Fintech One-On-One
Why All Money Will Be On Chain in 10 Years With the CEO of Polygon Labs, Marc Boiron
Feb 12, 2026
Peter Renton
What happens when all the world's money moves on chain? That's not a hypothetical for Marc Boiron, CEO of Polygon Labs, it's the company's mission. In this episode, Marc explains how Polygon is evolving from its roots as an Ethereum layer two into the blockchain for global payments, detailing two recent acquisitions that form the foundation of what he calls the "open money stack" - a single API combining on-ramps, wallets, and cross-chain interoperability.
With over $2.5 trillion in transaction volume already processed and partnerships with Revolut, Stripe, Nubank, and dozens of fintechs across Latin America, Africa, and Asia, Marc makes the case that stablecoins are just the beginning. He shares why tokenized bank deposits will be the real game-changer, how banks are already positioning to profit from this shift, and why in 10 years he believes every dollar, whether paying a merchant down the street or sending a remittance across the globe, will move on a blockchain without anyone even thinking about it.
In this podcast you will learn:
- How Marc first got interested in blockchain and crypto technology.
- Why he decided to make the move to Polygon Labs.
- Why Polygon decided to focus on payments.
- All the components you need to move money around the world on blockchain.
- The idea behind the open money stack.
- How Polygon is working with the likes of Revolut and Stripe.
- How they differentiate themselves from the other payments blockchains.
- What they are doing in AML and sanctions policy.
- The scale that Polygon is at today when it comes to transaction volume.
- What will the financial system look like when more money stays on chain.
- The two things banks ask in their initial conversations with Polygon.
- How money will transform in the next 10 years and why most people will not notice.
Connect with Fintech One-on-One: