Life, Health & The Universe

Kim Kent: How To Be Wealthy As F*ck - Financial Freedom and Abundance

July 26, 2024 Nadine Shaw Season 10 Episode 8
Kim Kent: How To Be Wealthy As F*ck - Financial Freedom and Abundance
Life, Health & The Universe
More Info
Life, Health & The Universe
Kim Kent: How To Be Wealthy As F*ck - Financial Freedom and Abundance
Jul 26, 2024 Season 10 Episode 8
Nadine Shaw

Let us know what you thought of this episode!

Ready to transform your relationship with money and achieve financial freedom? Join us as we sit down with Kim Kent, Perth's foremost money mindset and financial coach, to uncover the secrets behind overcoming scarcity and stepping into abundance.
Kim shares her personal journey from family financial struggles to breaking generational patterns, offering candid advice on how women can claim their financial power in a male-dominated world.
This episode is packed with practical steps and emotional insights that will empower you to reprogram your subconscious mind and shift towards a healthier financial mindset.

During the episode we explore how childhood experiences and parental influences shape our money beliefs, and the crucial role self-worth plays in financial success.
Kim dives deep into the emotional and psychological shifts required to overcome financial instability and the irrational fears rooted in past conditioning. By sharing her own transformative experiences, Kim demonstrates how building new habits and trusting in abundance can lead to a more stable and harmonious life. You'll learn about the powerful connection between money as a form of energy and maintaining a balanced flow, helping you avoid the pitfalls of resistance and struggle.

For women looking to gain financial empowerment, Kim's "Wealthy as F*ck" program offers a blend of mindset, management, and manifestation techniques tailored to help you achieve financial freedom. Whether you're a business owner or a stay-at-home mum, this episode provides actionable tips on managing your finances with ease. From using a personalised money management system to aligning your actions with your goals, Kim's advice ensures you can own your financial voice and make an impactful change.

Don't miss this opportunity to transform your financial reality and embrace a life of abundance!

Connect with Kim by following her on Instagram


Show Notes Transcript Chapter Markers

Let us know what you thought of this episode!

Ready to transform your relationship with money and achieve financial freedom? Join us as we sit down with Kim Kent, Perth's foremost money mindset and financial coach, to uncover the secrets behind overcoming scarcity and stepping into abundance.
Kim shares her personal journey from family financial struggles to breaking generational patterns, offering candid advice on how women can claim their financial power in a male-dominated world.
This episode is packed with practical steps and emotional insights that will empower you to reprogram your subconscious mind and shift towards a healthier financial mindset.

During the episode we explore how childhood experiences and parental influences shape our money beliefs, and the crucial role self-worth plays in financial success.
Kim dives deep into the emotional and psychological shifts required to overcome financial instability and the irrational fears rooted in past conditioning. By sharing her own transformative experiences, Kim demonstrates how building new habits and trusting in abundance can lead to a more stable and harmonious life. You'll learn about the powerful connection between money as a form of energy and maintaining a balanced flow, helping you avoid the pitfalls of resistance and struggle.

For women looking to gain financial empowerment, Kim's "Wealthy as F*ck" program offers a blend of mindset, management, and manifestation techniques tailored to help you achieve financial freedom. Whether you're a business owner or a stay-at-home mum, this episode provides actionable tips on managing your finances with ease. From using a personalised money management system to aligning your actions with your goals, Kim's advice ensures you can own your financial voice and make an impactful change.

Don't miss this opportunity to transform your financial reality and embrace a life of abundance!

Connect with Kim by following her on Instagram


Speaker 1:

Hello, it's Nadine here, and I'm here with this week's episode of Life, health and the Universe, and this week I'm joined by Kim Kent, who is dialing in from Perth. Wa, hi, kim, she's dialing in from the future.

Speaker 2:

Well, it's Friday morning for me, so it should be your Thursday evening.

Speaker 1:

Just Friday morning 10am. It should be your Thursday evening. Just Friday morning, uh, 10 am, 10, 30 am, yeah. So yeah, you're a few hours ahead, but we're on the same day oh, okay yeah, yeah, gosh, I know it's so confusing.

Speaker 1:

Um, before we go any further, kim, let me do a quick intro of you, um, and then I'll hand over to you and then we'll get stuck in. So welcome, kim. You are dialing in, as I said, from Perth and you're Perth's leading money mindset and financial coach. You're renowned for your wealthy as I'm gonna say it fuck money coaching program in the uh, in all your advertising. It has a little, but we were, we're allowed to throw an f-bomb here and there I'm so fucked with an asterisk I figured out I figured that if you're going to call your program that, then you you're not scared of an f-bomb.

Speaker 1:

Um, so you've helped countless women overcome their money mindset blocks, achieve financial freedom and break the cycle of generational scarcity. You've been featured in a whole bunch of uh different publications, including osprey, mamma mia inside small business and there's a whole bunch more. Really Really excited about this conversation. I've read a couple of money mindset books written by women, so happy to talk about those, and I'm sure they've come into your world. But yeah, money is one topic that we haven't had any chatter about on the podcast, so I'm really looking forward to this Welcome.

Speaker 1:

Well, I'm excited because I'll always bring a different spin around money too yeah, I've already got questions.

Speaker 2:

I'll just claim it like I'm a Aussie through and through. I swear because I'm passionate, so I'll probably swear, I'll try and be. Look, if you don't like swear words either, don't you? You can stop listening. Yeah, otherwise, pretend that she didn't say them. Just be fine the world, you'll be fine, but yeah, so I have a bit of a potty mouth. I'm totally blaming the Aussie culture on that. I go on tangents, I lose my train of thought. I want to blame my brain, but before I had a kid I was doing that anyway. But I'm here to have the deep chats just to get straight to the good juicy stuff.

Speaker 1:

Great. So I've covered off enough in the intro. We're just going to get stuck straight in Brilliant. I want to start with something kind of high level and just about women and money, because we hear there's so many training programs, books and they're all written by men, and when they're written by men they're really for the men's world. So where do you sit with all of that? Because there's too many mindset books that I've read Barbara Stanny, overcoming under earning, and Denise Duffield Thomas, who's also an Aussie, who's written Chill and Prosper, and she does a lot of money mindset work but they're the only two women. I mean I have to admit I haven't done any research, you're the third, but women don't talk about it. So, like we're in a man's world, how do we as women come into our own power when it comes to money?

Speaker 2:

yes, this is. It's such a powerful question and I think when you know, when you look back on your life and it's like the hindsight, you realize I've always, I've always, was meant to do this. I was always meant to work with money. Because I'm a very I, I want to say I am now. I'm not now, but I was very strong masculine energy because you got, you know, I've always been entrepreneurial. Like I was hustling my parents for pocket money as like extra money. I was bagging up leaves to clean up the garden, like 50 cents for a big garbage bag. I think they were underpaying me, but you know.

Speaker 1:

I don't know. I'm still trying to get away with paying 50 cents for the same sort of thing to my kids, true?

