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Living Your Success (24/7)
Living Your Success' Michael Kane is your coach and mentor helping you on the road to success. You will get golden nuggets, tips and insights to achieve your dreams and goals. You are not alone. Simply, we're about self-improvement; money, business and health. It's time to reach your goals and live the dream!
Also visit our website at https:// livingyoursuccess.com and sign up for our free newsletter at https://Katalyst.beehiiv.com
To your success!
Living Your Success (24/7)
Financial Empowerment
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Walking the tightrope of life's financial challenges can feel like a solo performance, but it doesn't have to. Join me, Michael Kane, as I unravel my journey from the depths of financial worry to a plateau of stability, sharing the robust steps anyone can take to achieve their own balance. We peel back the layers of personal growth, examining how the absence of a mentor only amplifies the need for self-motivation and an unwavering optimistic outlook. I lay bare the hard truths of a society that still grapples with inequality while offering a lifeline of practical advice for setting up a financial safety net that can catch you and your loved ones when the high wire of life inevitably sways.
It's about rolling up your sleeves and crafting a life rich with experiences—without the looming cloud of monetary woes. In our earnest conversation, I underscore the importance of earmarked funds, from the emergency stash to the joyous 'fun fund'. As we navigate the nuanced dance of financial accountability, I share the personal mantras and actionable strategies that have anchored my own fiscal voyage. It's not just about preparing for life's storms; it's about savoring the sunshine, frugally and with foresight. Tune in and embark on a transformative path to financial resilience and personal empowerment.
Motivating Success and Financial Stability
Speaker 1Well , hello there everyone . This is yours truly , michael Kane , with living , your success , 24 , seven , and that's Kane , with a K and E , by the way . Spell it right . Anyway , I'm back to give you another dose of some optimism , to be that cheerleader , to be that supporter , that bedrock , that foundation , that catalyst for you , especially those that don't directly have a coach or a mentor or someone they can chit chat . Turn on my show , listen to my show , subscribe to my show , and that's what exactly you will get 100% of the time . And so that's what I'm about Helping people to words . I got it down to two words helping people . I help people , three words .
Speaker 1So , although this podcast , this show , this medium is about , is motivational , is about , is motivational in nature , the structure of my show is absolutely motivational . Transformational is the go , in that no subject is off limits . Now , I do talk about health related topics , I do talk about relational and money . Those things , to me , are the three pillars . That's right , it's my stool . The three pillars . Money , definitely , is up there , has to be , because that's A medium of exchange for good services , transactions , crypto aside , by the way . And health , and if you don't have your health , it's over , game over , can't take it with you , can't take it to the grave . I could be buried with you , but you're gone . That's just your body . And relational and what I mean by relational I mean could be just genuine friendship , or just being a good person , being nice to people , help others , or romantic as well , relationship they all impact us , those three pillars , I believe so , so , and that said , I know we , a lot of people , had it rough before the pandemic and then the pandemic hit it just A hundred , x thousand X things to the negative side for many millions , billions of people . And so now we're moving . Now we're moving Ahead , forward beyond 2020 . 21 , 22 . Into a new era . And they're still struggle .
Speaker 1And I was reading it was , I think it was CNBC to quote them , think they said 56% in a poll 56% of the public here in the United States and I know I have listeners from all over the world , but I know I'm citing United States , I'm , I should , you know , I put it on my calendar to pick different countries and incorporate them in my topic to make it more relevant to you , to some of my listeners at least . But anyway , 56% don't have $1,000 for an emergency fund . I'm paraphrasing , so the fact is they're broke , don't have enough money for not a no rainy day fund If the tires go out in the car , the engine blows , roof is leaking , the plumbing is stopped up in the restroom . They don't have the money . They don't have the cash To get things repaired , to get things replaced , or perhaps the kids need shoes , some clothes or something .
Speaker 1I don't keep going on and on the things you can buy and must buy . It's not a wish or want , it's a need . We're talking about needs here . Don't even get me on once . If it's a want , then you know that would be foolish . Spend all your money on things you don't actually need , and we all been there . Foolish Point of my show is to put foolishness in the past , to bury it . So Over half the public here , united States Don't have money to repair , replace , purchase needed items .
Speaker 1Adam woman's notice . Oh , excuse me , hit my microphone so that may be a shock to you , my apologies . Anyway , I was reacting with my hands and flip my my headset , but anyway , that's unfortunate . I've been there many times in my life . We're just in heaven . I never forget . Years ago Must be 2014 . I would say 2015, .
