Next Level University
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Next Level University is a top-ranked daily podcast for dream chasers, entrepreneurs, and self-improvement addicts who are ready to get real about what it takes to grow.
Hosted by Kevin Palmieri and Alan Lazaros, this show brings raw, honest conversations about how to build a better life, love more deeply, lead with purpose, and level up in every area... from health to wealth to relationships.
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Next Level University
How’s Your Yearly Wrap-Up Look? (1910)
Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.
In today’s episode, Kevin and Alan unpack the concept of a “self-improvement wrapped,” exploring how reflecting on daily habits can unlock exponential growth. Learn why your choices today—big or small—hold the power to shape your future self. Tune in to discover practical tips for building consistency, tracking progress, and staying aligned with your goals. Let’s redefine success and focus on becoming the best version of you.
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For more information, please check out our website at the link below. 👇
Website 💻 http://www.nextleveluniverse.com
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Show notes:
(2:55) A self-improvement wrap-up idea
(6:14) The vision for a next-level habit-tracking app
(11:40) Why tracking habits lead to better decisions
(14:59) Time spent on self-improvement Vs. Entertainment
(19:41) At NLU, we want you to win! So, we’re giving tools and resources to ensure your success. Join our Monthly Meet-up every first Thursday of the month at 5 PM.
(22:36) Self-discipline as the foundation for self-love
(26:34) Choices that shape your life
(36:18) Staying on track
(37:37) Outro
Send a text to Kevin and Alan!
🎙️ Hosted by Kevin Palmieri and Alan Lazaros
Next Level University is a top-ranked daily podcast for dream chasers and self-improvement lovers. With over 2,100 episodes, we help you level up in life, love, health, and wealth one day at a time. Subscribe for real, honest, no-fluff growth every single day.
every time you have that, this or this, you choose the this that you believe is best for you. Awesome, if you got results this year, that's one of the reasons why. If you didn't get results this year, that's also one of the reasons why, because you said every time you had that inkling, you knew what you should do and you didn't do it. You do have to, unfortunately, pay the piper eventually.
Alan LazarosBecause if you can't discipline yourself to keep the promises you make to your higher self, we all have a choice. Do something today that your future self will thank you for. If all you ever do is that, you're going to have a very boring life, I understand that, but none of us are on that end. None of us are only doing what's best for ourselves, like that's not the concern.
Kevin PalmieriWelcome to Next Level University. I'm your host, Kevin Palmieri.
Alan LazarosAnd I'm your co-host, Alan Lazarus.
Kevin PalmieriAt NLU, we believe in a heart-driven but no BS approach to holistic self-improvement for dream chasers.
Alan LazarosOur goal with every episode is to help you level up your life, love, health and wealth.
Kevin PalmieriWe bring you a new episode every single day on topics like confidence, self-belief, self-worth, self-awareness, relationships, boundaries, consistency, habits and defining your own unique version of success Self-improvement in your pocket, every day, from anywhere, completely free.
Kevin PalmieriWelcome to Next Level University, next Level Nation. Welcome back to another episode of Next Level University, where we help you level up your life, your love, your health and your wealth. Today, for episode number 1910, how's your yearly wrap wrap up? Look, so Spotify did their 2024 wrapped the other day and, for those of you who might not use Spotify, towards the end of the year, spotify is this really cool thing that they do when you log in for the day.
Kevin PalmieriSo it happened on I don't know if it was maybe the beginning of the week, let's just say Monday you log in and it says your 2024 wrapped is here and you click on it and it shows you the top five songs, the top five artists, what percentage that puts you in in terms of being a fan of that artist, how many minutes of music you listen to and as a podcast host, it also shows you this is how many streams you got. All sorts of different stuff and everybody shares it. And it's really cool because you feel good when you tag your favorite artist and say, hey brother or hey sister, I listened to 60,000 minutes of you this year. I am obsessed low-key obsessed with you as a human being and Alan doesn't know anything about it because I don't think he looks, and Alan doesn't know anything about it because I don't think he looks. But I said well, imagine if at the end of the year you got a self-improvement wrapped and it was. This is how many books you read.
Alan LazarosNice.
Kevin PalmieriThis is how many gym sessions you did Nice.
