Do you need to locate care for an aging loved one?

Private duty homecare is a non-medical, in-home care service for seniors recovering from an operation or with an advancing condition such as dementia or Alzheimer’s. Understanding what services are available and the pricing options  are essential to choosing the right care for your loved ones.

Check out 4:47 to hear when to start considering in-home care.

Click here to learn more about Haussmann Financial.

This episode is hosted by Trudy Haussmann and Marinela Angeles. 

Trudy has been in the financial services industry since 1985, graduating from the University of California, Los Angeles, with degrees in economics and political science. She is a Certified Financial Planner™ (CFP®) and a Registered Representative with Osaic Wealth, Inc. As president of Haussmann Financial, Trudy focuses on asset allocation analysis, retirement planning, insurance, and investment advice, providing ethical guidance free of conflicts. She also educates clients on navigating financial challenges and designs plans to safeguard savings from future expenses like long-term medical care. Trudy is a member of the Financial Planning Association and conducts seminars on various financial planning topics.

Marinela Angeles is the Operations Manager for OC Homecare Services and the CEO of Hospice & Palliative Care of California. As an expert in home care, Marinela builds relationships with prospective and current clientele. She oversees all administrative, clerical record keeping, and coordination of care duties at assigned home sites and serves as a community liaison for OC Homecare Services.

Visit our website www.haussmannfinancial.com if you would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors.

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

Are you familiar with 529 Accounts and the tax benefits they can have?

These accounts can be an effective wealth planning tool, but it's essential that you know how to use them properly. On this episode, we welcome guest Doug Lewis to help us know the most important information for 529 accounts.

Check out 8:45 to hear the difference between parents owning a 529 account and grandparents owning a 529 account.

Click here to learn more about Haussmann Financial.


This episode is hosted by Trudy Haussmann. 

Trudy has been in the financial services industry since 1985, graduating from the University of California, Los Angeles, with degrees in economics and political science. She is a Certified Financial Planner™ (CFP®) and a Registered Representative with Osaic Wealth, Inc. As president of Haussmann Financial, Trudy focuses on asset allocation analysis, retirement planning, insurance, and investment advice, providing ethical guidance free of conflicts. She also educates clients on navigating financial challenges and designs plans to safeguard savings from future expenses like long-term medical care. Trudy is a member of the Financial Planning Association and conducts seminars on various financial planning topics.

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors.

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

Is preparing for retirement different for men and women? How can women prepare their finances for longevity and success?

Women are less likely to protect their own financial security, so in this episode, Trudy and Dominica discuss the financial challenges unique to women and how to safeguard against them.

Check out 8:57 to hear the most important takeaways for women as they plan for retirement.

Click here to learn more about Haussmann Financial.

This episode is hosted by Trudy Haussmann and Dominica L. Henderson. 

Trudy has been in the financial services industry since 1985, graduating from the University of California, Los Angeles, with degrees in economics and political science. She is a Certified Financial Planner™ (CFP®) and a Registered Representative with Osaic Wealth, Inc. As president of Haussmann Financial, Trudy focuses on asset allocation analysis, retirement planning, insurance, and investment advice, providing ethical guidance free of conflicts. She also educates clients on navigating financial challenges and designs plans to safeguard savings from future expenses like long-term medical care. Trudy is a member of the Financial Planning Association and conducts seminars on various financial planning topics.

Dominica is a Certified Financial Planner™ (CFP®) and a Registered Representative with Osaic Wealth, Inc.  Dominica’s holds Securities 7 and 63 Licenses. Most recently, Dominica earned the professional designation of Behavioral Financial Advisor through Securities America. It is Dominica’s first priority to determine the financial services that best fit the clients’ stated goals and objectives, and then define the right set of financial solutions to accumulate and distribute wealth to clients and their families.

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors.

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

How safe is your money? 

Threats to cyber security are more prevalent than ever. In this episode, Trudy Haussmann and John Dunphy dive into how to spot these threats and what to do about them. Learn how to protect your passwords and use additional security to safeguard your information and your money.

Check out 5:11 to hear how to verify if the email you have received is legitimate or if it is a scam.

Click here to learn more about Haussmann Financial or call us at (800 )773-8700 to schedule an appointment with one of our advisors.