Speaker 2:

true. No, back then, 50 cents could buy you a lot from the delis, buy lots of lollies. Now you can buy one one little gummy bear or something. Anyway, I've always had this entrepreneurial fire within me and it did come from my lack of like.

Speaker 2:

I wasn't born into wealth. There was so much scarcity around money. My parents always fought about it. Then they divorced. I knew more than more about child support than like any other parent at my school, like I'm the first born and female and I have a little brother, like. So with the divorce it just it was a shit show. It literally was a shit show financially and I took on a lot of stress.

Speaker 2:

So I've always wanted money because I always thought, well, if my parents had more money they would have been happier. But then I want more money because then I will be happier, right. And then I saw my parents sacrifice levels of happiness and freedom for stable incomes and it's like you can't have your cake and eat it too. It's like you have to choose one or the other. I'm like that's bullshit. No, I don't want that.

Speaker 2:

So anyway, coming into my adulthood and I got into business straight away after uni because I couldn't get a job. You know, I did the thing, got the degrees, got two because I thought I'd make more money, there were no jobs going fell into the online space and I share that kind of backstory because I fell into network marketing. So that's where I started my journey and it's full of the personal development and it's all men, men, men, men, men. Now there's women in personal development. We're like 90% of sorry network marketing. It's like 90 or 95% it's women doing it. Yeah, everything you learn is very male dominant, and especially when it comes to money. So now I say I've lost you a question again. I'm like which? Where am I taking this?

Speaker 1:

it's women and women and money, and and money, yeah, yeah so I feel like it's a male.

Speaker 2:

It's male dominated in the sense of, because when we think of money we think of cat. Well, not even today, but even only a few years ago, it was still cash, where cash is measurable, cash is tangible and that's of a masculine energy. So the logistics of money is masculine the numbers, the budgeting, the control, all of that. But then the energetic side is the feminine energy, like the emotions and all of those things. So it's like the go-to with money. We just think about the cash in the bank. But the cash, yes, it's money, but what we have in the bank just reflects our relationship with the money. You see how this is where the female thing ties in.

Speaker 2:

But I will say I've read a lot of the books and I find it's not to throw anyone under the bus because I find a lot of the books. And I find it's not to throw anyone under the bus because I find a lot of the female dominated in the money. They're just very mindset, yeah, and I think mindset only, and then I find a lot of the men. It's like the tangible strategy, yeah, yeah. And so this is where I I guess this is what makes me different in a way and I'm really proud of it because I'm like well, you have to have both.

Speaker 2:

And if you think about, like yin and yang, the duality of life, like energetics, physics, science literally proves the balance in energies, you can't have positive without a negative, so you can't have one side without the other. So if you really want to master money, you actually need to have both. But yes, it's very it feels male, dominated because it was just money, was so focused on the practical first, and now there's the wave coming through of hang on, there is the energetic side. It's actually money just reflects how we think and feel about it. And look, us women can tap into that more. But I find there is coming more of a balance, but it is it's still very women, emotional, men, practical.

Speaker 1:

Yeah, yeah, okay. And I feel like with the mindset stuff as well, like it's really interesting. I think Barbara Stanny's book is quite interesting because there are some practical elements where it's like it just puts you through, like the words that come up when you think about money or when you think about how much you'd like to earn, like where the number kind of stops, and then it feels like uncomfortable to go beyond that. Finishing sentences like my mum thought X about money, my dad thought x about money, like I think that that's, um, that was really cool. But the mindset stuff, what I feel like, even with mindset stuff, it can still be a bit kind of practical right, it can be like just think this way and then you'll get this. And it's not like that, I don't think what I've learned.

Speaker 2:

There's layers because I love I love to dive into this stuff, because I'm all about like my vision is to break the generational hand-me-downs of the mentality, because the reason I think maybe not me now because I've done the work, but, kim, pre, I need like an. I always talk about these. I need like it was 2018 is when I started the work. So I need like a like d-day. I need something because it feels like it's like pre-Kim and post-Kim, if that makes sense. The pre-kim scarcity, lack, driven and anxious attachment to money. Kim, where was I going with this? She? I'm so focused on what the d-day I'm calling from my transformation yeah, sorry say train of thought lost.

Speaker 1:

No, all good time to take your time. What was the question I was just saying about mindset and how it it, it can, it can still seem kind of like practical. Think this way and you'll get this, thank you so gosh, this is great.

Speaker 2:

I haven't had my coffee this morning. Love me, love me for this. So yeah, this is real life. You know I'm like down with it. Yeah, the thoughts that I had this is where I was going. I'm on track thoughts that I had stemmed from my childhood, because when I was born, I was born as a blank canvas, right, I was this pure energy. But a baby doesn't know it's a fucking human.

Speaker 2:

When it's born, it actually still thinks it's a part of the mother's body so we're all yeah we're born as this blank canvas and then, as we grow, our biggest influences mom and dad stereotypically, mom and dad, or whoever is the parent role they get their paintbrushes out and they start to teach you what's right from wrong, what's black from white, what's day and night, all the things. So when it comes to money, you'll you learn, like you develop your relationship with money, from what's day and night, all the things. So, when it comes to money, you learn, like you develop your relationship with money, from what you're taught. And it's not necessarily just like mum saying you know it's good to save and you should budget, which is all the shit that we heard, but it's witnessing, like we learn from how our mum and dad behaved, how they spoke, how they reacted. So that's what develops our beliefs. So then that's hardwiring in our subconscious mind. That's setting ourself up for our future. So then, you know, we get to this adult life where we want to hit goals and we want to achieve things and, if it's, we want more money.

Speaker 2:

But the thoughts that we have that are painted on our canvas, that design us, if they're in alignment with there's not enough. Rich people are greedy. Money doesn't grow on trees. You should work really fucking hard, or you should just work harder or you should just be grateful for what you have. Like it's come from a lack and a scarcity and if you are holding on to those which I did and then I wanted big monetary goals and I wanted to hit certain earnings amounts and money in the bank it didn't align. It doesn't align.

Speaker 2:

So, yes, there's like a practical. Well, just change your thoughts. Just change your thoughts. Now. This is what people don't get and because this is what I spent years trying to do, I spent years just trying to paint new thoughts on top of the canvas consciously. But your subconscious mind is like 4 million or something times stronger than your conscious mind. So that's your autopilot, that's your actual go-to and that's what's dictating your relationship with money.

Speaker 2:

So, yes, there's a practical to change your mindset, because it's actually getting out the elbow grease and the turps and whatever else gets off paint. This is like acrylic paint, by the way. It's not like water based shit that you can just wash off like the hardcore. It's embedded into the canvas. We've got to do the work. We've got to do the practical steps to reprogram our mind. So that is where the masculine comes in, the, the feminine part of it is like the trust, understanding that it is your emotions um it's, it's energetics, it's actually yeah, yeah, yeah, wow, okay, cool next straight, in like straight um, okay, so let's, let's talk a little bit more about your story and, um, where do I want to, where do I want to go with this?

