL fans, then you've got the commercial fans, and then you have probably the, the people that are. That are counted as watchers, but aren't really watching, you know, I have several friends and family members that don't watch any NFL They don't even really care what teams are playing But they want to come hang out with the family and grab some Super Bowl parties a good time, you know chat and hang out And yeah, they're they're considered a viewer, but they're they're not really into the game so I can see why it's so much more It's it's become this event, you know a gathering of of people
[00:31:07] Scott: Now, so the gathering now we got people that are that are watching at home.
[00:31:11] Those people aren't going to have a major economic impact, at least on on the Super Bowl itself, but on their home communities. Uh, I've got a listing of about a 20 percent increase in beer sales across the nation during the week leading up to Super Bowl. Uh, so just that one game is leading to an increase in grocery sales and whatnot.
[00:31:33] Um, but the city itself, there's oftentimes people talking about how these major events like, say, prepping for the Olympics or World Cup or, say, the Super Bowl, um, doesn't end up benefiting the city as much as they all think it should. Now, I think that with the situation like the Super Bowl, we're in a slightly different Yeah.
[00:31:56] Different category on these things. Because the facilities already exist. Often times the issue with, say, hosting the Olympics is that you've got to build an Olympic size swimming pool and diving facility and this small town hosting that event doesn't have that caliber of event coming in regularly enough to justify it.
[00:32:15] Jeff: Well don't they call it like the Olympic village? Where like, they literally have to build like a little place for everyone to stay and all the Yup. Yeah.
[00:32:22] Jeremy: Yeah. And And the economic impact when the Olympics leaves is usually a negative impact on the city that hosts it because, to your point, for the Super Bowl, they're going to New Orleans.
[00:32:34] They're going to play in, you know, exactly. That exists. It gets played in all year. So they're not building extra infrastructure. They don't have to build new roads or a village or stadiums or pools or any of that. Whereas with the Olympics, they do. And they put all this infrastructure in and yeah, there's a there's a spike during olympics and then they leave They have these structures that they can't do anything with
[00:32:57] Scott: Yep
[00:32:57] Jeremy: and they put and they're in debt potentially or it hits them negatively when
[00:33:01] Scott: they granted they You managed to generate a lot of jobs for building those things and construction whatnot So you've managed to help out the people of the city, but the city now has to maintain this structure, right?
[00:33:12] So obviously with our, uh, Superbowl hosting cities, they should be seeing a much bigger impact from all of this economic change of things coming through. The amount of, uh, amount of money that the city itself sees is probably. Less than the citizens of the city. Right. Um, but you're getting all of your hotels and your lodging, Airbnbs, VRBOs, Yeah.
[00:33:34] Getting a lot of people coming in to stay for those. The restaurants are packed, so
[00:33:39] Jeremy: This Day in and day out.
[00:33:40] Jeff: This says the host city economy gets a boost of like 300 to 500 million. Um, but the real benefits depend on factors like tourism and local spending.
[00:33:50] Scott: Yup, and that's going to be a thing. So last year Las Vegas had a reported economic impact of, I'm going to give you four options.
[00:33:59] 500 million, 726 million, 1 billion, or 1. 5 billion. This is 2024 in Las Vegas.
[00:34:11] Jeremy: I mean, I can, my first answer was 726, but then my brain is going, could it have been a billion? Because there's so much more of a draw being in a, in a city that has all these other things to do. As well as, as easy as it is
[00:34:25] Scott: to get to Las Vegas.
[00:34:26] Jeremy: Exactly. There's flights, there's other sports teams, there's, they're built around hotels and keeping people there.
[00:34:33] Jeff: Right. Exactly. I would imagine many people went for like a full week, you know, and just did a bunch of stuff and went to the Super Bowl.
[00:34:40] Jeremy: Exactly. So I guess if I was guessing I'd go with the billion.
[00:34:44] Scott: And that would be correct.
[00:34:45] Jeremy: Same.
[00:34:46] Scott: Your, your 726 million was actually the number from 2023, down in Arizona, 726 million economic impact for Arizona. Uh, which would have been Phoenix, if I recall correctly, um, getting that type of a boost there again, still, that's not chump change by any means, uh, Vegas, uh, 1 billion.
[00:35:09] And I believe the 1. 5 billion is an estimate for this year.
[00:35:14] Jeff: I was going to ask if you think it's going to
[00:35:15] Scott: top. It is expected to, to increase yet again. Um, and I don't know if that's just the, uh, the cost of living these days.
[00:35:26] Jeremy: I would have guessed it would be somewhere in between, you know, 23 and 24.