This episode is hosted by Trudy Haussmann and John Dunphy. 

Trudy has been in the financial services industry since 1985, graduating from the University of California, Los Angeles, with degrees in economics and political science. She is a Certified Financial Planner™ (CFP®) and a Registered Representative with Osaic Wealth, Inc. As president of Haussmann Financial, Trudy focuses on asset allocation analysis, retirement planning, insurance, and investment advice, providing ethical guidance free of conflicts. She also educates clients on navigating financial challenges and designs plans to safeguard savings from future expenses like long-term medical care. Trudy is a member of the Financial Planning Association and conducts seminars on various financial planning topics.

John graduated from California State University, Fullerton, with a Bachelor of Arts degree in Business Administration, concentrating in Finance. His continuing education includes a minimum of thirty hours per year in financial planning and twenty-five hours per year of insurance coursework. John has earned the Certified Fund Specialist designation and is licensed as a Life, Disability, and Variable Annuity Agent with the state of California. He is a Registered Representative with Osaic Wealth, Inc.

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

Are you planning to retire from AT&T?

There are different options for AT&T Retirees, so in this episode John Dunphy is breaking down the choices you'll have when it comes time to retire from AT&T so you can plan ahead for what will be right for you.

Check out 5:42 to hear how life expectancy of the retiree impacts the decision of which retirement plan to have.

Click here to learn more about Haussmann Financial.

This episode is hosted by John Dunphy. John graduated from California State University, Fullerton with a Bachelor of Arts degree in Business Administration with a concentration in Finance. John has earned the Certified Fund Specialist designation through the Institute of Business and Finance in La Jolla, California. He continues to meet the requirements of the ICFS and is licensed as a Life, Disability and Variable Annuity Agent with the state of California and a Registered Representative through Osaic Wealth, Inc. (NASD Series 7: General Securities Representative & NASAA Series 63: Uniform State Law). 

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors. 

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

Why would I rent my life insurance policy?

There are a few reasons! In this episode, Dominica is breaking down life insurance and the different options you have now to prepare for the inevitable. Having life insurance and preparing your finances for when that time comes is a great way to show your loved ones your care for them. We want your finances to be in the best place possible, today!

Check out 5:52 to hear some key factors to consider when choosing a life insurance policy.

Click here to learn more about Haussmann Financial.

This episode is hosted by Dominica L. Henderson. Dominica is a native of Augusta, Georgia where she completed her undergraduate degree from Augusta State University majoring.  Just months after completing her Bachelor’s Degree in 2005, Dominica began her career in the Financial Services Industry as an Internal Wholesaler with Four Seasons Financial Partners; a National Marketing Organization. where she successfully obtained her State Insurance License and began advising clients.  In 2006, Dominica accepted an offer to relocate to Orange County, California to work alongside a leading Certified Financial Planner. Dominica continued her pursuit of success and education by becoming a Registered Tax Preparer with the California Tax Educational Council in 2008. In 2011, Dominica completed her studies with the College for Financial Planning and successfully passed the National Exam receiving her Certified Financial Planner Designation. Dominica’s holds Securities 7 and 63 Licenses. Most recently, Dominica earned the professional designation of Behavioral Financial Advisor through Securities America. It is Dominica’s first priority to determine the financial services that best fit the clients’ stated goals and objectives, and then define the right set of financial solutions to accumulate and distribute wealth to clients and their families.

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

What is the difference between a Traditional IRA and Roth IRA? 

In this episode, Haussmann Financial is answering just that! We're breaking down these two main types of IRAs and clarifying the similarities and differences between the account types, helping you decide which account might be best for you. We'll also answer what a SEP IRA is and in what circumstances you may want this kind of account.

 Check out 6:36 to hear an example of contribution limits in action for both Traditional and Roth IRAs.

Learn more about Haussmann Financial here.