Speaker 2:

I love your brain. I'm the same child. I'm at a crossroads and there's five different roads, five different roads.

Speaker 1:

Yeah, um, so pre-kim, we'll just call you that for now. Yeah, pre-kim was, let's say, you were stuck, so you had all of these ideas about what you wanted. Do you feel like what you wanted had to change? Because you know, really, what you wanted was out of lack, was because of lack in your childhood, right? So did you have to change what that was about? Because, if, because really essentially, if you just want and it's because you feel like you haven't got it, yep, you're, you're in that same cycle, right?

Speaker 2:

it's so, really, when we don't feel like there's enough money in the bank as much as I don't want anyone who if you're listening and you're like I wish, like I feel like there's not enough, like I'm not trying to depress you right now, awareness precedes change, okay, but if you feel like there's not enough in the bank, it just reflects you feeling like you're not enough yourself. So I spent my whole childhood, my adolescence and the first part of my 20s never feeling good enough and I was constantly seeking things externally to validate me and make me feel good enough. And I just had a lot of like money was just a big key part of it, because I was like if I have more money, then I'll have freedom. Because right now I feel trapped and I saw my I grew up seeing like life is trapped financially and just it was a sense of trauma, like little T trauma. I wouldn't call it big T trauma, but for me it was still traumatic, like I was a little girl who never felt good enough. So, no, I was always chasing more, more, more.

Speaker 2:

So, yes, you have to. You have to. You have to realize, like I did, I was searching for something outside of myself and one of the things is I want more money because I want to build like I had big goals and big dreams and ambitions. And I know I'm someone who, like I, want to fly business class. I want to travel the world. I want to live in a house with ocean views. I want big because it's a desire and I've learned that to live in a house with ocean views I want big because it's a desire and I've learned that. You know you're born with. Your desires are your birthright. Like some people don't care for that, that's totally fine. But my financial stability is like tiny little thing, like my next birth. If I have another kid, like I can pay for the private midwife so I don't have to deal with rules and regulations because that's my freedom, but it's cost thousands of dollars.

Speaker 2:

I want to buy. It's the. Do you know what I mean? That's just big goals for me. Like I want. I don't care about the nice car, but I definitely want a nice house and I don't want to have a mortgage and I want to be able to pay buy things for my parents who are stuck and, no matter what they do, they will not listen to me, but I'm the hype sheep. They're stuck in their story. Bless them, love them. But then how nice would it be that I could just buy my mom the new. She needs a new car, because to her, like I, would just be a love, love to be able to just do that. Yeah, it's like that sense of freedom, of choice. I'm a big freedom, yeah so what?

Speaker 1:

what did you um? What do you think are the biggest changes that you made pre-kim and post-kim? What if you could kind of list some of like pre-kim thoughts, practices, behaviors, pre-kim?

Speaker 2:

through the process now current yeah, pre-kim was like I hit the top of the company in the network marketing. Okay, earlier I was earning 100k a year with no child, no mortgage, and I wasn't married yet. Is this free, free, kim? Okay, I hit. I hit the pinnacle position in this company. I got all these things. I had residual income. I was getting eight, seven to eight grand a month, even if I did no work because I'd built it up.

Speaker 2:

It was never enough. I was broke. My credit card was always maxed out. I would be fighting with my now husband when we were together. He would do something he'd want to spend and I just have.

Speaker 2:

It was a control like. I would react in a way like hang on, but then all I'm doing is stripping him from his power because I just had to control everything outside of me, because I didn't feel stable within. So that's how it looked. But the thing is I'd buy the clothes and I'd buy the wine and I'd buy all the instant gratification, but it still was never enough. And then, when I did the work, and it's like it's simple it's not easy because you're dealing with your emotions I'm literally reprogramming my belief that I actually am worthy because I was born worthy. So you're doing, you're peeling back all these layers. So when I did that work and literally learned to love myself and know that I'm actually fucking amazing and look, don't get me wrong, it's a journey. It's not a like light switch and it's just forever like it's a journey. Um, I'm not perfect, but I believe that I'm worthy of love and I know my mum and dad love me and I know my husband loves me and I know my friends love me when before I was constantly chasing that validation and thinking otherwise. So I guess, post Kim, new Kim, wealthy Kim or like that, wealthy as fuck Kim, because that's the plan. I'm gonna say it, we're gonna say it now that we said it from the start. Um, she well, look, me and my husband never fight about money and we used to strangle each other, like because we got married. I didn't start doing the work until a year after marriage and we got married almost seven years ago. Six years ago can't keep up and we would like fight like cat and dog because and it's just, I was just, it's just what my parents did, it's the exact same thing I was living out them and I'm like this is going to end in divorce, like we're going to separate because of this toxic relationship with money. But yeah, so right now, we never fight about money. We're on the same team. There's stability, like I actually trust the circulation of money. And the thing is, I will still get triggered. Things will happen Like I had to get new tires on my car and like I remember back when my car tires cost $160 each.

Speaker 2:

Now I'm thinking like I'm talking like 10 years ago because I'd still like it if that was the case. No, and I literally got them done yesterday and I have an SUV now because you know, mom car it's not a big one, it's a rav4. So if you know, it's not like a 2016 rav4. I haven't needed to get tires. Or if I have, like my husband, he just did it, he just so in my head, cool new tires be about $200 each, so like $400 a tire.

Speaker 2:

Yeah, old Kim would freak the fuck out, new Kim would. The thing is it's still like oh, like I could do so much more money, so many more things. Like I don't value tires. I don't care about the tires until, obviously, you want to care about your tires because safety, but it's not high in my value. But I didn't. Really, I didn't freak out because I'm like it's a part of life, like the money's going to be there. It's not like I put away a dollar every day for my tires. I don't do that but I don't freak out. But the trigger was there, but I don't freak out. Yeah, and I have the protocols and the embodiment and so this is the feminine, the feminine energetics. I have the embodiment. I've had the discipline that I've practiced and built these new habits so that, like it's not a big deal, yeah, I'm not. So, yeah, I hope that kind of paints a bit of it yeah, definitely.

Speaker 1:

Um, I heard something the other day and uh, it was I thought it was quite interesting um, about lack and our fear of lack or scarcity. But in fact, most of us we have fear, but it's totally irrational because we've never actually been in a. Yeah, we might have had, you know, parents that had difficulties of their own when they, you know, were married, and when we were growing up, my dad was like a fairly, you know, work hard, save, turn the lights off when you go out of a room, don't waste, eat everything on your plate, like all of those things. Like don't waste, don't waste, don't waste.

Speaker 2:

I shared bath water with my brother, so I would probably have to do that.

Speaker 1:

I would be like he will, we in the bath but yeah, but we so, but we have, so we have these, that that stuff that's gone on and that fear of lack, and it can come from from those circumstances and perhaps you know, they had their own experiences that they've brought with them. Well, they definitely have, um, but we've actually, we have this fear of lack even though we've never actually had nothing it is because that's the belief.