Speaker 1Something like that , where there were holes on the roof and at first there was this one , then there was two , then there were three , four . It's like I got quotes . I just didn't have the money to repair the roof . So that's what I did . I went on YouTube and I learned how to put tiles on a roof and I had to buy a big you blank , blank ladder , which I did got on the roof First , went to Home Depot , got a bunch of stuff and talk to their experts and , you know , got everything from nails , the glue , the whatever I needed to do and the tiles and measured them out and went up there and started Reinforcing the rules of the tiles on the roof and makes results .
Speaker 1Some were in areas where there were outlets from the kitchen or areas through the roof where that required some more sophistication , and I just didn't have that , you know . So I put putty around those areas and you know my point is I needed an expert and I couldn't afford it and I felt bad , especially when you have kids and you know you can't provide the safe , a safe zone for them . So I felt bad . I got angry at myself for being put in that situation , or allowing to be put in a situation where I was broke , you know , just didn't have the resources and I have to say I never would keep me going to be prudent and saving and investing , putting money aside . I don't believe I could ever put enough money aside at this point in my life , given the earlier part of my life when it just sucked , you know , with money . Just we had fun and did things but didn't do a whole lot of living because I was broke and some of that was certain things out of my control , but a whole lot of it was in my control .
Speaker 1See , if you take care of those things in your control , so when something happens out of your control , you have the resources and you can't keep blaming other people because you're responsible for yourself after a certain age . No one is obligated to do anything for you after a certain age , and I know some people getting a wake up call right now no , amen , know what I'm talking about . See , when you're a minor and for younger listeners , no matter what country you're in listening this , be grateful for the time you have been a minor because after you pass 18 , 19 , 20 , 21 , whatever it is , boom , life is yours and yours is life right there . And some people you know , um , you know , uh , don't know how good they had it at the moment . And , true , some people their youth there being a minor wasn't too good either , and I love that and a lot had to do with poor decision making on on , uh , parents or guardians or whoever was watching um the store , so to speak , and uncontrollable things happened that , uh , you know , didn't give an opportunity . That to lend that opportunity , uh , that would have been a lot of work To lend that opportunity , um , that would have been there had that uh , negative event or catastrophe or whatever negative that happened . Um .
Speaker 1So , you know , um , it's important to start from where you are , cause we could talk about the past all darn , dang it , dang it day , day , day . It's not going to do anything , but all we can do is learn from the past and reflect on it , or we can just say , dang , I'm not going to do that stupid thing again . Oh , my God , I mean , I I literally , I believe lost my mind , and people are still losing their mind , even being told , even knowing that , what the right thing to do is . We're talking about financial resources or things that impact , you know , people that don't keep a job . They , you know , defiant , don't listen , don't do what they need to do while they're getting paid and they lose their job and then , boom , whose fault is it ? It's the man's . Everybody else fault
Financial Accountability and Personal Growth
Speaker 1, right .
Speaker 1And especially if you have children or family , that really , really it's one thing . Being alone in this world , where it's just you , you can sleep in a park bench . That's what I would do if I had to , if I was unruly and didn't have any common sense and and didn't care . You know , if you're by yourself is one thing , but if you have a family , to basically blow them up intentionally and it's intent you can't say , oh , I didn't know , yeah , you know , you know , you know . And to put others at risk , serve , you know , in terms of survival .
Speaker 1And so at some point you got to say when am I going to grow up ? When am I going to do the damn thing I need to do ? When is the awakening ? There's judgment day , folks , and I'm not just talking on the spiritual front , I'm talking about judgment day when you make repeatedly how can I be polite Bonehead decisions that impact your finances If you're already struggling ? Let's say you earn an income of fifty thousand a year and you buy a car sixty thousand dollars . Now you tell me if that makes sense , okay . But teach is on . But unfortunately kids don't get to vote on who their parents are and they make foolish decisions , and it's one thing . It's okay to make a foolish thing and you realize that and don't do it again , but to keep doing it over and over , I don't know what else to say with that . But it's important that we take ownership and accountability and start cutting back where it's possible to and increase income , to not just reduce expenses and costs of living but find ways to get another job .
Speaker 1I've had two jobs . The one time I know people had three , maybe even four . They did what they had to do . I admire those folks and I remember having to have two jobs . It sucked , but you do what you got to do . It's .
Speaker 1Nobody owes you anything now . We , they , society and the government owes you to be fair and equitable and non-discriminatory . You're owed that to , to get a fair shake like everybody else . But we know discrimination happens , don't we ? Of all shapes , color , sizes . We do know that . That's a fact . I used to think it got . It was almost eliminated for one moment year . This was many years ago , but I was wrong . There's still jackasses out there discriminating and not being fair and equitable to people .
