Unraveling the Mysteries of Health Insurance Costs with Expert Parita Patel

Why do some health insurance plans cost less than others? Is there a hidden catch or are you truly scoring a bargain? These questions and more get addressed in a lively conversation with health insurance expert, Parita Patel. We venture deep into the world of health insurance, tackling the age-old question that has left many puzzled. Parita sheds light on the matter and explains the difference in cost with an easy comparison to retail brands. She emphasizes the importance of reading the fine print and cautions about the pitfall of seemingly affordable plans that offer inadequate coverage. 

But we don't stop there, Parita also enlightens us on health share plans and why they may not provide the security you imagine. She reiterates the crucial advice: research is key, because what you pay for is indeed what you get. We also find out how listeners can reach out to Parita directly without the fuss of endless spam calls or misinformation. Whether you're in Chicago or New York City, Parita and her team are at your service to help navigate your health insurance needs. So turn up your speakers, this is an enlightening conversation you won't want to miss, packed with invaluable tips to empower you to make informed decisions about your health coverage.

Transcript

Speaker 1: 0:00

Hello out there and welcome to the Good Neighbor podcast. I am your co-host, Mike Sedita. I'm joined by my fellow co-host, Parita Patel. Parita, how are you doing today?

Speaker 2: 0:09

Hi, mike, doing great, thank you.

Speaker 1: 0:10

Thank you so much for being on. Guys Parita is a health insurance expert. She's based here in Tampa, florida. She is here to help educate you a little bit about the various things that go on with health insurance at this time of year when it's so crazy with open enrollment and changing your plans and we wanna ask today, the big question is why are some plans cheaper than other plans?

Speaker 2: 0:33

You know, mike, I think all things in life you get what you pay for. You know that's like asking what's the difference between Walmart versus Target, homegoods versus Create and Barrel right. The quality of what you're gonna get. It matters in your health insurance as well, and the cheaper those prices are, the less likely they're actually gonna protect you. God forbid something happens to you, you know. So if you're gonna pay for something, make sure you're reading the fine print. These days, anybody can go online and throw something out there and say that this is gonna protect you for X, y and Z, but some plans you'll see on the website. It even says this is not real health insurance. Legally we are not mandated to protect you, but then it sounds really great the way it's being pitched to you. You know, if you've ever heard of something like a health share plan, a lot of them are tied to religious places as well Christian ministry plans. They are not real health insurance. So if you get a claim something happens to you, you don't know if you can count on that.

Speaker 1: 1:28

So why?

Speaker 2: 1:29

are some things a lot more cheaper, it's because they're not really gonna protect you if they have to. So read the fine print.

Speaker 1: 1:36

So the big thing I'm hearing you say is you know, do your research and you get what you pay for. And if people go to pareedahealthcom, they could set up an appointment with you. That takes 30 minutes. They can give you the details of what's going on with them. They don't have to fight through the spam calls and all those other things. They're going directly to an expert and they're gonna find out what plans to you're gonna help them navigate. What is the right plan for their needs, correct?

Speaker 2: 2:04

Absolutely.

Speaker 1: 2:05

So, guys, go to pareedahealthcom. It is a short form to fill out. Get your information in there. Meet with pareedah and her team. She truly is an expert in health insurance in the Tampa market. She's based out of here, but if you happen to watch this podcast in Chicago, Illinois or New York city, go to the website. Fill out an appointment. We'll do it online and you can find out what works for you, and her team will put something together that takes care of your health insurance needs. Pareedah, thank you so much for always being an expert in health insurance and helping our listeners get what they need.

Speaker 2: 2:36

Thank you, Mike.