[00:35:31] Because, because of the Vegas factor that, you know, I, I'd be surprised if New Orleans is going to go over a billion, but who knows? It could. I mean, it very well could.
[00:35:41] Jeff: All right. I want to flip the script on you, Scott, and ask you a question. All right. Let's see what we
[00:35:45] Scott: got.
[00:35:46] Jeff: How many gallons of beer Do you think are consumed during Super Bowl Sunday
[00:35:51] Scott: gallon?
[00:35:52] Jeff: Yeah.
[00:35:52] Scott: Wow Let's see here. It's
[00:35:55] Jeff: it's a million number. I'll tell you that I was
[00:35:57] Scott: gonna say that's not shocking if I'm not mistaken a gallon is What 128 ounces and so in a gallon you're looking at approximately? 10 to 11 cans of beer Uh, knowing some of the people that I knew, uh, in college who watched that, that's one person.
[00:36:18] Nowadays, definitely that, that's a little bit more. Um. Oh, this has to be up in the, uh, I'm going to go, uh, three and a half million gallons. 325
[00:36:30] Jeff: million. Oh my goodness. Off
[00:36:33] Scott: by a factor of
[00:36:35] Jeff: a
[00:36:35] Scott: hundred. What
[00:36:37] Jeff: day takes second place? Oh, uh,
[00:36:39] Scott: St. Patrick's day. Gotta be St. Patrick's day. Fourth of
[00:36:42] Jeff: July.
[00:36:42] Scott: Fourth of July.
[00:36:44] I guess in the United States that makes, that makes a bit of sense. That's so many gallons though. That is a lot. of beer consumed there. Now I do, I do have some information off the top of my head about who the number one selling beer is during Super Bowl.
[00:36:58] Jeff: I feel like it's not Budweiser. It is
[00:37:00] Scott: not Budweiser or Bud Light.
[00:37:02] Uh, it is, um, going to be Corona followed by Michelob Ultra.
[00:37:08] Jeff: Yeah, I could, I guess I could, I just feel like I see a lot of people drinking Michelob Ultra now that like maybe aren't. necessarily like a beer people. Yeah, you know what I'm saying?
[00:37:17] Scott: Yeah, because it tastes pretty much like water. Uh, it's also low calorie.
[00:37:21] And if you're gonna, if you're gonna be spending your time drinking stuff like that, Miller light kind of probably falls into that category as well, being the lower calorie content. Um, random, weird facts. Miller light, I believe is 96 calories per 12 ounces, whereas a Coors Lighter Bud Light is 120.
[00:37:38] Jeff: Yeah,
[00:37:39] Scott: sounds
[00:37:39] Jeff: about
[00:37:39] Scott: right.
[00:37:40] Don't ask where I got those numbers from. I just remember them. Uh, other weird factoid, uh, Guinness, uh, the dark heavy stout from, uh, from Ireland. Also only 120 calories per, uh, 12 ounce. Uh, you would not think so given how thick and hearty that is, but the, uh, the mass exported version of Guinness is actually very low ABV and rolls in almost the exact same thing as a Coors Light does.
[00:38:07] Uh, Given that we were talking about Las Vegas being the previous host, uh, everybody knows my Super Bowl party always includes a, uh, a grid. Everybody knows buying squares, uh, where you're just going to go put your name or your initials into a square, depending on on how you do this. This could be a zero through nine on both.
[00:38:33] Uh, scales in order. And if you get there sooner rather than later, you can be strategic and pick a three and a seven or whatnot. In mind, we don't do that. We randomize the numbers after the greatest filled. So nobody has a benefit. But all of this is the friendly gambling aspect of the Super Bowl. And, uh, in in in Las Vegas, uh, obviously there was going to be some gambling happening.
[00:38:59] Uh, do you guys have any idea the amount of money you. That moves through legal betting channels during the Super Bowl. This is going to include, um, just straight up bets on the game itself, the outcome of the game, as well as prop bets or proposition bets.
[00:39:20] Jeremy: It's
[00:39:20] Jeff: gotta be in the
[00:39:21] Jeremy: billions. I just don't even know if I could venture a guess at how many billion.
[00:39:26] Yeah.
[00:39:28] Scott: Well, remember, it's like 10. Remember this is the, uh, this is the, the legal channels of gambling. So actual sports books in Las Vegas, only 1. 5 billion.
[00:39:38] Jeremy: Really?
[00:39:39] Scott: Yeah. That shocks me. I would have thought closer to what you said. And I believe that the question on that comes down to what counts as legal betting on this versus say illegal.