Speaker 2:

We were hard. Yeah thing is, when I've got two things to share on this right, I've got a little example that will make us think differently, but it is. It's because it's stored in your nervous system. So part of my, one of the modules we go over this it's, it's your identity. So my nervous system, identified with that lack, is like worrying about money. I didn't die there, so it was actually safe, even though it's uncomfortable. My nervous system didn't know how to fully trust that the abundance that you know. Money is unlimited. It's not limited, but we grow, we get told, thinking it is, but because my nervous system had never been in that, that wealth state, that trusting state, it goes, my brain goes. Well, you could die there because you've never been there before. So we want and this is the push pull we have, especially as women, because we've a lot of generational expectation, hand-me-downs, you know, and we have this like we want to expand. This is another example to share, but I will remember the baby before I'll come back to the baby example.

Speaker 2:

But this is one of my new metaphors, because I'm all about metaphors. It's like we, we grow up and it's like air blowing into a balloon. So we're the balloon and then what happens is the paper mache goes around because they're the beliefs, right, and then we're safe as this size. And then we usually get to adulthood. I have experienced it late 20s, into 30s different generations, it's a different age point, but it's kind of like the time. Now there's a big awareness, we're evolving and but what we're trying to do is like, okay, well, I want my balloon to be bigger because I want more, I want to hold more, I want to expand my capacity, but you've got this paper mache that's hard. So it's like this kind of like you know what I mean like this frustration, and it's like I'm trying to expand and then something keeps me contracted. Um, so, and that's because we want to stay safe, we don't want to do the work to peel back the paper mache, because the nervous, our nervous system and subconscious goes. But if your balloon gets bigger, you might die, you might not be able to handle that. So we kind of fuck ourselves over. So again, awareness precedes change.

Speaker 2:

Then you go do the work and you, if you can't do it yourself, I spent years trying to do it myself, but I didn't know the strategies and the systems and the protocols. You go and invest and you get the help. I got the coaches. I finally decided I was. It's because I hit that point. I'm like I'm earning good money with no big commitments. Why the fuck am I still broke? So I finally hit this goal, financial goal. If I'm still feeling the same, all right, kim, you can't do it by yourself. I went and got the coach. I went and read the books. I went and implemented. I went and got the accountability. I did the programs I took from here, there and everywhere.

Speaker 2:

But I want to share the baby analogy because this is where it literally is perception based on our beliefs. When a baby's born like this stat I got for probably about five years ago, so it's probably increased now but like a newborn baby's born every minute, I think they said on average around the world. So are we thinking like, right now, as we're speaking, a newborn baby is taking its first breath? Whilst that baby is taking its first breath, are we here freaking out that there's going to be less oxygen for us? No, we trust. Yeah, great point. But there is an abundance of oxygen. We trust it, but we haven't, I'm sure, if we were grown up, brought up with beliefs around, that's going to run out and we create a lack around the oxygen. We're going to start fucking hoarding oxygen tanks, like the behavior see the scarcity behaviors.

Speaker 2:

So this is the same with money. This is why this it's and it has been passed down. We can blame our parents, but if we stay a victim of it, we're never going to make change. So, yes, thanks mom and dad for fucking me over with my financial mentality, but yay for me for taking responsibility to change it. It's because I have to trust that, just because the next general, the next lot of 13 year olds who are legal enough to work now they're going to go out to the job and make money, just because they're receiving money, is that going to be less money to go to me? No, but can you see how? It's? Just perception yeah.

Speaker 1:

I'd like to point out, though, that I'm not like it when, when you said you know we're not going to run out of oxygen, that doesn't necessarily mean uh, earn and spend right, because you've proven that that doesn't necessarily work energetically. If you're in the, if you're in the wrong mindset about it the wrong mindset and this is where we talk.

Speaker 2:

I'm going to talk about universal laws. I don't know if you have that down ready. Yes, yes, yes, let's go into this, because when I learned about so this is what I love with what I do and what I find a lot of the money coaching out there it's missing because I had to get it from all different places is it's like the science meets the spiritual, and spiritual is energy. Energy is proven by science. Still, the fucking thing, right, one can be more masculinely seen and one can like usually spiritual is way more feminine. It's just an interpretation to a degree, right? So this is where I learned about universal law. So the universe we know. Here's a science lesson and I'll share it in layman's terms because I'm like that's what I'm yeah, it is all about the layman's terms.

Speaker 2:

Yes, all about the layman. So the smallest measurable uh piece of matter is an atom. The atom is made up of energy and it has both positive and negative waves, negative waves. So these waves, they're not stagnant things. It constantly waves from positive to negative, positive to negative. So it's proven by science, which means everything is made up of energy, which means everything is moving in a wave, or cycling positive, negative, like up down, up down, opposites, right. So then these there's universal laws that govern the balance and homeostasis and harmony of the universe, which keeps, keeps all the energy in balance, and the degree.

Speaker 2:

This is what one of my past coaches said. I think he said it sounded way more smart. I don't even have a good grammar, so you know way more smarter than this Up in like the hood, like the gangster ghetto area, like I failed English, like don't judge my grandma, I reckon you're doing pretty good, me too. No, uh, so where was I going with this? Everything is made up with of energy, uh, the universal laws. They govern us to keep us in this space. So my old coach. He said something like the degree in which we struggle as a human is how much we resist universal law. So the more, the more we resist universal law, the more we're going to struggle. First I didn't really understand it and this applied to everything in life, but obviously I'm going to talk about money specifically. So one of the universal laws is the universal law of circulation and if you think about it well, energy circulates. It has to. That way. It's a circulation. Time is cycling. Nature cycles. Our human body cycles. We have systems inside our body that cycle. Things cycle. You're either growing or you're dying. A plant is either growing. You breathe in, you breathe out. Exactly so, if everything in life has to cycle, the more we trust the cycle of it, the more we're going to be in alignment and in flow. The more we resist like, the more we don't trust it or have lack or scarcity, the more we fuck ourselves over.

Speaker 2:

So when it comes to money and this is where, when there's a belief around money is limited or there's not enough or you're going to run out, there's a lack you're not trusting. Run out there's a lack. You're not trusting in the circulation of it. Money is energy. I literally can transfer you a hundred dollars right now to your bank and there's no physical touch in cash exchange. Money is actually energy. Obviously we want to. I still believe cash is king. We want for other reasons, but it's just energy.

Speaker 2:

So when it comes to to, this is we, this is the spending. So this is where, like my long-winded answer, bring it back to the spending. If you have a belief, an embodiment of lack, like your go-to emotional reaction is lack, you're still going to spend, hold, receive. So that's my little diagram spend, hold, receive. But your ability to receive is it's not enough, it's not good enough. I'm still not worthy. No matter how much I get it, I'm not fulfilled.

