Faithful Finances: Blending Spiritual Beliefs with Savvy Investment Strategies

Discover how to align your values with investing as Dr. Angela Kaye Love sits down with Dr. Gerald House from Lifestyle Financial Services to discuss his book, Investing in a Secular World: Discovering Biblical Truths About Money.  Prepare to have your views on retirement and anxiety over financial decisions challenged as we explore how biblical principles provide a rock-solid foundation for modern money management, and why your spiritual beliefs don't have to be at odds with your investment strategies.

We're diving into the parable of the talents, not just as a Sunday school lesson, but as a blueprint for financial stewardship. Dr. House and I don't shy away from tough topics like the misconceptions that equate investing with gambling, or the delicate dance between ethical wealth accumulation and long-term, value-based investment approaches. Listen closely as we navigate these complex waters, bringing to light the integral role of financial advisors dedicated to their clients' best interests.

With an avalanche of dubious advice on social media, we underscore the importance of discernment and aligning investment choices with your values. In closing, we touch upon the ever-growing field of financial psychology and its impact on investment behaviors. Tune in for an episode that's as much about nurturing your net worth as fortifying your faith.

Transcript

Angela Kaye Love: 0:00

Please note that the sound quality is not the best in a few areas, but we feel the content is valuable enough to air this episode.

Dr. Gerald House: 0:08

This is Life, love and Money with Dr Angela K Love, the podcast for couples who want to get a handle on their finances and strengthen their marriage. At the same time, we take deep dives into the money challenge's most married couple's face and get real about them. These are our next practical tips on how to ensure a rock-solid future for your money and your marriage Now, dr Angela K Love.

Angela Kaye Love: 0:39

Today we have with us Dr Gerald House. He is a manager partner at Lifestyle Financial Services. He holds a doctorate in business administration with the emphasis on finance. We actually went through our programs together at Walden University. He also is a veteran with the National Guard. He has over 20 years of experience. He is a self-described truth gladiator in the fight over honest financial advice. Welcome to the Life, love and Money podcast, dr House. How are you today?

Dr. Gerald House: 1:10

I'm okay.

Angela Kaye Love: 1:11

You've written a book, and that's what we're going to be talking about today. You wrote a book that's on Amazon. It's called Investing in a Secular World Discovering Biblical Truths About Money.

Dr. Gerald House: 1:22

Yes.

Angela Kaye Love: 1:22

Tell me a little bit about the book.

Dr. Gerald House: 1:24

Well, originally I was just going to concentrate on alternative investments, but I decided this was more important. There's so much information in the secular world that is just not accurate. The first thing I wanted to do is expose that and then contrast that with some biblical perspectives. A lot of people don't know this, but there's 2,350 mentions in the Bible on money. I think that God thought it was pretty important. That's why I concentrated on what's in the secular world and contrast that against what's in the Bible.

Angela Kaye Love: 2:04

What are the top three things that you found that are different, that are contrasted between the Bible and investing in the secular world?

Dr. Gerald House: 2:13

One of the biggies is that we spend so much time in this world worrying about retirement. There is only one mention in the Bible on retirement. Believe it or not, it's in numbers. The mention there is that the Levite should retire at age 55 and not do the manual labor. It also says in there that they are to continue on as advisors. Technically. God doesn't want us to be completely idle. The idea of retirement is just false.

Angela Kaye Love: 2:53

We're to go ahead and just work all the way until we basically can't work any longer.

Dr. Gerald House: 2:59

That's right. We might scale back, we might work in ministry, we might work in other philanthropic type activities, but we might work part-time. We just might change. There's a lot of people that have gone from full-time employment to opening their own businesses. That's another trend. If you ask one of the things in the Bible, the big one is the idea of retirement.

Angela Kaye Love: 3:28

Should people not save money at all, or how do you think that plays in there when you think about the talents and investing your money?

Dr. Gerald House: 3:38

The Bible basically tells you that we should be saving. It gives several examples and warnings about the love of money and that we shouldn't treat money as an idol. That money is there and it will always depend on the Lord. We won't have to worry so much about the money. No, I mean, it's wise to save and invest, and that's what God wants us to do, but he just doesn't want us to worry about it so much.

Angela Kaye Love: 4:06

I talk about that in my courses, my classes that I teach. I talk about that. We're not supposed to be anxious over money. So what would you say is a second or another contrast between secular worldview and biblical worldview when it comes to investing?