This episode is hosted by Dominica Henderson. Dominica is a native of Augusta, Georgia where she completed her undergraduate degree from Augusta State University majoring.  Just months after completing her Bachelor’s Degree in 2005, Dominica began her career in the Financial Services Industry as an Internal Wholesaler with Four Seasons Financial Partners; a National Marketing Organization. where she successfully obtained her State Insurance License and began advising clients.  In 2006, Dominica accepted an offer to relocate to Orange County, California to work alongside a leading Certified Financial Planner. Dominica continued her pursuit of success and education by becoming a Registered Tax Preparer with the California Tax Educational Council in 2008. In 2011, Dominica completed her studies with the College for Financial Planning and successfully passed the National Exam receiving her Certified Financial Planner Designation. Dominica’s holds Securities 7 and 63 Licenses. Most recently, Dominica earned the professional designation of Behavioral Financial Advisor through Securities America. It is Dominica’s first priority to determine the financial services that best fit the clients’ stated goals and objectives, and then define the right set of financial solutions to accumulate and distribute wealth to clients and their families.

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors. 

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

Do you have children or grandchildren? Do you want to save for their college education?

There are options when it comes to saving for your children or grandchildren's college expenses. In this episode, Trudy (who has 4 children in college right now!) is breaking down your options to help you decide how to start saving for coming college expenses.

 Check out 6:30 to hear Trudy's answer to many common questions, such as what happens to the account if your child doesn't go to college? 

Learn more about Haussmann Financial here. 

This episode is hosted by Trudy Haussmann. Trudy has been working in the financial service industry since 1985. She graduated with bachelor's degrees in economics and political science from the University of California, Los Angeles. She holds the designation of Certified Financial Planner™ (CFP®) from the College for Financial Planning, and is a Registered Principal with Securities America, Inc.

As president and owner of Haussmann Financial, Trudy meets the needs of a variety of business owners, individuals and retirees. She focuses on asset allocation analysis, retirement planning, insurance and investment advice. With the CFP® designation, Trudy is bound by ethical standards to provide advice free of conflicts. She educates her clients on how to anticipate the challenges of volatile financial markets, low interest rates or potential income tax increases.  She designs financial plans to protect her client’s savings from future expenses like long-term medical care.  Trudy strives to understand, through comprehensive communication, each client's financial goals and needs and gives each client the personal attention necessary for a successful, enjoyable and positive investment experience. Knowledgeable, dedicated and ethical, Trudy works toward fulfilling the objectives of her clients and has developed a highly successful practice by building long-term relationships.

Trudy belongs to various professional organizations including the Financial Planning Association, where she has served as the President of the Orange County Chapter, the Institute of Certified Financial Planners™ and the International Board of Standards and Practices for Certified Financial Planners™. She shares her expertise by frequently conducting seminars for corporations and nonprofit groups on the subjects of retirement planning, tax reduction strategies, insurance applications and college funding. 

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors. 

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

Is installing solar the right decision for my home?

While the salesman at the door may have interrupted your family dinner, going solar does peak a lot of our interest. There is a lot to consider when making this large financial decision. In this episode, we're breaking down the top things to think about when you start to wonder if solar is the right decision for you.

 Check out 6:27 to hear about the federal tax credits you could qualify for by switching to solar. 

Learn more about Haussmann Financial here. 

This episode is hosted by John Dunphy. John graduated from California State University, Fullerton with a Bachelor of Arts degree in Business Administration with a concentration in Finance. John has earned the Certified Fund Specialist designation through the Institute of Business and Finance in La Jolla, California. He continues to meet the requirements of the ICFS and is licensed as a Life, Disability and Variable Annuity Agent with the state of California and a Registered Representative through Osaic Wealth, Inc. (NASD Series 7: General Securities Representative & NASAA Series 63: Uniform State Law). 

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors. 

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

When is the best time to start receiving Social Security benefits?

The retirement lifestyle is waiting for you, but how/when do you access your social security benefit?  In this episode, we're breaking down social security benefits and what you can expect for your retirement to help you plan ahead and prepare for the life you want when you are no longer working. 

 Check out 3:37 to hear three reasons to receive benefits early and three reasons to wait to help you decide the best plan for you and your retirement income. 

Learn more about Haussmann Financial here. 