Speaker 2:

You want to hold on to it because you want to hoard it. I was a fucking great hoarder with nothing to show for it. I would hoard, have to save, have to save, but then constantly dipping because I couldn't handle it. And then spending. I never wanted to spend, but I always spent because I had to pay my bills and I still bought clothes and traveled, did all the things. So we still follow because you can't mess with universal law. It's going, money's going to cycle, but if you're, if you're, driven by lack, it's not. You're never going to trust the circulation of it and you're going to keep having this like restrictive, trapped, fear, anxiety, stress. Your nervous system is just going to be going crazy and, as I said before, you could if that's a comfort zone for you.

Speaker 2:

That's why it's your go-to yeah, that's what I was going to say yeah, when you align with the universal law and this is a work that I've had to do it myself and this is what I teach my clients.

Speaker 1:

When we trust the circulation of money, this it's like the nervous system hums and we're in that balance, that beautiful hum, that energetic hum, like the universe is when everything's in flow so that was the word I was going to bring up, actually, because I heard a another thing, uh, recently, and it was, um, it was about energetics and it was about like, what, what can block? One of the things that can block us is that idea of flow and that denial of flow, and that's not necessarily like, oh, I don't want to spend, but it could be like someone emails you and asks you a question about your work and you don't respond. Yeah, you're blocking the flow, that potential for for things to keep moving. Yeah, um, yeah, saying no to work for no other reason that you like, I don't know this, you know, yeah, anyway, the flow thing yeah, denial it can be a.

Speaker 1:

It can be kind of a slippery thing that you don't you you might, yeah, yeah it might kind of slide under thing that you don't you might yeah it might kind of slide under the radar.

Speaker 2:

Because there's no structure. Right, flow needs structure. So this is where the masculine, feminine oh my God, whatever the femme. I'll just say that this is where, like you, can't have the masculine without the feminine. So if a river wants to flow, right, a river flows, the water's flowing. The only way for it to flow that has the river banks to create the structure. If the riverbank disappeared, it would become a lake where everything would just flow. It would just like start to expand and expand until it stops, like there's no, it's not flowing.

Speaker 2:

In alignment was where it's meant to go. So flow requires structure. So if we don't have a structure, which is a sense of discipline, this is a masculine, which is the strategy, or it's all those three things. Discipline, which is your strategy, systems, structure, discipline, right, they all work together. Now, if yours isn't in a lot, if you don't have a set strategy in the discipline, in alignment with the outcome you want, right, you're not going to flow there. You're going to try and be like, oh, I just, I just don't want to do the masculine, and I've been there too. I don't want to hustle and I don't want to do it strict and all these things. I just want to trust and hope I get there. Yes, you can trust, but that's the whole sitting on a rock waiting for a million dollars to like be handed to you on a silver platter. You know it's unrealistic, we can't say anything's impossible because it's impossible. I highly doubt it's very realistic. So do you see what I mean? Like we need to create the structure.

Speaker 2:

So then, if we get the email because someone you're running a business and you want to increase your income and someone's inquiring, your discipline is like I get back to these people, even if, like, I prefer you to dm me on social media, then send an email because I'd rather voice message back than have to type. But I know I'm like, I want a sale. I I want my intrinsic goals is to make more money. My extrinsic goals is to make impact and change lives. Right, there's equal both. You can't have one without the other. But I'm, like this person's contacted me through email like, am I going to sabotage by not following my own structure, or am I going to be like, hang on, I do want to help this person that's going to help me get to the outcome that I want implement the discipline. So then then the money is going to flow to you. So I hope that makes sense. Yes, yeah, yeah.

Speaker 1:

Let's talk a little bit about hustle. Where do you sit with that? Do you need to?

Speaker 2:

hustle. Yes, because you can't have hustle without flow, you can't have ebb without flow.

Speaker 2:

So hustle and ebb are the same thing. It's the duality. And the thing is we're in a man's world, building business in a man's world. So I hustled the reason I in my first business, the reason I hit the top of the company in three years, which was semi-record time. People were doing it in like five or six years and then they're doing it faster now in the network marketing industry. But back then, yeah, I hustled my little ass off. But the thing is I did it from a masculine point, which is what we learn growing up.

Speaker 2:

There's a stereotype of hustle. It's masculine energy. I would hustle, hustle, hustle, hustle. Burn the fuck out, need to retreat, need to recover. And I was on this roller coaster and what happened? I hit the pinnacle position. We went out the day after, my team took me out for champagne and we all celebrated. And the next day after that I was like, right, what's the next goal? I was straight back into it's not enough, I gotta keep hustling like I couldn't even celebrate what I had achieved.

Speaker 2:

So hustle will work at for women it it works, but it comes at the cost of your energy, burning out quality of life. Okay, so, because I didn't have the trust and the flow and there's a feminine way to do it. So now how I do business like I earn more and work less than ever before with my own business and I have a toddler who only now goes to daycare two days a week before I did this all in her nap times because the hustle is and this is my own quote is you have to have a vision bigger than your bullshit. The key to success is a vision bigger than a bullshit. So if you're a key to your, whatever your success is, if it's a financial goal, a business goal, it can be going anywhere in your life, right? The reason that we don't feel like we can succeed to hit our vision is because the bullshit becomes bigger.

Speaker 2:

I'm tired, I don't want to have to work hard, or I don't want to have to do that, or I just want to be whatever it might be. It can be anything and there's all excuses are equal to a degree. You know, I have a child, you don't have a child, or I don't have a child, or I don't sleep at night, or my husband, or I'm a solo parent, or I'm sick, like it doesn't matter, right? But where I'm going with this is to get to have a vision bigger than your bullshit. That's going to pull you through. So you're going to hustle, meaning you're going to do the aligned action, not just working for the sake of working. So like when I work, it's like being a mom. I get so much more shit done and then you think pre-baby. You're like what the fuck did I?

Speaker 2:

do with all my time. I had the whole day and I slept like and I worked 16 hour days thinking I just got to keep working and I'm just throwing spaghetti at wall and there's no structure and whatnot. Now I do hustle, so I'm in a space. If I know I have an income goal, okay. What needs to happen? What disciplines need to be in place? What strategy? What help do I need to get? Where do I need to strategically balance? Balance is schmellons anyway, but like when I parent and when I work, and what am I okay with? Like you know, screen time does help me build a business, even though I used to be anti-screen timer before I had a child, but all these things. So, yes, hustle. If it's in alignment with what you want, it's not going to feel like hard work. And if it starts to feel like hard work, as in resentment, stress, frustration, get a strategy that supports you.

Speaker 1:

I feel like hustle has just got a bit of a negative, negative connotation. And you, you like, I wrote some stuff down while you were talking and then you said all of the things. So you know, so, like for me, because I've worked in the health and fitness industry I see people you know personal training as a personal trainer see clients burnout. You know people who get personal trainers are often, you know, wealthy corporate and then they just work their butts off and then they literally get sick, burn out. Everything goes, sick, happens shaped.

Speaker 2:

Yeah, the sick happens to get you back into flow, because that's the hustle right.

Speaker 1:

That's kind of like the connotation of hustle.

