The Osborn Financial Group Podcast
Welcome to the Osborn Financial Group Podcast! Hosted by Jarrett Osborn, dive into expert insights on wealth management strategies, essential tips for securing your financial future, and in-depth discussions on life and health insurance options. Get practical advice for protecting your assets and loved ones, proven strategies for maximizing investments, and real-life examples to illustrate key concepts. Stay tuned for Q&A sessions with industry professionals and actionable steps to take control of your finances and insurance needs. Tune in now and empower your financial journey!
The Osborn Financial Group Podcast
EP #3: Navigating PPOs, HMOs, and HSAs
Can missing your health insurance open enrollment window leave you vulnerable and uninsured? We tackle this pressing issue and more in our latest episode of the Osborn Financial Group Podcast. Join Jarrett Osborn and Jeremy Wolf as they guide you through the crucial November 1st to January 15th open enrollment period. Learn about the differences between national and state-specific exchanges, and why network coverage is essential when selecting a plan. Jared also breaks down the complexities of PPO and HMO plans, shedding light on their costs, flexibility, and how they handle catastrophic claims like cancer treatment. This is your chance to make informed decisions about your health insurance with expert advice at your fingertips.
But that's not all! We dive into the world of Health Savings Accounts (HSAs) and HSA-qualified plans. Discover how HSAs can offer tax-free growth on funds allocated for medical expenses, and why these plans might be a golden opportunity for long-term savings, particularly for retirement. Jared shares practical strategies on maximizing HSA benefits and discusses the higher deductibles that come with these plans. We even touch on what happens to your HSA funds if they're unused after death and the restrictions once you reach Medicare eligibility. Don't miss this episode loaded with actionable insights to help you optimize your health insurance during open enrollment!