HCH Mortgage Podcast
12 key facts about holiday let mortgages
The HCH Mortgage Podcast shares everything you need to know about holiday let mortgages.
The show is brought to you by HCH Financial Services – a new brand powered by Holiday Cottage Handbook and HD Consultants. HCH Financial Services offers access to a comprehensive range of holiday let products, in addition to providing life insurance, will writing, and other services.
The show is hosted by Holiday Cottage Handbook Founder, James Varley. Today’s special guest is Samantha Turmaine, Lead Consultant for HCH Financial Services. James and Samantha outline 12 key facts about holiday let mortgages.
2:50 Purpose of the mortgage
5:13 Rental income consideration
6:58 Deposit
7:46 Interest rates
8:34 Best mortgage products on the market
9:02 Rates seem to be on a downward trajectory
9:47 More lenders are offering holiday let mortgages
10:38 Rental coverage ratio
12:25 Seasonal income considerations
13:48 Lenders will look closely at the location
15:30 Use restrictions
16:50 Minimum income requirements
18:10 Self-employment and property experience
19:07 Specialist lenders
20:38 Tax implications
21:50 Regulatory considerations
Links:
HCH Financial Services: www.hchfs.co.uk
Call: 0333 12345 36
Email: advice@hchfs.co.uk
Email the show: james@holidaycottagehandbook.com
The HCH Mortgage Podcast shares everything you need to know about holiday let mortgages.
The show is brought to you by HCH Financial Services – a new brand powered by Holiday Cottage Handbook and HD Consultants. HCH Financial Services offers access to a comprehensive range of holiday let products, in addition to providing life insurance, will writing, and other services.
The show is hosted by Holiday Cottage Handbook Founder, James Varley. Today’s special guest is Samantha Turmaine, Lead Consultant for HCH Financial Services. James and Samantha outline 12 key facts about holiday let mortgages.
2:50 Purpose of the mortgage
5:13 Rental income consideration
6:58 Deposit
7:46 Interest rates
8:34 Best mortgage products on the market
9:02 Rates seem to be on a downward trajectory
9:47 More lenders are offering holiday let mortgages
10:38 Rental coverage ratio
12:25 Seasonal income considerations
13:48 Lenders will look closely at the location
15:30 Use restrictions
16:50 Minimum income requirements
18:10 Self-employment and property experience
19:07 Specialist lenders
20:38 Tax implications
21:50 Regulatory considerations
Links:
HCH Financial Services: www.hchfs.co.uk
Call: 0333 12345 36
Email: advice@hchfs.co.uk
Email the show: james@holidaycottagehandbook.com