HCH Mortgage Podcast
The different types of holiday let mortgage
The HCH Mortgage Podcast shares everything you need to know about holiday let mortgages.
The show is brought to you by HCH Financial Services – a new brand powered by Holiday Cottage Handbook and HD Consultants. HCH Financial Services offers access to a comprehensive range of holiday let products, in addition to providing life insurance, will writing, and other services.
The show is hosted by Holiday Cottage Handbook Founder, James Varley. Today’s special guest is Samantha Turmaine, Lead Consultant for HCH Financial Services. James and Samantha outline the various types of mortgages, including fixed, variable, tracker, and discounted.
2:01 Fixed rate holiday let mortgages
2:49 First-time landlords often take a fixed rate product
3:45 Variable rate holiday let mortgages, including tracker, standard variable rate, and discounted variable rate
5:29 Variable rate products tend to have lower rates and offer more flexibility to borrowers
7:06 Explaining the standard variable rate
9:43 Tracker rate holiday let mortgages
10:40 Discounted variable rate holiday let mortgages
11:43 The most popular products right now
13:06 Interest-only or repayment?
14:46 Best two-year fixed rate: 4.8% (but a 4% arrangement fee)
15:15 Best five-year fixed rate: 5.59% (£995 fee)
Links:
HCH Financial Services: www.hchfs.co.uk
Call: 0333 1234 536
Email: advice@hchfs.co.uk
Email the show: james@holidaycottagehandbook.com
The HCH Mortgage Podcast shares everything you need to know about holiday let mortgages.
The show is brought to you by HCH Financial Services – a new brand powered by Holiday Cottage Handbook and HD Consultants. HCH Financial Services offers access to a comprehensive range of holiday let products, in addition to providing life insurance, will writing, and other services.
The show is hosted by Holiday Cottage Handbook Founder, James Varley. Today’s special guest is Samantha Turmaine, Lead Consultant for HCH Financial Services. James and Samantha outline the various types of mortgages, including fixed, variable, tracker, and discounted.
2:01 Fixed rate holiday let mortgages
2:49 First-time landlords often take a fixed rate product
3:45 Variable rate holiday let mortgages, including tracker, standard variable rate, and discounted variable rate
5:29 Variable rate products tend to have lower rates and offer more flexibility to borrowers
7:06 Explaining the standard variable rate
9:43 Tracker rate holiday let mortgages
10:40 Discounted variable rate holiday let mortgages
11:43 The most popular products right now
13:06 Interest-only or repayment?
14:46 Best two-year fixed rate: 4.8% (but a 4% arrangement fee)
15:15 Best five-year fixed rate: 5.59% (£995 fee)
Links:
HCH Financial Services: www.hchfs.co.uk
Call: 0333 1234 536
Email: advice@hchfs.co.uk
Email the show: james@holidaycottagehandbook.com