Raising Private Money with Jay Conner

Mortgage Note Investing During a Recession: Strategies for Ongoing Cash Flow and Wealth

Jay Conner

Hello Wealth Seekers, Welcome back to another exciting episode of the Raising Private Money Podcast! 

Today, let us look back to when Martin Saenz and Jay Conner, shared their expertise on note investing during a recession. As the economy faces potential challenges, it's crucial to understand the strategies and principles behind successful investments.

Here's a recap of the key points discussed:

1. Focus on cash flow and control: Martin and Jay highlight the importance of investing in assets that generate ongoing cash flow and where you have control over the outcome. While many investors are fixated on investments for appreciation, they argue that investing in assets with cash flow is a stronger foundation for weathering economic downturns.

2. Bequest Funds: Martin provides a glimpse into the Bequest Funds, which has over $20,000,000 in assets under management and caters to a wide range of investors, including self-directed IRA funds. The Bequest Funds approach equity stakeholders, paying out like a debt instrument with monthly distributions.

3. Creative solutions for homeowners: Martin and Jay discuss the flexibility of their approach compared to traditional banking institutions. With their company, Bequest Funds, they aim to find payment plans that homeowners can afford, ensuring sustainability and helping families stay in their homes.

4. Equity coverage and risk analysis: The Bequest Funds prioritize equity coverage in foreclosure situations, operating with 58% equity coverage compared to the 20% typically seen in banks. They also emphasize the importance of conducting thorough due diligence and credit risk analysis in the mortgage note investing process.

5. The power of education: Martin shares firsthand experiences and highlights the significance of education in the note investing industry. He recommends reading numerous books on the subject to gain a strong foundation, even offering to send his book, "Note Investing Made Easier," to the first 20 people who reach out to him.

Let's embrace the power of cash flow investing, where our investments create ongoing income and offer control over the outcome. 

Remember, it's all about finding opportunities that provide ongoing cash flow and where you have control over the outcome. Don't simply chase appreciation; build a stronger financial foundation with cash flow investments!

Timestamps: 

0:01 - Get Ready To Be Plugged Into The Money 

0:14 - Today’s guest: Martin Saenz 

1:50 - The Story Of Martin Saenz In Real Estate 

3:37 - The Bequest Funds & Bequest Income Fund 

4:37 - Why Invest In Distressed Mortgage Notes? 

6:04 - How To Invest In Distressed Mortgage Notes 

9:23 - No Two Note Mortgages Are The Same