This episode is hosted by KiHo Choi. KiHo graduated in 1986 from the University of California at Berkeley with a degree in Bachelor of Arts in Economic Geography. His major courses of study included Macro and Micro Economics, Investments, Accounting, Real Estate, Statistics, Business Law, Marketing and Financial Planning. KiHo constantly keeps up to date about the current economic situations by attending due diligence conferences, meeting with mutual fund managers, and completing at least 60 hours a year of continuing education in Financial Planning and Insurance course work.

He is licensed as a Registered Representative through Securities America, Inc. He also holds the FINRA Series 7: General Securities Rep., NASAA Series 63: Uniform State Law, NASAA Series 65: Uniform Investment Advisor, and is licensed as a Life and Disability Insurance Agent with the State of California. Prior to joining Haussmann Financial in 1996, KiHo underwent an extensive two-year  financial advisor training program at Merrill Lynch in Santa Monica, California. He completed the program at the top of his class and was voted by his peers as "Most Likely to Succeed as a Financial Planner."

KiHo specializes in the field of Retirement Planning and Asset Management utilizing top professional money managers. He believes that integrity, dedication, and being proactive are essential qualities in providing excellent service to his clients. Because of KiHo's communication skills, accessibility, and attention to detail, he has expanded his business through referrals. For those who are considering retirement, he continues to conduct Retirement Planning Workshops throughout Southern California.

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors. 

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

Do you need to communicate financial information with your family members, but not sure where to start?

In this episode, we're talking about the benefits of having a family meeting about your financial affairs.  Sitting down with your financial advisor can set your family members up for financial success.

 Check out 2:54 to hear the story of Scott and Kris and how a family meeting with their financial advisor supported them through navigating aging parents and financial shifts. 

Learn more about Haussmann Financial here. 

This episode is hosted by Trudy Haussmann. Trudy has been working in the financial service industry since 1985. She graduated with bachelor's degrees in economics and political science from the University of California, Los Angeles. She holds the designation of Certified Financial Planner™ (CFP®) from the College for Financial Planning, and is a Registered Principal with Securities America, Inc.

As president and owner of Haussmann Financial, Trudy meets the needs of a variety of business owners, individuals and retirees. She focuses on asset allocation analysis, retirement planning, insurance and investment advice. With the CFP® designation, Trudy is bound by ethical standards to provide advice free of conflicts. She educates her clients on how to anticipate the challenges of volatile financial markets, low interest rates or potential income tax increases.  She designs financial plans to protect her client’s savings from future expenses like long-term medical care.  Trudy strives to understand, through comprehensive communication, each client's financial goals and needs and gives each client the personal attention necessary for a successful, enjoyable and positive investment experience. Knowledgeable, dedicated and ethical, Trudy works toward fulfilling the objectives of her clients and has developed a highly successful practice by building long-term relationships.

Trudy belongs to various professional organizations including the Financial Planning Association, where she has served as the President of the Orange County Chapter, the Institute of Certified Financial Planners™ and the International Board of Standards and Practices for Certified Financial Planners™. She shares her expertise by frequently conducting seminars for corporations and nonprofit groups on the subjects of retirement planning, tax reduction strategies, insurance applications and college funding. 

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors. 

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

How risky is investing in the stock market?

As investment professionals and certified financial planners, our job is to understand the whole range of risk associated with financial investing. In this episode, Trudy is sharing the five major types of risk involved in investing in the stock market to help you decide if investments are the right financial decision for you.

Check out 2:15 to hear the first of the five major types of risk. Investment professionals are skilled in mitigating risk and can help you make smart investments and financial decisions that will benefit you for a life time.

Click here to learn more about Haussmann Financial. 

This episode is hosted by Trudy Haussmann. Trudy has been working in the financial service industry since 1985. She graduated with bachelor's degrees in economics and political science from the University of California, Los Angeles. She holds the designation of Certified Financial Planner™ (CFP®) from the College for Financial Planning, and is a Registered Principal with Securities America, Inc.

As president and owner of Haussmann Financial, Trudy meets the needs of a variety of business owners, individuals and retirees. She focuses on asset allocation analysis, retirement planning, insurance and investment advice. With the CFP® designation, Trudy is bound by ethical standards to provide advice free of conflicts. She educates her clients on how to anticipate the challenges of volatile financial markets, low interest rates or potential income tax increases.  She designs financial plans to protect her client’s savings from future expenses like long-term medical care.  Trudy strives to understand, through comprehensive communication, each client's financial goals and needs and gives each client the personal attention necessary for a successful, enjoyable and positive investment experience. Knowledgeable, dedicated and ethical, Trudy works toward fulfilling the objectives of her clients and has developed a highly successful practice by building long-term relationships.