Speaker 2:

To me it is it is 100 and it is like the thing is a man can and it's not to be. I think I'll be so carefully. Am I going to sound sexist, right? Now they can't do it they can't do it either, but they, they can groundhog day because they have an extra layer of Because they're the linear men.

Speaker 1:

They're the linear, we're the cyclical.

Speaker 2:

They're hormones. They're reproductive cycle. Yes, they still go through a cycle, but it's not like ours.

Speaker 1:

Like every hour or something.

Speaker 2:

Yeah, ours literally had a 28-day, stereotypically with peak seasons and where different energies are in your body. So there is a level that men can go to work in their corporate job nine to five, then go to the gym, sleep for five hours, live off eggs and tuna and it like builds loads of muscle and it's like not burnout. But women, there is a different layer, um, but the thing is that's one thing it doesn't feel like hustle when you're in flow, but it's when you're in alignment and like things that used to frustrate me, like I now know that my cue is frustration. If I get frustrated or I feel like I'm hitting, like I'm trying to do it all myself and that energy is blocking me, and that's where it feels like just push through, you should work hard, which is a belief system when I read Programmer, I'm like well, no-transcript, and I'm going on a tangent, but I feel like it's relevant.

Speaker 2:

Then, when it comes to this hustle culture, like our two biggest, most valuable commodities is time and money. Right, time is the most valuable because you can always make more money back. You can't make more time back Now if you want to achieve something faster, which usually means I've got to hustle if you want to do it. If you want to, what is it? Collapse time. Whatever the saying is, it's just going to cost you more money.

Speaker 2:

So spend more money, reduce the time frame. If you want to save more money usually because you're doing it yourself or you don't want to get help you're it's going to increase the time frame. So you've got a way out and I've been there too. I would get like, say, we call it the toxic hustle, because I wouldn't want to spend the money and I wouldn't want to get the help. I want to try and do it all myself, but I'm not a jack of all. If I want to be a master, I can't be a jack of all trades and I would burn out trying to do everything and that's a toxic burnout.

Speaker 2:

The hustle, yeah, and like I hustle now, but I have a team, I am. I'm very. When I have the time to do it, I'm like super disciplined. I've trained the discipline. So I've got two hours kid-free today and I'm going to get so much shit done. And then after that, as much as I would love to keep doing things, it's like no, I'm parenting now, or Kim, you actually need to enjoy your life. Like what can you go do that fills up your cup. But I still hustled. Most hours it was like dedicated in alignment with the tasks. I like to do. That need to get done, to move the needle. That's how I view it. Yeah, cool, I think it just needs a new word and we just need to reprogram our beliefs around it. Yeah, like, really hate the hustle and flow. It's like, no, I choose to believe to love the hustle and I make it work for me so I never burn out, so I can flow in my hustle. I don't know that sounds hilarious hustle, flow, hustle yeah, um, cool, let's.

Speaker 1:

I've got a whole bunch of questions but, like I'm, I think we're going in a good like we've got our own flow going right. Um, abundance, like obviously you're a money mindset coach, so when we talk about abundance, you're talking about money. Is that because it's something tangible tangible for people like does abundance just mean money to you?

Speaker 2:

no, if anything. I'm like abundance is becoming an ick word for me because it's like so trending and cliche but you can't. What is it what's measurable and what's not? I always get them confused. Subjective objective which one's measurable Objective, I think?

Speaker 1:

Oh, is it?

Speaker 2:

Okay, I was going to say subjective, oh yeah, so abundance isn't necessarily abundant generically, is not measurable, because abundance to me something different to you and abundance abundance actually just means like a lot of, or an overflow of, or more than expected or more than enough. Right, yeah, we associate it with money, just like good wealth. We associate wealth with money. Money is one area, what money is one pillar. So then, if you're talking abundance with money, it's abundance with money. Yeah, because the thing is we do and it's, I think, maybe because I got so into this movement at first because I felt so much lack and I'm like I just want abundance everywhere.

Speaker 2:

But we forget to see what we already have, and that's the perfect example of the baby taking its first breath there is an abundance of oxygen, there is an abundance of money. It's all how we perceive it, but I don't really use the term term. I don't really teach it around money because it's so multifaceted and what it means for everyone in different things. So I guess yeah, that's kind of my view on I wouldn't teach you like, how can you create an abundance of money? Because you probably already have an abundance of money. You just can't see it. Yeah, yeah, I can give you some. I can give you guys some tangible things you can go do.

Speaker 1:

Oh, yeah, yeah so let's talk about your work specifically now, because we have been.

Speaker 1:

I don't even know, I can't see it. It's it's almost 20 past, so we've like we've, wow, I know we've been in flow, yeah. So let's talk about your work specifically, because obviously we want to, we want to know how to find you and all of those things. So who do you work with? Do you work with, like you've kind of suggested, that it's women who are in business or entrepreneurs um, women who are in business or entrepreneurs, but, like for the stay-at-home mom who has difficulties with cash flow.

Speaker 2:

Yes, so look, at the end of the day, 99 of my clients are female. Yes, I have 100 who don't even come onto my calls and stuff because men, they just. It is a stigma, you know, I do help but and a lot of the men who do my work are the partners of the ladies. So, yes, it's women, but it's not necessarily an avatar where you're a business woman or you're a corporate or you're a mom. It's. If you earn money and you feel like you haven't got anything to show for it or you should have more to show for it, or you should have be further ahead, or you feel stuck. Or you feel like you haven't got anything to show for it, or you should have more to show for it, or you should be further ahead, or you feel stuck, or you feel like, no matter what you do, it's still that payday to payday cycle, or you just don't feel organized and in control or in that personal power. That's who I work with. So inside the program there is a beautiful mix of like startup business owners. Business owners that are absolutely killing it because they're earning the money and they're still like where the fuck is it all going? Like I need help. I have mums who have FIFO husbands, so they are the stay-at-home mum, but they're you know, they have their income. They're a team and they want to organise that. I have the independent mum, I have the independent mum who's a business owner. It's a blend, but I don't.

Speaker 2:

Look, I don't work with victims. I've tried to help everyone and, look, I can be a huge victim myself. I learned from the best. I spent a lot of my time, my early life, as a victim. Like poor me, woe is me. It's everyone else's fault that I'm broke. You know, I can't work with victims because I can literally. I can literally hold your hand and give you everything you need to set up to never worry about money. But if you don't do it, you'll blame me how do you determine um who's a victim?

Speaker 2:

you can tell you, look, if I'm triggering right now, I'm triggering some right now like, oh my god, this Kim woman thinks she thinks it's so easy yeah, she doesn't know I'm triggering your victim.

Speaker 2:

We all have victim ego. My victim ego is the same part of it, right, one is more self-righteous. One is more self-righteous depending on the situation. We all have it. But if it's being triggered right now, it's because your victim ego is just responding to me talking. Your higher self is probably going oh my god, this makes sense or there's something, or I'm curious. Why is this triggering me? But look, when I have people reach out, if they apply for the program because I usually do a little call first to make sure qualify for it I can tell by the answers you share and I'll just give you, like, a free resource to start like I'm super transparent and, as I said, if this is someone or you're like, oh well, kim's not going to take me on, you're being a victim. Don't be a victim. Like, step into personal power. But I mean that with love, lots of love, hands on my heart, giving you lots of love, but anyway, so you work with all sorts of different people, women mostly.