Dr. Gerald House: 4:22

Another biggie is that everyone has this idea that investing is just a stock market. Investing is not just a stock market. As a matter of fact, I myself I'm also a real estate broker, so I think real estate is a good investment and I've helped several investors acquire some investment properties. So the idea that if you want to invest, you've got to be in the stock market, it's just wrong and that's not something that's biblical either. Setting aside a certain sum of money is something that we should do and we should invest.

Dr. Gerald House: 4:53

You mentioned the parable of the talents. God wants us to do what we can. We might not be as good at doing certain things as other people, but he wants us to do what we can. The parable of the talents is something that lets us know that, hey, as long as we are actively trying to do our best, then that's all we can do. But we should just stick our head in the sand and think it's too risky, because that's something we all have to do and we have to put up with risk. And, of course, ultimately, the parable of the talents is talking about Jesus eventually coming back. God don't want anybody to miss the real idea of the parable of the talents.

Angela Kaye Love: 5:32

Sure, when it comes to investing in stocks, there's some who argue that going into the stock market and investing in that is a form of gambling. What do you think about that?

Dr. Gerald House: 5:43

Well, if you're going to go into it in the short term and because you've got these wild ideas that you're going to get rich, that is gambling. I do not believe in that. It's not biblical. And basically, if you're there and you invest in good companies and that's what we do in my firm typically I'm more of a traditionalist. I believe that if you do fundamental analysis and you're investing in a good company and you're there for the long term, then it's not as risky than if you come in and say I think I'm going to invest in NVIDIA because there's such the hot market right now that's so hot right now. Well, it's kind of too late to start with, because people tend to get in on the back end instead of getting in at the beginning and that is more of a form of gambling if you're in it just for the short term. I will say this I have never met and spoke with a day trader who has made money yet.

Angela Kaye Love: 6:45

So it's interesting.

Dr. Gerald House: 6:46

They like to tell you how much money they're making, but they never tell you how much they've lost.

Angela Kaye Love: 6:51

Lost Right. The difference between what they've made and what they've lost Right. Right Might be in the negative. I don't know if you remember, but back in the day of the dot-com, when that became a thing and everybody invested in that, and if you went ahead and invested wisely and quickly and then stopped at the right time, I think a lot of money, a lot of people did make money in that, but that's out of the norm. That's not the norm when it comes to doing stocks.

Dr. Gerald House: 7:15

Yeah, and those investments stayed in too long actually lost a lot of money.

Angela Kaye Love: 7:19

Right. Yeah, that's why you got to time it just right. When you go into stocks, you can't just plan it in there and leave it. You have to really pay attention or have someone, a financial advisor or someone who's paying attention for you. Yes, what's another contrast between secular and biblical worldview when it comes to investing?

Dr. Gerald House: 7:38

Well, I would say that a lot of people have the wrong idea of what a financial advisor is, and I would say that it's a lot. It's our fault as financial advisors because we don't get the word out. A financial advisor the name has been thrown around so much and there's so many people putting that label on what they do, including insurance people, real estate people they're all calling themselves financial advisors. But if you want to be a pure financial advisor, then you don't sell anything. I'm a financial planner advisor.

Dr. Gerald House: 8:18

I gave up all those other licenses. I had way too many licenses and it's too much to keep up with. I was a stockbroker. I had that license and I had insurance license and I still kept my real estate broker's license because I managed some properties still. But I to think that financial advisors are all the same is just wrong. Typically I work for the clients. I'm what they call a fiduciary, so I'll never do anything that goes against what the client actually wants and it's always in their best interest. So that's typically the difference between myself, someone who works on the stock exchange, or one of these salespeople for insurance company that want to sell you a product. We got a joke here in the South that if you show up in a suit, you're trying to sell something, Because it's too hot to wear a suit.

Angela Kaye Love: 9:14

That's true, that's pretty true, and you're in Augusta Georgia, right?

Dr. Gerald House: 9:18

That's right.

Angela Kaye Love: 9:19

So in your book you go over some alternative investments. Would you want to share some of those?

Dr. Gerald House: 9:25

Yeah, I mean alternatives. One of them we mentioned already, is real estate. That's been around for a long time. You can actually invest in real estate in the stock market. You can invest in what they call REITs that typically kind of follow the real estate market. But the best way to invest in real estate is direct real estate investing and that requires a little bit more knowledge.