Trudy belongs to various professional organizations including the Financial Planning Association, where she has served as the President of the Orange County Chapter, the Institute of Certified Financial Planners™ and the International Board of Standards and Practices for Certified Financial Planners™. She shares her expertise by frequently conducting seminars for corporations and nonprofit groups on the subjects of retirement planning, tax reduction strategies, insurance applications and college funding. 

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors. 

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

"As we all know, inflation is here." - John Dunphy

In this episode we're breaking down inflation, why it happens, and what we're currently seeing in the market. From shipping delays to gas prices, inflation impacts each of us.  We want to help you monitor economic conditions and not let today's headlines distract you from tomorrow's goals.

 Check out 5:42 to hear John's "exaggerated example" of everyone switching to turf to help understand monetary inflation. 

Learn more about Haussmann Financial here. 

This episode is hosted by John Dunphy. John graduated from California State University, Fullerton with a Bachelor of Arts degree in Business Administration with a concentration in Finance. John has earned the Certified Fund Specialist designation through the Institute of Business and Finance in La Jolla, California. He continues to meet the requirements of the ICFS and is licensed as a Life, Disability and Variable Annuity Agent with the state of California and a Registered Representative through Osaic Wealth, Inc. (NASD Series 7: General Securities Representative & NASAA Series 63: Uniform State Law). 

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors. 

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

Do I really have to budget?

Budgeting isn't the most exciting task, but it is important to have a template for spending. Having a clean budget helps both you and your financial advisor make the best financial decisions each month. In this episode, we're talking about budgeting for daily life now and for the retirement lifestyle.   

 Check out 4:28 to hear Pat's simple process to create a functioning, easy to maintain, budget. A monthly budget is a strong starting place for future planning and being able to look further ahead in life, including budgeting for retirement. 

Learn more about Haussmann Financial here.

This episode is hosted by Pat Danly. Prior to graduating with a Bachelors Degree from San Francisco State University in 1995, Pat was the owner of a small business in the Bay Area, Berkeley Windsurfing & Snowboards.  In 1996, he relocated to Chicago and began working as a Trading Assistant on the floor of the Chicago Mercantile Exchange.  By 1998, Pat had risen to become a professional floor trader, working as an options market maker in Equity and Equity Index options on the CBOE.  In 2000, Pat relocated his wife and 2 children to Europe, calling London and Amsterdam home while Pat was busy trading across exchanges in England, Holland, France, Germany, Italy and Spain.  Pat feels that his hands on experience and his exposure to International markets is an enormous advantage to his clients when it comes to navigating through the ever increasing investment choices that are available today.  “One thing I’ve learned in my trading career is that a disciplined approach to investing is by far the more important quality to the successful investor when compared to stock picking OR market timing!” Pat is a Registered Representative through Securities America, Inc.

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors. 

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

The market is down! What do I do?

In this episode, Dominica is discussing  market volatility and steps to take to help you feel prepared for how to handle investments during this time. 

 Check out 6:56 to hear what the Sequence of Return Risk is and an example of how you can evaluate your savings and investments.

Learn more about Haussmann Financial here.

This episode is hosted by Dominica L. Henderson. Dominica is a native of Augusta, Georgia where she completed her undergraduate degree from Augusta State University majoring.  Just months after completing her Bachelor’s Degree in 2005, Dominica began her career in the Financial Services Industry as an Internal Wholesaler with Four Seasons Financial Partners; a National Marketing Organization. where she successfully obtained her State Insurance License and began advising clients.  In 2006, Dominica accepted an offer to relocate to Orange County, California to work alongside a leading Certified Financial Planner. Dominica continued her pursuit of success and education by becoming a Registered Tax Preparer with the California Tax Educational Council in 2008. In 2011, Dominica completed her studies with the College for Financial Planning and successfully passed the National Exam receiving her Certified Financial Planner Designation. Dominica’s holds Securities 7 and 63 Licenses. Most recently, Dominica earned the professional designation of Behavioral Financial Advisor through Securities America. It is Dominica’s first priority to determine the financial services that best fit the clients’ stated goals and objectives, and then define the right set of financial solutions to accumulate and distribute wealth to clients and their families.