Speaker 1:

What's your, your program? Do you have an online program? Do you go out and do talks?

Speaker 2:

it's online because it's the best way to talks. It's online because it's the best way to serve with everybody. So the program is wealthy as fuck and it's it's a money program, but it's it's self help, it's like a self worth program. It's I'm helping you become the most wealthiest version of you. So what I do is my it's an online course and then I have um live, a live community and weekly group coaching as an extra bonus for the first 12 months. That you get that for free, just to support you, because I've designed this. I used to do one-on-one, but I can't help everyone one-on-one because so much time. So I designed this for the independent mum with ADHD who runs a business because she wears all the hats and feels like she has no time. If she can get through this course in bite-sized pieces, anyone can do it, you know. So you have the course.

Speaker 2:

I teach you my four-step formula um, which is my money blueprint to never, to never, have to worry about money. So you create financial freedom in your current budget. Yeah, because it has to start. If you want more, if you want more money to have financial freedom, you'll just your spending habits are the same, you can earn more and you'll just feel the same. So we got to set the structure up. So my three pillars that we cover are mindset, management and manifestation. So it's the perfect blend of the feminine and masculine. We balance it out out. So the mindset is you know how I talked about the canvas and the acrylic paint. I give you my three-step process that strips that paint back off, reprograms the subconscious. It's very simple, it's a skill you learn and you can. You know you do it on all your money stories that come up along the way. Then the four-step formula to set up. You get my spreadsheet as as a bonus. I've created a spreadsheet to manage your money with the wealth principles and universal law, so you don't have to make your own. Because spreadsheets give me anxiety normally.

Speaker 2:

I do not like this one is so pretty. I took out all the lines. There's no lines, you know. There's none of those. Like it's not a checkered box thing, it's like beautiful sections with the branding. It's gorgeous, but it's just a way where, like ever since I've been using this, like I've learned this to a degree but I've tweaked it to balance the feminine into it, like this is how me and hubby never worry about money. This is how we're like yep, let's put our money through the blueprint, we always have enough for bills. Savings, like we were able to save 100 grand in a really short period of time on an average income. Invest in our first property like we're going to Italy next year and that's going to be like a 30 grand trip to cover incomes while we're not. You know all the things and it just slides in. It works. So you get that as the course.

Speaker 2:

And then the manifestation is it's like going to the gym if you want to become. If this is my example, if I wanted to run a marathon in six months time, right, and I don't run, because I don't fucking run. Okay, and I'm like I'm gonna run this marathon and I do no training, I'm most likely going to have a cardiac arrest at the 500 meter point. Okay, because I don't run. So I'm not becoming the embodiment, I'm not manifesting being a marathon runner. If I know, in six months time, I don't even know if that's enough training time in six months time I want to run this marathon and not die.

Speaker 2:

I start showing up as a marathon runner, I start to train, I start to eat. Well, I start to do the thing. So I'm manifesting to it at a different level. I'm manifesting becoming this. So I teach you with the training videos, the coaching calls, you just doing the work and following the strategy. That's you leveling up your manifestation, so you're becoming the wealthier version of you to handle your money from personal power, not be reactive. You know, heal any of the wounding or the childhood trauma around money, having a healthy relationship with money and your partner and your family and all those things. So it's just this really beautiful journey and I make I make it as intimate as I can. So it's almost like you feel like it's one-on-one support inside the group, without the one-on-one price tag. Yeah, cool. So that's my little sounds great.

Speaker 2:

Now, I believe, you have some top tips that you could share with listeners so inside the, the management pillar, like what you learned, there's about 20 odd principles and fundamentals, fundamentals of how to manage your money, right. So they've still got the structure and the discipline, but it's not from a restrictive energy. So, step number one I'm going to give you it's like three and a half, four, I don't know. I'll just give you what I share and it's like it's a combination, it's like what to get started. Now, just a disclaimer, because this is I'm not a financial advisor and this is of general nature and I don't know your personal circumstance, so that's why I can just guide you.

Speaker 2:

If you ever joined Wealthy's, fuck, and you got the blueprint, everything's personalised to your exact lifestyle. It's not a cookie cutter. Cookie cutters don't work. Okay, so step one you're going to stop budgeting. You're going to remove that word from your vocabulary, because if I say to you right now, hey, you're going to follow a new budget Restriction, like that balloon might be not even tighter on that balloon, right, or it's shriveled up a bit even more and make the balloon smaller. So you do not budget because energy needs to flow.

Speaker 1:

Yeah cool, I love that.

Speaker 2:

Money is just energy. So if you're trying to restrict it and you're seeking financial freedom, you're going to rebel on that budget by justifying your spendings, doing the splurges and then feeling guilty later and then downing the bottle of wine to numb the guilt. That's pre-Kim cycle, anyway. So I know there's so many of you guys like, yeah, sorry my chair's by the way, I don't know if you can hear, I'm not getting it because I'm like, oh my god, it sounded like I farted there.

Speaker 2:

No, it's my chair anyway. We're not restricting. You. Do not budget now. You're responsible. You're not going to, like, blow all your money. So we call it.

Speaker 2:

If you're inside wealthy as fuck, you just follow your wealthiest fuck blueprint or your blueprint. So I always say, run it through our blueprint. But if you needed a more sexy and more feminine base, call it. Like my system, my self-worth system, or my protocol. I don't know, like I've just taken the emotion out it. Or my protocol. I don't know, like I've just taken the emotion out. It's just the blueprint, it's my money management system, it's how I manage my money, like or run it through the spreadsheet, like I just changed the language. So that's the first tip.

Speaker 2:

Now second tip is when you receive money. So whether you, it doesn't matter how you get it right. If you're a business owner, if you have a job, like you get a wage, or if you get government benefits, they're all just vehicles in which you receive money. So we're all the same. We just have different vehicles in which we receive money. So when you receive money, the first thing that you need to do before anything else is. Save is put your money to your savings. You and you pay your bills. Now I've had so many people who've come from lack and this used to be me. I have to pay my bills, I have to pay my mortgage. Like it's a roof over my head. I'm like you're not an imbecile, you're responsible, you're gonna pay your mortgage. But before the banks get their money, the before the gas company gets their money from you, give yourself yourself yes, and that energetic act of doing it first supports or builds the subconscious evidence of I am worthy, I am good enough. Um, you are your biggest asset. We know when we want to invest. We invest in assets because it appreciates over time, just like when we invest in learning the skills. We do the business coaching, we do the money coaching, we do the life coaching. Whatever You're investing in yourself, it's the same as you're investing in yourself.

