HCH Mortgage Podcast

Mortgage rates continue to drop

HCH Financial Services Season 1 Episode 10

The HCH Mortgage Podcast shares everything you need to know about holiday let mortgages.

The show is brought to you by HCH Financial Services, which offers access to a comprehensive range of holiday let products, in addition to providing life insurance, will writing, and other services.

In today’s episode, Holiday Cottage Handbook Founder, James Varley, and Samantha Turmaine, Lead Consultant, HCH Financial Services, discuss falling interest rates, current market sentiment, and the furnished holiday lettings tax regime. Additionally, Samantha outlines two client case studies and details the best mortgage deals currently on the market, which start from just 4.1% for personal name borrowers.

If you need a mortgage or would like to discuss your investment strategy, contact the HCH Financial Services today. Call 0333 1234 536 or email advice@hchfs.com.

1:44 Interest rates are on a downward trajectory 
2:15 One more cut before the end of the year?
2:46 Client sentiment: investors are waiting for the budget 
4:02 Landlords in the private rented sector are worried about removing tenants 
4:38 Thoughts on the furnished holiday lettings tax regime
5:43 More lenders are offering flexible products for buy to let and short-term rentals
6:27 Disparity between limited company and personal name mortgages has almost vanished 
6:49 Case study No. 1: refurbishment in Wales
9:15 Case study No. 2: rundown properties in London
10:26 The best deals currently available, starting from just 4.1%
13:49 Property Investor Show at ExCeL London on 4-5 October 

Links:

HCH Financial Services: www.hchfs.com
Call: 0333 1234 536
Email: advice@hchfs.com

Holiday Cottage Handbook website: https://www.holidaycottagehandbook.com/
Free e-book: https://www.holidaycottagehandbook.com/e-book
Newsletter: https://www.holidaycottagehandbook.com/
Podcast: https://www.holidaycottagehandbook.com/podcast
A-Z of STR: https://www.holidaycottagehandbook.com/a-z-of-str
Get your free ticket for STR Zone: https://www.holidaycottagehandbook.com/str-zone
Get your free ticket for Your Air Success: https://www.holidaycottagehandbook.com/yourairhost

James Varley: https://www.linkedin.com/in/jdsvarley/
Samantha Turmaine: https://www.linkedin.com/in/samantha-turmaine-mlibf-cemap-cerer-97a1b298/

Email the show: james@holidaycottagehandbook.com

People on this episode