Why you should invest through a limited company

The HCH Mortgage Podcast shares everything you need to know about holiday let mortgages.

The show is brought to you by HCH Financial Services, which offers access to a comprehensive range of holiday let products, in addition to providing life insurance, will writing, and other services.

In today’s episode, Holiday Cottage Handbook Founder, James Varley, and Samantha Turmaine, Lead Consultant for HCH Financial Services, look at the pros and cons of investing in holiday lets through a limited company.

2:29 What is a limited company mortgage?

3:27 The advantages of investing through a limited company

4:23 The differences between a personal name mortgage and limited company mortgage

5:27 What you need to do to set up a limited company

6:48 What lenders are looking for from limited company mortgage applications

8:10 Making sure you achieve the 125% revenue to mortgage cost ratio

8:58 Buying through a limited company depends on personal circumstances

9:54 Should investors looking to scale switch from a personal name structure to limited company vehicle?

10:50 Good advice is paramount for investors

11:50 The best limited company mortgage rates

12:50 The best mortgage rates for personal name products

Links:

HCH Financial Services: www.hchfs.com

Call: 0333 1234 536

Email: advice@hchfs.com

Holiday Cottage Handbook website: https://www.holidaycottagehandbook.com/

Free e-book: https://www.holidaycottagehandbook.com/e-book

Newsletter: https://www.holidaycottagehandbook.com/

Podcast: https://www.holidaycottagehandbook.com/podcast

A-Z of STR: https://www.holidaycottagehandbook.com/a-z-of-str

James Varley: https://www.linkedin.com/in/jdsvarley/

Samantha Turmaine: https://www.linkedin.com/in/samantha-turmaine-mlibf-cemap-cerer-97a1b298/

Email the show: james@holidaycottagehandbook.com