Speaker 2:

Now, this is an extra tip because some people have said well, money just sits in the savings account and depreciates with the inflation rate. I'm not a financial advisor. I will teach you how to manage your money, to set you up to go invest it. So, if you have a savings account, if you have no other thing that you know you want big money going into. Make sure there's a bloody interest rate. You get on it or offset your mortgage or put it in a term deposit. Be really smart about it.

Speaker 2:

But the it's, the act of this is me for my future wealth first, then pay the rest and this is one of the biggest things that helped us save a hundred grand in two and a half years, because we probably saved about 60 grand of it and we attracted in total 40 000 of different things that come in because we're aligning with appreciation. So the universe goes well. I'm going to keep bringing you more. That's the attraction. And then, of course, instead of attracting it, attract it. Put it to where it's going to make. Make it work for us. So there's so much I can talk about.

Speaker 2:

I need to write a book on this. Really, yeah, you do, it's coming. It's in the, in the dreamland. So, save first, pay bills last. Don't budget.

Speaker 2:

Use percentages. Get the perfect percentage, uh, for each thing, because you earn a hundred percent. Whether you earn five hundred dollars this week, two grand the next week, whatever the number is, it's a hundred percent. If you spend more than a hundred percent, you're overspending, and no wonder you feel like I have no money, so everything. You don't want fixed figures, you want percentages. If you join, well, my blueprint does it for you and it's like, literally to the second decimal place, the perfect percentages for everything, um, and you just get really clear on where you're spending, where you're overspending, where you're unders, underspending, where you can put more.

Speaker 2:

But the percentages are expansive because if you're and this with business, it's more fluctuating anyway but what I see as a really prime example for the ladies I have who are on fixed salaries so even if they do overtime, they don't even get paid they set this in place and they're like but, kim, like, I always put it like, if I do this spreadsheet or the blueprint, even if it's percentage, it's always the same dollar figure each week. So I should I just refer to it as like I'm saving a hundred dollars. I'm like no, because if you tell the universe that you're saving a hundred dollars, the universe goes well. You only want to save a hundred dollars, why would I give you more? But if you're saving 10, as a example, you're, it's expansive. And then what I see is women getting back pays, government subsidies, their husbands are getting pay rise.

Speaker 2:

One of my ladies. She's like within two months she got headhunted and then her husband got headhunted for pay rises and she's like, and look, you can call it coincidence, but how do they know that wasn't going to happen? So this shit works. It's used percentages, it's expensive, it allows you to attract more in. And I'll give you one more thing, because this is where like that's going forward as of now going forward. But clarity builds wealth and delusion keeps you broke. That is a Kim Kent quote and it applies to everything in life. But the clearer you are on your money, the wealthier you're going to be right, the more deluded is. I only spend $150 on my groceries and I like buy like one coffee a week, so it's only like $6.50. And then you go actually see and you're like holy shit, I spent $1,000 on groceries.

Speaker 1:

That's the same as when we try and get people to write down their food diary yeah, yeah, got to be truthful about it.

Speaker 2:

Clarity builds wealth. Now, you don't want to do it because you have emotion around this. You don't want to be mortified. That's the victim in you doesn't want to deal mortified. That's the victim in you. Doesn't want to deal like just face the fucking dragon. Learn you just clarity builds wealth. If you want to be wealthy, get clear like we just have to get over. We've got to move through the emotion, rip the band-aid so we do a full audit.

Speaker 2:

But what I can get you to do now is go through the last four weeks of transactions on your just your main spending account, just on your phone. Categorize it up, go see how much you've spent in what category. And you're going to have categories like groceries bills, rental, mortgage and then what I used to call the what the fuck account? A category, sorry category. One of my ladies the other day she's like I called mine the NFI category. I'm like no fucking idea. You want to. You need clarity on your NFI category. So how much have you spent that you have no fucking idea about because you can't even like I never have unexpected bills or expenses. I know if I saw on my spendings and it was like this company, you know how the company doesn't match the net, but I'll know where I spent that. Yeah, there's no delusion. Yeah, so do a mini audit and actually see what you're dealing with and thank me later, because you're going to hate me now.

Speaker 1:

Brilliant, that's really great tips. So we have kind of hit our hour and I don't want to like just boot you off or anything so, but so you've, you've got the course. How long did you say it runs for 12 months you get lifetime access to the course and the trainings.

Speaker 2:

You get 12 months as a free bonus inside my academy yeah, which is a gym and then after that you can choose to stay a part of it if you want or not.

Speaker 1:

Okay, cool, and do you have intakes all the time or do you intake at regular periods?

Speaker 2:

You can always apply for it. Yeah, and you just yeah if your application is approved, yeah, cool, very exclusive on, as I said, I just don't take victims, yeah.

Speaker 1:

Because? Well then, yeah, the energy changes for you as well, right?

Speaker 2:

Yeah, but you can apply, you can suss it out. It's on it. Like you're probably going to ask where can you find me? I'm sure we'll put the link.

Speaker 1:

Yeah, we'll put the links. All Instagram is my favorite place.

Speaker 2:

I have a free. Facebook community. If you go to the link in my bio on my Instagram, there's a freebie PDF downloadable. You can join my free Facebook group and you can check out Wealthy as.

Speaker 1:

Fuck, fabulous, yeah. One last question how, like I think that like we're talking about we've been talking about money for the last hour Generally, or like I know it's changing now and we are more open about it, but, um, how have you been received, like being like kind of, you know, speaking out and living it large when it comes?

Speaker 2:

to I. The more controversial I am, the more feedback I get. Oh great, I mean. But the thing is I've done enough work on myself that if I'm not received well, either people are not saying it to my face or I'm just not getting triggered by it because it's not my shit, it's their shit it's.

Speaker 2:

But the thing is I'm here to help other people. I'm here to break like people need this, because I needed this this. You know, I've come from where I've come from to now. It's like if I'm just an everyday girl, I'm born into white privilege but still low socioeconomic family, like lots of struggles, lots of anxiety, stress. So I have something that helped me that can help others, but I just maybe there's people talking about me behind my back, but sweet, you're talking about me. They know who you are, had to be okay with myself and love myself. That if you don't love me, maybe I'm just reflecting something in you that you haven't learned to love about yourself, or I'm just not your person because I swear a lot and I'm too upfront and maybe I'm a bit by again.

Speaker 1:

Love it. Yeah, I love it. It's great, it's good. Thank you so much for joining us. As you mentioned, we'll put all of your details in the show notes. I've just recently started a new website, so we'll be able to put your bio and all the links in there as well as part of the guest directory. You'll be, yeah, one of the first up there. That's which would be cool. Um, thank you so much for joining us. It's been really a really great, fun conversation and, um, yeah, I'm loving it.

Speaker 2:

Thank you so much I can keep talking, but we'll go, I could thank you so much, kim.

Women and Money Mindset Balance
Transforming Money Mindset and Beliefs
Overcoming Generational Money Mindset
Understanding Energy, Flow, and Balance
Reimagining the Hustle Mindset
Financial Empowerment for Women
Money Management Principles and Tips
Owning Your Voice and Impact