Dr. Gerald House: 9:51

That's when you're buying a house and you're going to flip it or you're going to fix it up and lease it out for long term. So I've got a lot of investors that do that. They usually lease it out long term and that's when you can do best. Flipping is more of an art and make sure you really buy in right. That's where you make your money on. That is how much you pay to start off with.

Dr. Gerald House: 10:16

There's all kinds of people out there wanting to get rich flipping houses, and a lot of them. They lose a lot of money or they're basically in it for lunch money. They're not true investors and they get weeded out. So real estate is a big alternative investment. There's others. I mean even go back towards. I mean you can look at jewelry, you can look at all kinds of other things. There's different things that if you were an investment banker or something you're looking at, putting together different portfolios of different types of businesses and stocks that you feel like will make them an alternative investment for someone. I would just say that the average person is not going to delve into a lot of alts and work with these kinds of people. But you know there's quite a few other things. I mean, I knew somebody that had an alternative investment. It was a baseball cards.

Angela Kaye Love: 11:15

Oh, that's interesting. I should look at my husband. He's got a couple boxes just full of baseball cards. We should go and look at those and see if we've got any valuable ones.

Dr. Gerald House: 11:23

If I had known what this guy has done, how much he's actually made over the years just with baseball cards, I'd have kept some of my old ones too. So there's a lot of different areas and alternatives that some of we don't even think about and the average person's probably not going to get off into that a lot. I mentioned in the book several different alternatives, but, like I said, it's not something where the average person would want to look at.

Angela Kaye Love: 11:52

It's more of advanced investing Now you mentioned REIT and, for our listeners, could you explain what that stands for and what that is?

Dr. Gerald House: 12:01

Well, reit is a real estate investment trust. It's a little different. It's a stock, but they give away the majority of the profits to the investors and they have to by law, because that's how they're set up. Reits can be profitable. It's a good alternative to having your portfolios to have some REITs. Whenever you're diversifying a portfolio, I always recommend some REITs in there, whether it's private REITs or public REITs. There's some private REITs out there too. There again, it gets more on the riskier side, but yes, both types are pretty good.

Angela Kaye Love: 12:36

All right. In your book you also talk about the four seasons of investing. So if someone were to buy your book and they're going to read that what might they learn about in the four seasons of investing? The big?

Dr. Gerald House: 12:49

reason I put that in there is several other books that I've read. One is Larry Burkett is that if you want something to measure where you're at based on your age, that's a good barometer because you can see if I fall in this range. This is where I should be with my investment program, and if I'm not quite there yet, then I've got some work to do. So that's why I put the four seasons in. There is that you can look at it and judge yourself to see where you're at, and I've got clients who are way behind and I've got clients that are way ahead of their age group.

Angela Kaye Love: 13:25

So do the four seasons go along with your age? Is it part of where you're at age-wise, yes or okay? So there's like the young investor, then a little bit older investor, so maybe it's like before you get married. Would that be a season?

Dr. Gerald House: 13:40

Yes, I mean I've got 20 to age 40. Although, if there's somebody like me, I got married when I was 18. So it was kind of young. But yes, I mean those that'll let you know where you're at, and it's not just on the investing side, it's also maybe on your risk. Your risk tolerance should be at this age.

Angela Kaye Love: 13:59

And maybe your knowledge Is that part of the season Like level of understanding.

Dr. Gerald House: 14:03

And maybe you're at an age where you need to be really concentrating on estate planning. Everyone talks about investing, but they don't ever talk about the decumulation stage where you're actually taking some of that money to live off of. So I've got several. As a matter of fact, I would say the majority of my clients are probably in that area, where they are in the decumulation stage, where they're having cash in and build something that's going to help sustain them for the rest of their lives.

Angela Kaye Love: 14:31

There's a lot of folks that are new to investing. They haven't worked with a financial planner and they might be a little bit shy about who to go to. What are maybe one or two, even three, things that they should look out for when they go and talk to an investor to know if this person is the person I should work with? Are there any red flags that you would share? Any green lights that you would share?

Dr. Gerald House: 14:54

Besides, if they got a suit to run because you know they're trying to sell you something, yeah, a true financial advisor will be a fiduciary. They are aligned with the client's needs first and they're not going to try to sell any products. So that's what you need to be aware of. Now there are some good financial advisors that still sell insurance, but I consider that a conflict of interest. That's the reason I gave up all my license, except for the advisory license. I can still manage investment portfolios and I can give advice, but all those other licenses that actually gave me permission to sell something, I have given those up because I consider that a conflict of interest.

