Rich Girls' Guide
BIG CHANGES Coming For 401k Catch-Up Contributions (Secure Act 2.0, Roth 401k & More)
Hey Rich Girls, Kirby here - today we are diving right into a timely topic that just might affect you or someone you love starting in 2026 - and while you might think that date is way far ahead in the future, the reality is that you need to start making changes NOW in order to get ahead of this potentially huge retirement change.
**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**
EPISODES MENTIONED:
Compound growth episode: https://youtu.be/xhtXs3mL2Cg?si=8AQexRGWfx8rN4yP
How much you need to retire: https://youtu.be/WKooH0JVKjY?si=eQh907xIkMOtUZTz
Backdoor roth contributions: https://youtu.be/8YQ3HuMHbmU?si=SWMQFubjJRL_thKe
CONNECT WITH ME:
YouTube: www.youtube.com/@richgirlsguidewithkirby
Threads: https://www.threads.net/@richgirlsguidepodcast
Instagram: https://www.instagram.com/richgirlsguidepodcast/
TikTok: https://www.tiktok.com/@richgirlsguide
Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact
MY EXACT YOUTUBE SETUP (Amazon affiliate links):
Canon EOS R6 Camera: https://amzn.to/4cgzSdd
SD Memory Card: https://amzn.to/3VYJrrA
Shure SM7B Microphone: https://amzn.to/3xoIJuk
Teleprompter: https://amzn.to/4cI4iVD
Rodecaster Pro: https://amzn.to/3VGAAcA
Manfrotto Camera Tripod: https://amzn.to/3W1Secm
Cloudlifter: https://amzn.to/3L0Ntt1
Microphone Stand: https://amzn.to/3VGI6V0
Mic Cable: https://amzn.to/4bkKOW0
Amaran 100D LED Light: https://amzn.to/3W0Bl1t
Aputure Lantern Light: https://amzn.to/3RHp7bK
Softbox lighting kits: https://amzn.to/45MGygS
Amazon Fire Tablet: https://amzn.to/3L0lxp4
⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYff
ARTICLES MENTIONED:
Vanguard How America Saves 2024: https://institutional.vanguard.com/insights-and-research/report/how-america-saves.html/?cmpgn=IIG:TL:RR:HAS23:SRCH:PS:XX:TL:GG:GENAUD:XX:XX:20230615:NB:AmericaSaves:NOTARG:NOSUB&gad_source=1&gclid=CjwKCAjw4ri0BhAvEiwA8oo6FwPe1b-fcB0Ssd-UVslRsyNGyNBb9ThYaSOzycpuxl8G5936tQ0FORoCTzEQAvD_BwE&gclsrc=aw.ds
Federal Reserve Average Retirement Savings: https://crr.bc.edu/federal-reserve-has-disappointing-news-on-retirement-saving/
Retirement Plan Catch Up Contribution Limits: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-catch-up-contributions#:~:text=More%20In%20Retirement%20Plans&text=Individuals%20who%20are%20age%2050,a%20SIMPLE%20401(k))
MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)
The Power of Habit: https://amzn.to/3xxkytF
Atomic Habits: https://amzn.to/4bh5Ncc
The Opposite of Spoiled: https://amzn.to/3xDz2rP
You Are A Badass At Making Money: https://amzn.to/4bkKuqg
credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.
Hey Rich Girls, Kirby here - today we are diving right into a timely topic that just might affect you or someone you love starting in 2026 - and while you might think that date is way far ahead in the future, the reality is that you need to start making changes NOW in order to get ahead of this potentially huge retirement change.
**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**
EPISODES MENTIONED:
Compound growth episode: https://youtu.be/xhtXs3mL2Cg?si=8AQexRGWfx8rN4yP
How much you need to retire: https://youtu.be/WKooH0JVKjY?si=eQh907xIkMOtUZTz
Backdoor roth contributions: https://youtu.be/8YQ3HuMHbmU?si=SWMQFubjJRL_thKe
CONNECT WITH ME:
YouTube: www.youtube.com/@richgirlsguidewithkirby
Threads: https://www.threads.net/@richgirlsguidepodcast
Instagram: https://www.instagram.com/richgirlsguidepodcast/
TikTok: https://www.tiktok.com/@richgirlsguide
Want YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact
MY EXACT YOUTUBE SETUP (Amazon affiliate links):
Canon EOS R6 Camera: https://amzn.to/4cgzSdd
SD Memory Card: https://amzn.to/3VYJrrA
Shure SM7B Microphone: https://amzn.to/3xoIJuk
Teleprompter: https://amzn.to/4cI4iVD
Rodecaster Pro: https://amzn.to/3VGAAcA
Manfrotto Camera Tripod: https://amzn.to/3W1Secm
Cloudlifter: https://amzn.to/3L0Ntt1
Microphone Stand: https://amzn.to/3VGI6V0
Mic Cable: https://amzn.to/4bkKOW0
Amaran 100D LED Light: https://amzn.to/3W0Bl1t
Aputure Lantern Light: https://amzn.to/3RHp7bK
Softbox lighting kits: https://amzn.to/45MGygS
Amazon Fire Tablet: https://amzn.to/3L0lxp4
⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYff
ARTICLES MENTIONED:
Vanguard How America Saves 2024: https://institutional.vanguard.com/insights-and-research/report/how-america-saves.html/?cmpgn=IIG:TL:RR:HAS23:SRCH:PS:XX:TL:GG:GENAUD:XX:XX:20230615:NB:AmericaSaves:NOTARG:NOSUB&gad_source=1&gclid=CjwKCAjw4ri0BhAvEiwA8oo6FwPe1b-fcB0Ssd-UVslRsyNGyNBb9ThYaSOzycpuxl8G5936tQ0FORoCTzEQAvD_BwE&gclsrc=aw.ds
Federal Reserve Average Retirement Savings: https://crr.bc.edu/federal-reserve-has-disappointing-news-on-retirement-saving/
Retirement Plan Catch Up Contribution Limits: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-catch-up-contributions#:~:text=More%20In%20Retirement%20Plans&text=Individuals%20who%20are%20age%2050,a%20SIMPLE%20401(k))
MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)
The Power of Habit: https://amzn.to/3xxkytF
Atomic Habits: https://amzn.to/4bh5Ncc
The Opposite of Spoiled: https://amzn.to/3xDz2rP
You Are A Badass At Making Money: https://amzn.to/4bkKuqg
credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.