[00:39:51] I'm going to go ahead and throw out this. My, my gambling for a dollar a square in my house probably falls under the illegal side of gambling because it isn't actually, uh, supported by a state or, or federal situation. So the next number is including the illegal Or side betting or other, other avenues of betting, what is the estimated number of dollars that ran for, uh, the, the numbers that I have are for, uh, Super Bowl 58, 2024 numbers, 10 billion, 16 billion, 23 billion, or 30 billion.
[00:40:33] I'm
[00:40:34] Jeff: going 16.
[00:40:37] Jeremy: I'll go one up from that. What was it? 20 to 23.
[00:40:40] Scott: 1 billion dollars in both legal and illegal gambling goes through. Uh, and that was just on Super Bowl, which is an interesting aspect. Sports obviously have always drawn, uh, people in to bet on them as well as then to cheat on betting on them and other random things like that.
[00:41:02] Uh, yeah. But I think some of the more entertaining aspects of things, go ahead, Jeff, sneeze.
[00:41:09] Jeff: No, are
[00:41:10] Scott: the proposition bets because those get wild.
[00:41:13] Jeff: Yeah. Yeah.
[00:41:14] Scott: Uh, quick question. What is the most popular Super Bowl prop bet?
[00:41:23] Jeremy: I don't even know if I know the list of them, but it's, you know. Um, I know there's stuff like, yeah, Mahomes under 1.
[00:41:30] 5 interceptions or whatever is going to be, that'll be out there. One like that.
[00:41:37] Scott: Okay. I'll, I'll give you, uh, four options because that's actually not on it, nor is the MVP on this list of, uh, of what I've got here. Uh, first touchdown scorer coin toss outcome, the color of Gatorade dumped on the winning coach.
[00:41:55] Or the halftime show first song.
[00:41:58] Jeff: Ooh, gosh, those are all good options. I know, and this is the fun part of
[00:42:03] Scott: how silly proposition bets can be.
[00:42:06] Jeff: I, this is the number one prop
[00:42:10] Scott: bet. The number one prop bet. And this is a recurring number one prop bet. I'm gonna go coin toss.
[00:42:16] Jeff: I know the first score one's popular.
[00:42:19] Yeah, that's in every game of some sort. I've
[00:42:23] Scott: got the top two answers in this list.
[00:42:26] Jeff: I feel like, I feel like it's the top two answers are Gatorade and Cointoss.
[00:42:30] Scott: Yep, but in which order? It is correct, it is the Cointoss and the Gatorade color, but in which order? Which one's number one?
[00:42:40] Jeff: I threw, I threw out coin toss.
[00:42:41] I'm gonna go, I'll just go Gatorade then. Well,
[00:42:43] Scott: you'll be second place then, Jeff. Because coin toss is the answer. Uh, a very quick, simple, 50 50 opportunity. Yeah. And, like, just some of those, like, I feel like in, in recent years there has to be a prop bet of the over, under of how many times Taylor Swift will be shown.
[00:43:00] On the broadcast, that's got to be in there in some way, shape or form. I know
[00:43:04] Jeff: that's been turned into a drinking game. Which is just going to add
[00:43:09] Scott: to that 325 million gallons. That's wild. Have either of you, uh, and you don't need to go into numbers here, ever placed a bet on the Super Bowl?
[00:43:23] Jeff: No,
[00:43:24] Scott: no friendly wagers.
[00:43:25] No,
[00:43:26] Jeff: no, I have friends that are betting addicts that it's they're definitely betting. I don't know how much money on random props. And that is
[00:43:35] Scott: 100 percent a thing and an issue that's out there in the world. I actually have been seeing recently a commercial for a different like almost at whim betting. I believe it has Dolph Lundgren in the commercial where he's lifting up a tank full of lobsters, which I don't know why that's a thing.
[00:43:53] But it is, but it's a lady sitting in this, uh, restaurant betting on whether or not this drive will end with a field goal or a touchdown on the next play. And I feel like that's the type of gambling that I don't know if anybody actually needs access to. If you're, if you're out there betting that type of, uh, uh, those type of things.
[00:44:18] I mean, granted, we've talked about budgeting on this before. If you can budget some, uh, some fun money into your schedule and that's what you're gambling with good, all, all power to you go have fun, use your money the way that you want to, as long as you're keeping track of everything else, if you're out there.
[00:44:34] Like selling everything that you own and betting it on red at the roulette table. Maybe call a gambling helpline.
[00:44:41] Jeff: It's when you, it's when you dump into that emergency savings. Start
[00:44:44] Scott: betting. Yeah. The 50, 30, 20, but the 30 percent is just my gambling. That's a problem. Um, people out there should probably pay attention and, and you know, we're having fun talking about these things, but yeah, it could be a legitimate problem for some people.
[00:45:00] Oh
[00:45:00] Jeff: yeah.
[00:45:01] Scott: Not, not at this table though. Uh, my, my gambling is, uh, mostly stuck to fantasy football and then the random things during my own, uh, Super Bowl party amongst friends. Trying to think if I've exceeded 200 yet this year on, on those things combined. And the answer, since we're only in January, is definitely not.
[00:45:23] Uh, but last year I probably got up in that range. Uh, I know that Jeremy is big into fantasy football and I know that you are as well. How, uh, how much does the drop off of fantasy football impact your, uh, watching of the playoffs? Cause I know fantasy football runs fantasy playoffs through the last couple of weeks of the season.
[00:45:49] Do you find it helps you be more focused on the games themselves when it comes to the actual NFL playoffs? Where you're no longer looking at a team being like, I really want this guy to do well, but I need his team to lose where you're doing these kinds of bargaining and bartering things with yourself to be a, to be a, uh, a quality fan.
[00:46:07] Jeff: This year is different for me. I'm just, I don't know. Giants being terrible. I've, I haven't watched the playoffs nearly as much as I normally do. Um, but fantasy does impact like how much. During fantasy season, I'm watching a lot of football. I'm texting Jeremy back and forth about stuff and whatnot. But normally I, I still watch like every playoff game, but this year I haven't.
[00:46:34] I'm just, I think I'm just sour because of how bad the Giants are.
[00:46:39] Scott: Do you find yourself still rooting for your fantasy team players during the playoffs, even though they're not getting you points anymore? 100%.
[00:46:45] Jeff: Yeah, that's, that's why I was. That's why I was pulling for the Commanders because I had, uh, Terry McLaurin and Jane Daniels.
[00:46:54] Scott: I will admit I was pulling for the Commanders as well, but as a Seahawks fan because Bobby Wagner was there playing for them.
[00:47:00] Jeff: And
[00:47:01] Scott: I can respect that he went out, got his contract to do his thing and had a shot at it. And secondarily because I went to WSU, Frankie Louvu. Also in that linebacker lineup, uh, playing for them.
[00:47:13] So I had, uh, some, some shoestring ties to the commanders. And I was really hoping that them along with Jaden Daniels were going to make a, make a better showing of it and, and make that, uh, that chance strange, uh, stat that I, I found out in that game. Jaden Daniels has equaled, uh, I want to say it's about five other rookie quarterbacks first season.
[00:47:35] Uh, no rookie quarterback has gone further than that. in the NFL playoffs. They have all the ones that made it. They're lost in that specific same round, including Roethlisberger, which for whatever reason I was misremembering that he won a Super Bowl in his first year, but he did not. I think that was his second year.
[00:47:54] Jeremy: And, uh, Purdy from the 49ers was one, the most recent rookie to have gone that far and lost in the championship.
[00:48:01] Scott: Yeah. Uh, another stat that I saw recently, uh, for anybody who feels like, uh, taking and running with this one this year. Uh, the last remaining undefeated team in the NFL, since I want to say the, the chart went back to about 2005, uh, has not won the Super Bowl.
[00:48:20] And this year, shockingly, that is the Kansas City Chiefs. So, if you are, are one to ride the, uh, the trend, I think it's a good year to, uh, to be rooting for the Eagles. But just not Saquon
[00:48:37] Jeff: No, I still like Saquon. Okay, so we can root
[00:48:40] Scott: for Saquon still. I feel
[00:48:41] Jeff: bad for Saquon. I Don't want to root for the Eagles.
[00:48:45] Scott: Yeah, that that's fair. That that's just such a weird fandom thing. Yeah Yeah, I like this guy, but he went to he went to the rivals. So am I allowed to like him anymore? I don't know about that. I was
[00:48:55] Jeff: hoping he would end up like on the Texans or
[00:48:57] Scott: So, uh, before we sign off predictions for this year's Super Bowl, who do you think is going to win?
[00:49:06] Uh, by how much? Uh, because no good sports related show is, is, uh, finished unless there's a good prediction in here. Jeff, you want to start?
[00:49:16] Jeff: Um, I think the Chiefs are going to win. I think it's going to be like, uh, like a 27 to 23.
[00:49:25] Scott: Okay, tight, tight game.
[00:49:27] Jeff: Yeah, I don't feel like I've seen the Chiefs put up a huge amount of points this year.
[00:49:31] Scott: No, no, they've, they've, it feels like they've been skating by to their undefeated situation. But you believe that they're going to be the next NFL team to go undefeated and win a Super Bowl.
