General election, interest rates, and insurance

The HCH Mortgage Podcast shares everything you need to know about holiday let mortgages.

The show is brought to you by HCH Financial Services, which offers access to a comprehensive range of holiday let products, in addition to providing life insurance, will writing, and other services.

In today’s episode, Holiday Cottage Handbook Founder, James Varley, and Samantha Turmaine, Lead Consultant for HCH Financial Services, discuss interest rates, the upcoming general election, and holiday let insurance.

1:41 Interest rates appear to be heading in the right direction (lower!)

2:46 How a general election might change the property landscape

4:10 How holiday let insurance differs to standard home insurance

5:29 Will a lender insist on holiday let insurance?

5:55 The types of insurance coverage included 

8:09 Some online travel agencies provide insurance – like AirCover from Airbnb

9:02 The types of insurance add-ons can people have

9:57 How you can keep your premium as low as possible

11:18 Your housekeeping team is your first line of defence 

11:40 HCH Financial Services works with 42 different insurers – to help you find the perfect policy

12:32 The best fixed rate holiday let mortgages 

14:29 The best variable and tracker rate holiday let mortgages 

15:31 The best limited company holiday let mortgages 

Links:

HCH Financial Services: www.hchfs.com

Call: 0333 1234 536

Email: advice@hchfs.com

Holiday Cottage Handbook website: https://www.holidaycottagehandbook.com/

Free e-book: https://www.holidaycottagehandbook.com/e-book

Newsletter: https://www.holidaycottagehandbook.com/

Podcast: https://www.holidaycottagehandbook.com/podcast

A-Z of STR: https://www.holidaycottagehandbook.com/a-z-of-str

James Varley: https://www.linkedin.com/in/jdsvarley/

Samantha Turmaine: https://www.linkedin.com/in/samantha-turmaine-mlibf-cemap-cerer-97a1b298/

Email the show: james@holidaycottagehandbook.com