Angela Kaye Love: 15:36

When it comes to a financial advisor or planner, you just want someone that you go in and visit with and they help you create a plan, but then if you want to actually invest in annuities or stocks or buy insurance, you would go to a different person to do those things.

Dr. Gerald House: 15:53

Well, you could, but the financial advisors that's there. That is somebody that's going to look after your own interest. He can also, a lot of times, like I do, I can manage investment portfolios for my clients, but that all depends on the financial plan, though.

Angela Kaye Love: 16:10

If you're managing someone's portfolio, are you selling them? How do they go about? So if I came to you and I'm like I want to do some investing and some REITs and some annuities and maybe some few stocks, would I get that through you? Would you sell that to me or would I? How would I get that and then have you manage it?

Dr. Gerald House: 16:26

Well, to start with, if it was stocks, I can buy those stocks for you commission free. In other words, they don't charge a commission. Life insurance products I do not sell, that that's still gotten through insurance companies. But I deal with a partner that actually does not charge commissions. He only revert from financial advisors when it comes to annuities or stocks. I mean annuities or life insurance, long-term care insurance, all those types of different insurances. I usually refer that out. That's something I do.

Dr. Gerald House: 16:59

It's not that I don't work with commission insurance agents. Sometimes I do, but I let the client know upfront that they're going to make a commission off of it if they sell something to you. It's just that the majority of the time I worked with somebody that's totally commission free the whole firm, they're all salary the client doesn't take that big initial hit of maybe about six or seven percent commission up front when they buy into a life insurance policy or annuity. Annuities can be very expensive. We could talk for a whole show just on annuities, but we won't. Oh sure It'll need us to say I'm not a big fan, but everything is a tool. Annuities is a tool too. If you're at a life stage where annuity makes sense, then we'll look at a different type of annuity that can provide the income you might need for a lifetime. But I've had some clients that really got stung with buying into annuities at a young age and I just don't believe in that.

Angela Kaye Love: 17:58

Sure, if someone were to buy your book, what else might they learn about in regards to investing in a secular world from a biblical perspective?

Dr. Gerald House: 18:07

I take examples, whether it be in finance, investing. They even go into running a little bit about the Federal Reserve and what their role is and what I feel like it should be and shouldn't be. But I think the biggest thing with my book is I've got a lot of information in there, but it gives you a highlight. I like to think that the book is something that new investors probably ought to read and get their mindset before they actually jump into investing, because it is a total different world. Especially if you're a Christian and you want to do things biblically, the book would be great for you because we talk about what's in the secular world and how they think, and then what's in the Bible and how we should think biblically if we're looking at Christian values.

Angela Kaye Love: 18:54

All right, if someone wants to buy your book, where would they go to get it?

Dr. Gerald House: 18:57

Pits on Amazon, barnes, nobles and several other places, so it's pretty easy to get.

Angela Kaye Love: 19:04

Can they get it like as a Kindle version? Yes, because a lot of people like to do that now. They like, they prefer the Kindle over a hard cover or paperback.

Dr. Gerald House: 19:11

Yes.

Angela Kaye Love: 19:12

Are you planning on writing any other books in the future?

Dr. Gerald House: 19:15

My next book is probably going to be a compilation of several different articles and then I'll categorize them. I do write a lot. I write a lot of articles, so I'll probably do that because it's going to be more like an devotional, so it helps you, but it's going to be mostly on the financial side.

Angela Kaye Love: 19:32

Sure, you said a lot of articles. You write a lot, yes, of different articles. Is it all financial based or most of investing. What are some of the topics you get into in relation to finances?

Dr. Gerald House: 19:43

Oh, I talk about a lot of things Again that might be on the secular world I make fun of. I got one article I make fun of this theme going around 10 exit, but people talk about investing and multiply your returns by 10 times. So I'm kind of poking jab at that.

Angela Kaye Love: 19:58

I haven't heard of that, so I don't know what that is.

Dr. Gerald House: 20:00

Oh, you haven't heard of 10 exit, just 10 exit.

Angela Kaye Love: 20:02

No Gosh.

Dr. Gerald House: 20:04

It's all over the place. I write different articles. I've written one about my old truck this old truck and it's a truck that my father gave me. I talk about it and how it's. There might be new trucks that go by, but this one still gets me where I need to go and I'm capitalizing on don't spend a lot of money buying material possessions. So you get an idea there, because my old truck looks just fine. I've had it painted, done a lot of the material work to it and you know it actually looks pretty good.