Speaker 1And again , when I say fair and equitable , I don't mean people that are violating laws , policies , rules and enacting a fool where other people at risk to give them no . No , I'm not talking about that kind of person , talking about normal , regular , not trying to hurt other people , kind of people that's . When I say normal , whatever that is , huh . So I try to be harsh , but there's some boneheads , but heads that just don't know how to treat people the right way . This is folks out there . So if you're one of them , well , change . You know it's not too late To be able and to want to bless people , regardless of what they look like . Right , this is another show now , but it just ticks me off when I see that and so .
Speaker 1But these are things that impact our finances . Again , my show isn't a pure finance show . It's a motivational and a psychological , emotional , intelligence , transformative type of show , and money just happens at the center and the intersection of our lives . So I talk about it a lot because don't love money , but need a whole lot of it to have fun , want to go on vacations , don't you ? Just want to have fun . We're not counting pennies , right ? So know where your money comes from and know where it's going .
Speaker 1Direct it Say this dollar , this $20 , this $100 . I will name you . You asked a car repair . You are labeled . That's your name . $100 . Here goes an account Airmark for anything dealing with car repairs . Boom , there , it is $50 in my right hand . Come forth , I call . You're going to be directed to , hmm , replacing the microwave . Boom , boom , boom . See , it has a name , that's what it is and it's not to be moved unless for the purpose it was named for .
Speaker 1If this is called a microwave replacement fund , then that's dang sure what it needs to be . Okay and not dip out of it . Take , borrow , still Say how can I steal my own money ? Well , when you end up broke , you'll figure , you'll define how that feels . So don't do that . Unless it's the apocalypse or something where money won't matter , then it'll be rocks and even gold won't matter , because , hey , the apocalypse , I don't know , maybe food and water , that's going to be the new currency , right , if it's the apocalypse , so anyway . So it's important that we back to the original premise there , the show , important that we get a build up a fund , emergency fund I take care of rainy day fund and it's important that you name those bills , name those money coming in and not to go in a hunger strike .
Speaker 1But perhaps you need to cut back where you can now . It's important because life is short . It's important that you have a fun , attainment fund fun or attainment funner . You have being funner . Have a fun to have fun , vacation fun , even if the vacation isn't in Italy or something , maybe it's in San Francisco , san Diego or Palm Springs or something , I don't know . Live into a staycation , maybe stay in a hotel , even if you're a hundred , two hundred miles away for a couple of days , just to do that . You know , you know , you know , you know , you know , you know you . It's different ways to have fun when you have limited resources , but it should be part of whatever it is .
Speaker 1A lot of times we just went to the park and played ball right . We just ran around , we just had an imagination , especially if you're born in an era without all these video games . We weren't stuck to a screen , a minor miniature screen or a big screen . You deal with what you got at the time . So it's important that you give the importance to money without being greedy or selfish or criminal . We give it importance because it's a means of exchange how we buy our clothes or gas , we pay for things , and so no . So , no , we don't have to love money . I know some people may do that , but for me I don't . I just know I want to accumulate it . Accumulate as much as possible because it gives you options . Oh yeah , it gives you a whole lot of choices , don't it when you have some ?
Speaker 1So , and also believe in leaving a legacy for another show here legacy for your family when you're gone We'll talk about that totally legacy when you're gone . And basically leaving inheritance , preferably in a trust , but that'll be another show , another show about inheritance and legacy . And even before that , it would be nice to bless the kids while you're still alive so you could participate in it and see them smile and capture that memory , have another memory . It's all about memories , folks growing them , igniting them , having a passion for living . So , any rate , I think , cheerlead it enough , coached enough , mentored enough , I believe .
Speaker 1So I hope you take this show at heart and please subscribe to Living your Success 24-7 . You can go to my website , livingyoursuccesscom or iHeart . It's free . Iheart , amazon , apple , apple , apple , apple , amazon , music , iheart , spotify and other platforms . Please support us appreciate it . And you can go on Amazoncom and buy my book From me . Michael Cain is K-A-N-E and slaying your dragons living the life you always wanted . You can get the ebook version , which is cheapest , or the paper back , which is cheaper less cheaper than the e-reader version , but either one is fine . Please give me that support , appreciate it Until next time , and please subscribe and please click that notification so you can know when shows come up . Promise to do even more shows . I'm 2024 , it's gonna be a whole lot more shows . So anyway , that's it . Appreciate it Until next time , my friends . Until next time .