The senior living world is growing fast, but the risk profile is changing even faster. We dig into what happens when higher acuity residents stay longer in assisted living, how staffing shortages and inflation strain operations, and why verdicts are getting bigger and tougher to defend. Alongside partners from Future Care RRG, we unpack the friction between occupancy goals and clinical capability, and we explain how those pressures ripple through underwriting, pricing, and coverage structures.

You’ll hear straight talk on the claims that keep operators up at night and why documentation discipline can be the difference between a defensible file and a six-figure problem. We explain the current capacity landscape, tackle ownership dynamics, including the extra scrutiny on private equity platforms, acquisitions of distressed facilities, and the need to present clear improvement plans to underwriters.

If you place, operate, or insure senior living and long-term care, this conversation offers a candid map through a market defined by growth, complexity, and rising stakes. Make sure you reach out to your CRC specialty producer for assistance with your senior living account placements.

Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace.

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