Angela Kaye Love: 20:33

That's great those older trucks. They tend to last a lot longer. You're able to do more fix ups with them. We have a truck that's about 10 years old Actually it's about 12 years old. I don't think it's going to make it much longer. So we're actually dealing with all of that because it's quite expensive to keep fixing it up. Yes, so it might be better to invest so that sometimes you get into that. When you start spending as much or more money every month or year I guess I should say year when you start spending as much or more than what you would in a car payment per year, then you have to start looking at do we want to keep this vehicle or not? Oh, absolutely, that's the stage we're at.

Dr. Gerald House: 21:11

You've got to. When you have an older vehicle, you've got to pretty much have the knowledge and want to do some of the work yourself.

Angela Kaye Love: 21:17

Right. But these newer vehicles it's a little tougher because they don't make them, as I almost wonder if they do that on purpose, so that you can't really work on it unless you have some sort of garage or something where you can lift it up and you have the knowledge and all the tools. And if you don't have the knowledge then it's hard for you to fix it up, versus the older trucks back in the day where they were a lot easier to work on.

Dr. Gerald House: 21:38

Yeah, my truck is a 96 Dodge and. I can just get inside of it and still work. It's one of those things you roll in and still work on it if you can't reach something. But yeah, it's easy to work on.

Angela Kaye Love: 21:51

That's great. So if I want to go read your articles, where would it go? Do you have a website or do I get them on LinkedIn?

Dr. Gerald House: 21:58

They are published on LinkedIn and Facebook. When I write them, I try to push them that way. My website is Lifestyle, financial and services is SVCScom.

Angela Kaye Love: 22:10

So it's Lifestyle Financial, svcscom, and I'll have that in the newsletter and also in the show notes I'll have the link to your website. So I have one more question what caused you to want to write a book about investing in a secular world? Because there are personal stories, something that influenced your desire to write this book.

Dr. Gerald House: 22:29

Well, to be honest with you, I got the idea for the book before I had finished my doctorate and I was putting together notes the whole time. And what I learned through all my research through my doctorate is a lot of bad information out there, and that's what sort of led me to the right of book and say I'm a truth gladiator. I want to tell the truth. Let's let people know what the facts are and not live in some idealistic world. That's just not where we are right now, and adding the biblical perspective is something I thought of later, but it makes sense, especially with my strong Christian faith. My firm is kind of specialized. I include both the Christian financial planning, because that's who I am, and also vividly responsible investing. But I think it's something that people are, especially Christians. They want.

Dr. Gerald House: 23:21

They want to see, they don't want to invest in companies that are what we call sin companies or sin stocks that go against their Christian beliefs, you know, like abortion and things like that.

Angela Kaye Love: 23:31

And sometimes it's hard to find those companies that align with your biblical faith.

Dr. Gerald House: 23:36

Yes, we've got screeners that we use, you know, so we screen. You have what Screeners, screeners.

Angela Kaye Love: 23:43

OK.

Dr. Gerald House: 23:44

Screen the stocks to see if they conform to Christian values. So we run these things through the screeners before we actually would use it.

Angela Kaye Love: 23:54

That's really interesting. I didn't know that that existed. Yes, something that I've learned in the financial world, because after I got my doctorate, I went back to school and got a graduate certificate on financial psychology and behavioral finance and in that I learned that those that are financial advisors that want to get a certificate or the CFP, become a certified financial planner. Now the test, or the schooling for that, 20 percent of it is based in financial psychology and behavioral finance. Yes, and when you go to take the core or the test, 20 percent of the questions on the test are related to financial psychology and behavioral finance. So I talk a lot about that on my website and get into that in the podcast episodes. Have you started gravitating towards some of that? When you visit with new clients or with established clients, do you get into some of the financial psychology with them?

Dr. Gerald House: 24:46

I do. As a matter of fact, I've been doing that before that it was actually popular and I think I take a personal interest in my clients. I talk about behavioral finance in my book. That's one part of it. The funny thing you mentioned the CFP. I dropped out of the CFP to finish my doc. I just couldn't do both at the same time, you know. But I have finished up the coursework on the CFP, but in addition to that I've also finished up the coursework on a certified Kingdom advisor.

Angela Kaye Love: 25:15

Oh, I've heard of that. I can't remember who that's through. Is that Ron Blue?

