Interior Design Business
Boundaries and Financial Risks
Feb 07, 2026
Episode 183
Terri Taylor
Still taking 50% deposits on product orders? That’s a financial risk you can’t afford.
In this episode of the Interior Design Business Podcast, I’m sharing a real story of how one designer nearly lost her business because of outdated payment practices, and how to fix it with one simple boundary.
You’ll learn why half-down payments no longer protect you, what your letter of agreement should say, and how shifting your mindset around money and risk can completely change your business.
In this episode, I cover:
- A true story of a designer left holding $60K in product debt
- What happens legally when a client dies mid-project
- Why 50% down payments leave you financially exposed
- The only contract terms that actually protect you
- How to ask for 100% upfront without fear
- The mindset shift that eliminates risk and builds confidence
- Why people-pleasing has no place in your purchasing process
Show notes are available at interiordesignbusinessacademy.com
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