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors. 

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

We are thrilled to announce that Haussmann Financial is launching a PODCAST! 

 The Haussmann Financial Podcast was created because we realized many of our clients have asked similar questions over the last 30 years and we knew we could create a resource to answer them all in one space.

 This is the perfect podcast for answering life's financial questions, simply. 

 This podcast we made JUST FOR YOU. It is for you to share with your kids, your friends, and anyone in your life who wants to get smarter with money and get to know our team.

 Ready to hear from Trudy, Pat, KiHo, Dominica, and John? 

 Click HERE to download and be sure to hit “subscribe or follow” so you can get a weekly download of new money insight that can serve you for the long haul.

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors. 

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

Meet the Haussmann Team! In this episode, we're getting to know Financial Advisor Dominica Henderson.

Dominica has been with Haussmann Financial for almost 10 years. In this episode, she is sharing about her journey into the financial industry, what she loves about her work, the benefit of having a financial advisor, and her tip for being well set up for financial success.

 Check out 5:35 to hear why Dominica recommends working with a financial advisor. 

Learn more about Haussmann Financial here.

This episode is with Dominica Henderson. Dominica is a native of Augusta, Georgia where she completed her undergraduate degree from Augusta State University majoring.  Just months after completing her Bachelor’s Degree in 2005, Dominica began her career in the Financial Services Industry as an Internal Wholesaler with Four Seasons Financial Partners; a National Marketing Organization. where she successfully obtained her State Insurance License and began advising clients.  In 2006, Dominica accepted an offer to relocate to Orange County, California to work alongside a leading Certified Financial Planner. Dominica continued her pursuit of success and education by becoming a Registered Tax Preparer with the California Tax Educational Council in 2008. In 2011, Dominica completed her studies with the College for Financial Planning and successfully passed the National Exam receiving her Certified Financial Planner Designation. Dominica’s holds Securities 7 and 63 Licenses. Most recently, Dominica earned the professional designation of Behavioral Financial Advisor through Securities America. It is Dominica’s first priority to determine the financial services that best fit the clients’ stated goals and objectives, and then define the right set of financial solutions to accumulate and distribute wealth to clients and their families.

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors. 

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

Meet the Haussmann Team! In this episode, we're getting to know Financial Advisor John Dunphy.

Over the last 28 years, Trudy and John have shared a lot of experiences with the Haussmann Financial Team. From an eager intern to now managing over 200 million dollars, John has always had his clients' interest at the forefront of his work. In this episode, John is sharing some of his experience as a financial advisor and what he has learned, common mistakes he's seen, and bringing Trudy into the conversation with questions for her as the Founder of Haussmann Financial. 

 Check out 8:02 to hear one of John's success stories and hear how he helps his clients be the best version of themselves, both financially and personally. 

Learn more about Haussmann Financial here. 

This episode is hosted by John Dunphy. John graduated from California State University, Fullerton with a Bachelor of Arts degree in Business Administration with a concentration in Finance. John has earned the Certified Fund Specialist designation through the Institute of Business and Finance in La Jolla, California. He continues to meet the requirements of the ICFS and is licensed as a Life, Disability and Variable Annuity Agent with the state of California and a Registered Representative through Osaic Wealth, Inc. (NASD Series 7: General Securities Representative & NASAA Series 63: Uniform State Law). 

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors. 

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

Meet the Haussmann Team! In this episode, we're getting to know Financial Advisor KiHo Choi.

Trudy and KiHo go back to their pre-spouse and children days. In this episode, KiHo is sharing what he loves about working with Haussmann Financial, the benefits of working with a financial advisor, and a few special client stories from the past 25 years. 

 Check out 3:07 to hear one of KiHo's most fulfilling experiences as a Financial Advisor at Haussmann Financial. 

Learn more about Haussmann Financial here. 