Dr. Gerald House: 25:19

Yes, and it's a great course. In addition to that, I'm probably going to get a certificate in counseling, which basically is going to even be more involved in the behavioral finance aspect of it.

Angela Kaye Love: 25:35

Sure.

Dr. Gerald House: 25:36

The certified Kingdom advisors are great course. If you feel like you want to take another one, that's a good.

Angela Kaye Love: 25:41

If I want to do a little bit more education, get one more thing on my wall. Yeah, I don't know. I have to think about that. I'm a little burned out on school.

Dr. Gerald House: 25:49

I'm kind of burned out myself and my wife's is threatened to leave me.

Angela Kaye Love: 25:53

I haven't gotten to that point with my husband, but I think that's because he knows I'm done. But who knows, never say never, right yeah.

Dr. Gerald House: 26:01

I want to stick to writing books. I can't say I'm a lifetime educator, so I like to. I like to, I'm a lifetime learner. I want to continue to learn, but I think I'll stick to reading books.

Angela Kaye Love: 26:12

Well, in you learning and me learning, we're able to take that knowledge and turn around and give it to other people and hopefully help them stay away from some of that bad advice. And when you mentioned that earlier, it made me think of a TikTok video that I watched about a year ago and there was this gentleman on there and he was talking about how you could buy a truck, a brand new truck because we were talking about trucks too. You could get a brand new truck, a $75,000 truck, and you could get that for free. And the way that you would do it is go buy a duplex. Of course you would need 20% down to buy that duplex. You would live in one side and then you would rent out the other side and the money that you would make from the rent that would go in to pay your loan payment for the duplex and then the additional money could go towards paying the truck.

Angela Kaye Love: 26:59

The obvious thing that I saw in the video was it's not free. You still have to have 20% down. He didn't talk about what if you can't get someone to lease the other side, or renter, or they leave and now you have a vacancy and you're not getting that income. So that's one of those things that's out there when it comes to financial advice that if someone doesn't have a lot of knowledge and they watch that, they may think, oh yeah, this is great, I'm going to go do that. And they don't realize you're not getting a truck for free, you're just using one vehicle of investing to pay for the truck. But there's a lot of risk with that, because if you have maintenance that you have to pay for and the monthly rent doesn't cover that and you have that additional expenses that you have to do if you don't have a renter, if the renter decides they're not going to pay.

Angela Kaye Love: 27:46

Like trash to play Yep, trash to the place all of those things, and so there's a lot more that goes into that. Real estate investing can be profitable. You can make money at real estate investing, but it probably won't get you a brand new truck that you don't have to pay for.

Dr. Gerald House: 28:00

Yeah, it's kind of a silly thing to think about. It reminds me back when I was working for the bank and I was a staff real estate appraiser. But I also did construction inspections because of my background in engineering and construction, because I actually own the construction company for 12 years. And what I will see these new builders will come on board and the first draw they get, they go out and buy a new truck and then at the end they didn't have enough money to finish the house and they wondered why? It's because they bought that new truck up front.

Dr. Gerald House: 28:29

You know, I've seen that a lot of times versus. I know a builder, a big general contractor, him and his brother, I think, were in business together. Back when I was doing some taxes too, he called me to ask me if he could afford to buy a new truck Never mind the guys, the multi-millionaire. He called me to ask me if he had enough money. I thought he could buy a new truck if he hadn't bought one in over 25 years. Yeah, so you look at the contrast between those two.

Angela Kaye Love: 28:57

Sir. So you have one that's very conscientious about their money and the other one who's probably really high on extraversion and wants to be able to say look what I have, I have all these fun toys and stuff like that. Yeah, as far as personalities go, well, it has been great speaking with you and, again, if anybody wants to go and read your articles that you put out in a blog, they can go to lifestyle financial services.

Angela Kaye Love: 29:20

They can go to lifestyle financial services and services is abbreviated to svcscom. They can also find your articles on LinkedIn under your name, Gerald House H-O-U-S. I'll have the links in our show notes and there'll also be a link to go and look at your book on Amazon and purchase that, and they can purchase it as a hardcover or a Kindle version or softcover or paperback and you're planning on having another book.

Angela Kaye Love: 29:44

So if they go on your LinkedIn or your website, I'm sure that you'll be keeping them up to date on that, and it's been great having you on the life, love and money podcasts. Please take a look at the show notes. Click on those links to get more information about Dr Gerald House. Thank you for listening.