[00:49:41] Jeff: They have a loss, don't they? The Chiefs have a loss. Oh, do they? They have a loss. Well,
[00:49:46] Scott: maybe that chart that I saw earlier was, was just lying to me.
[00:49:50] Yeah, they did
[00:49:50] Jeremy: have a loss. It was, who is it to the bills in the season? I can't remember who it was to, but I do know they do have a loss. Is
[00:49:57] Scott: it the Eagles then that, that, no, they've got a loss as well. Yeah. They've got a couple.
[00:50:04] Jeff: Let's see the Chiefs lost, they have two losses.
[00:50:07] Scott: Oh, well this chart was just very wrong.
[00:50:11] Jeff: It may was before they lost it. They lost to the bills. And, uh,
[00:50:16] Scott: I think it, I think it's just a verbiage thing. I think it was the last remaining undefeated team each season. Yeah. So even if they're, even if everybody went into the playoffs with two losses, one of those teams was the last remaining,
[00:50:29] Jeremy: it's not undefeated for the season who had the, who, who got their first loss last.
[00:50:34] Correct.
[00:50:35] Scott: Because if I remember correctly, last year it was both the 49 ERs and the Eagles. Yeah. That, uh, ended up getting their first loss on the same week. Yes. Yep. Yep. And both of those did not win the Super Bowl.
[00:50:46] Jeremy: Yeah. Um, I would say, I'm gonna agree with Jeff. I think it'll be the chiefs for a, for a, what do they call it, A Chief Pete
[00:50:58] A Threepeat. They're third in a row, but I do think it's gonna be very close. Yeah. Um. I would go 27, 24. Okay. So within a field goal, um, although there's part of me that thinks if, if they can't stop the run game, which they were having a tough time doing last week. And if Saquon gets going, it could be Eagles, you know, by more than a touchdown.
[00:51:21] Scott: That that's going to be my projection is I'm going to, I'm going to go ahead and predict an Eagles victory. Uh, and I'm going to go ahead and throw out a 35 to 21. A solid because I feel like if the Eagles are going to win this, they're going to do it in a relatively dominant fashion.
[00:51:37] Jeff: It's going
[00:51:38] Scott: to be the first hand off to say Kwan is just going to go for a touchdown.
[00:51:44] But beyond all that, um, Have fun with the Super Bowl out there You guys have any any final thoughts on on all of this for for the people to tie in a little financial education for our listeners
[00:52:02] Jeremy: Yeah, I got one never break break the bank for one Weekend. Yeah. Yeah. Well, you know have fun, but watch your spending
[00:52:10] Scott: and enjoy the game I, I, I would agree.
[00:52:13] This is a very big expenditure, and I know there's probably a couple hundred people out there that are just like, well, this might be my only chance to go . I'm going to spend whatever it takes to get in here. Yeah. And watch this game.
[00:52:26] Jeff: Yeah. That's, that's an interesting thought. Yeah. If you're going to the game, if your team's in the game.
[00:52:31] It'd be hard not to want to go
[00:52:33] Scott: not to want to but how far are you willing to go? Like I'm gonna get a second mortgage just to be able to pay for a hotel room. I feel like that's not financially responsible Yeah, but if you can afford it, I would 100 percent say go go do the thing once in a lifetime Type of an opportunity unless you're a Chiefs fan in which case it's like a three times in three years type of an opportunity
[00:52:55] Jeff: You know what?
[00:52:55] I'm gonna recommend is create a savings bucket
[00:52:58] Scott: There
[00:52:58] Jeff: you go for when your team's there, like start now, you know, for me, I've got a while, I've got 10 or 12 years to save up in my savings bucket. So I should be, I should be good,
[00:53:10] Scott: good to go. Like if you start that now and you set aside, say 20 bucks a month into this, like you'll have that paid for in no time.
[00:53:18] Uh, my last comment would be going back to the, to the sports betting. If you are finding yourself, uh, spending way too much or betting on the outcome of every moment in the game, and you haven't budgeted for this, find yourself a gambling helpline, give a quick call to that because that's a problem that, uh, is going to.
[00:53:41] Lead you down a very dark path in a very quick way. Um, beyond all that, enjoy Superbowl weekend, uh, cheer on whichever team you want. Uh, I just hope both teams have fun. And that we get a good halftime show this year, we just
[00:53:57] Jeff: need a competitive game. Yeah, there we go that
[00:53:59] Scott: all right Well for all of you out there watching this has been dollars and cents hapok community credit unions financial literacy podcast until next time