General election, interest rates, and insurance Artwork

HCH Mortgage Podcast

Everything you need to know about holiday let mortgages.

This podcast is brought to you by HCH Financial Services, which is powered by Holiday Cottage Handbook and HD Consultants.

Presented by James Varley, Founder, Holiday Cottage Handbook.

For mortgage advice:

Call: 0333 1234 536
Email: advice@hchfs.co.uk
Visit www.hchfs.co.uk

For a host of free resources for short-term rental hosts and property managers, visit www.holidaycottagehandbook.com

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HCH Mortgage Podcast

General election, interest rates, and insurance

May 27, 2024 • HCH Financial Services • Season 1 • Episode 6

The HCH Mortgage Podcast shares everything you need to know about holiday let mortgages.

The show is brought to you by HCH Financial Services, which offers access to a comprehensive range of holiday let products, in addition to providing life insurance, will writing, and other services.

In today’s episode, Holiday Cottage Handbook Founder, James Varley, and Samantha Turmaine, Lead Consultant for HCH Financial Services, discuss interest rates, the upcoming general election, and holiday let insurance.

1:41 Interest rates appear to be heading in the right direction (lower!)

2:46 How a general election might change the property landscape

4:10 How holiday let insurance differs to standard home insurance

5:29 Will a lender insist on holiday let insurance?

5:55 The types of insurance coverage included

8:09 Some online travel agencies provide insurance – like AirCover from Airbnb

9:02 The types of insurance add-ons can people have

9:57 How you can keep your premium as low as possible

11:18 Your housekeeping team is your first line of defence

11:40 HCH Financial Services works with 42 different insurers – to help you find the perfect policy

12:32 The best fixed rate holiday let mortgages

14:29 The best variable and tracker rate holiday let mortgages