KiHo Choi is licensed as a Registered Representative through Osaic Wealth, Inc. He also holds the FINRA Series 7: General Securities Rep., NASAA Series 63: Uniform State Law, NASAA Series 65: Uniform Investment Advisor, and is licensed as a Life and Disability Insurance Agent with the State of California. KiHo constantly keeps up to date about the current economic situations by attending due diligence conferences, meeting with mutual fund managers, and completing at least 60 hours a year of continuing education in Financial Planning and Insurance course work.

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors. 

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

What will you do when you retire?

In this episode, Trudy is talking about the three common categories in retirement that she's observed in her clients over the last thirty years as a financial advisor. There are lots of ways you can prepare yourself for a smooth transition into retirement and we're here to help you ease into that new phase of life.

Check out 7:13 to hear how a financial advisor can help guide you through the transition to retirement. 

This episode is hosted by Trudy Haussmann. Trudy has been working in the financial service industry since 1985. She graduated with bachelor's degrees in economics and political science from the University of California, Los Angeles. She holds the designation of Certified Financial Planner™ (CFP®) from the College for Financial Planning, and is a Registered Principal with Securities America, Inc.

As president and owner of Haussmann Financial, Trudy meets the needs of a variety of business owners, individuals and retirees. She focuses on asset allocation analysis, retirement planning, insurance and investment advice. With the CFP® designation, Trudy is bound by ethical standards to provide advice free of conflicts. She educates her clients on how to anticipate the challenges of volatile financial markets, low interest rates or potential income tax increases.  She designs financial plans to protect her client’s savings from future expenses like long-term medical care.  Trudy strives to understand, through comprehensive communication, each client's financial goals and needs and gives each client the personal attention necessary for a successful, enjoyable and positive investment experience. Knowledgeable, dedicated and ethical, Trudy works toward fulfilling the objectives of her clients and has developed a highly successful practice by building long-term relationships.

Trudy belongs to various professional organizations including the Financial Planning Association, where she has served as the President of the Orange County Chapter, the Institute of Certified Financial Planners™ and the International Board of Standards and Practices for Certified Financial Planners™. She shares her expertise by frequently conducting seminars for corporations and nonprofit groups on the subjects of retirement planning, tax reduction strategies, insurance applications and college funding. 

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors. 

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549

Meet the Haussmann Team! In this episode, we're getting to know Financial Advisor Pat Danly.

Pat and Trudy grew up together and have now worked together at Haussmann Financial for 15 years. In this episode, Pat is sharing his path to Haussmann Financial and why working with Trudy and the team has been impactful in both his own life and the life of his clients.

 Check out 10:50 to hear success stories from Pat's experiences with his clients. And, Pat is sharing what success looks like for him as a financial advisor. 

Learn more about Haussmann Financial here.

This episode is with Pat Danly. Prior to graduating with a Bachelors Degree from San Francisco State University in 1995, Pat was the owner of a small business in the Bay Area, Berkeley Windsurfing & Snowboards.  In 1996, he relocated to Chicago and began working as a Trading Assistant on the floor of the Chicago Mercantile Exchange.  By 1998, Pat had risen to become a professional floor trader, working as an options market maker in Equity and Equity Index options on the CBOE.  In 2000, Pat relocated his wife and 2 children to Europe, calling London and Amsterdam home while Pat was busy trading across exchanges in England, Holland, France, Germany, Italy and Spain.  Pat feels that his hands on experience and his exposure to International markets is an enormous advantage to his clients when it comes to navigating through the ever increasing investment choices that are available today.  “One thing I’ve learned in my trading career is that a disciplined approach to investing is by far the more important quality to the successful investor when compared to stock picking OR market timing!” Pat is a Registered Representative through Securities America, Inc.

Visit our website www.haussmannfinancial.com if would like to know more about Haussmann Financial or call us at (800)773-8700 to schedule an appointment with one of our advisors. 

Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Investment advisory services offered through Haussmann Financial, Inc. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Trudy Haussmann, CA Insurance License #0756590

KiHo Choi, CA Insurance License #0B77761

Pat Danly, CA Insurance License #0F88078

John Dunphy CA Insurance License #0B73679

Dominica Henderson, CA Insurance License #0F46549