Kevin PalmieriThis is how many relationship check-ins you did, nice. This is how much money you spent, excellent. And then it just categorized all of that. So you had 52 arguments with your partner this year, 32 of which were because you were late, 12 of which were because misaligned activities, whatever. So two thoughts. One imagine all the data. You would have to make different decisions next year, first thought. Second thought is imagine all the shit that you wouldn't do so if you got. Imagine if you got a receipt at the end of the year with all the stuff that you spent money on and it was valuable. And then there was a list Zoom, audible, this, this, this, this, this, youtube, premium, whatever. Then there was meh, meh, you know, mid-range this, this, this, this, this, whatever it is. And then the bottom of the list was just dumb shit you shouldn't have bought. For me it would be Burger King, a lot of Burger King, for sure. Taco Bell, alan's going to show off the brand tactic. Pip Dex shout out to them for taking 800 of our dollars, or whatever it was.
Alan LazarosBut again, that's world class marketing. They got me.
Kevin PalmieriBut here's the thing even that is in the realm of education, so it could be worse.
Alan LazarosWell, you've got to actually open them, kev in order to You've opened them.
Kevin PalmieriYeah, I have, I know, I don't use them enough.
Alan LazarosMy vision was to use them once per day and I have yet to create that habit.
Kevin PalmieriAs they say, you can hope in one hand and poop in the other, and see which one fills up faster. Son.
Alan LazarosI never understood that saying at all.
Kevin PalmieriIt makes no sense we'll talk about it after. We don't want to go through it here. Live in front of the people. But imagine if you knew that you were going to get receipts for everything that you did at the end of the year. Would you spend your money differently? Would you invest more time in your relationship? Would you invest more time in yourself, whatever it might be? Just like at the beginning of the year, it can can be very daunting to say you know what? I'm going to read 12 books this year. But if you get to the end of the year and you look back and say, wow, I read 15 books this year, it wasn't that hard. Maybe next year I can do 16 or 17 or 18. So I just thought it was a. I thought it was a cool concept, because if you can take something that works really well in entertainment and then somehow find a way to make it somewhat sexy for education, I feel like you'd be on to something with that for sure.
Alan LazarosWell, one day I would love for us to have and this is the vision, this is what we're intending to build next level you, the best version of yourself. 1% improvement in your pocket anywhere on the planet, completely free. Next level university heart driven, but no BS. Holistic self-improvement for dream chasers All of that in one pocket. Steve Jobs used to say what if you could have a thousand songs in your pocket? And Kevin and I say what if you could have a coach or a mentor in your pocket? How much more on point would you stay? How much more accountable would you stay? How much more consistent would you stay? How much more would you learn? How much more would you grow? How much better would your decisions make?
Alan LazarosI've started doing this every podcast I go on. I started opening with I want to sandwich everything. Aligned in gratitude, I say I'm very grateful to be here, thank you for having me. And aligned in gratitude, I say I'm very grateful to be here, thank you for having me. And then I say I do not take it lightly to have your attention, because what you pay attention to dictates what you say, think, do, feel and believe, which dictates your choices, which dictates the quality of your life. So I don't take it lightly. I consider this a huge privilege and a responsibility. So anyone who's out there watching or listening some of my clients have it tracked how many NLU episodes. Some of them have hundreds, and I'm telling you Shout out to you.
Alan LazarosShout out to you out there and a lot of people shout out to Jenna Odette. There's a bunch of people and if I'm missing you, claire, if I'm missing anyone, please reach out to me. But a lot of people have been sharing on Spotify that NLU, or Conscious Couples Podcast, has been some of their top listened to podcasts. So I'm very, very grateful. But in the future, and not but in the future NLU, next Level University, we want to build an app that helps you track your habits and metrics towards your goals and dreams and then has AI associated with it where it can make recommendations in real time.
Alan LazarosHey, kev, you did just like. We have aura rings, so my aura ring says hey, alan, you, this quarter you slept. Your average sleep score was 83. Your average restfulness was 74. And you, your average time in bed was 1130 PM, or whatever it is. And eventually we want to create an AI app that helps coach you and mentor you, so that you have data just like this, on how many books you've read and your habits. And hey, you hydrated well this year, or whatever it is. Here's the pros, here's the cons, here's the most important wins, here's the most important improvements, and I think that's a really cool concept and we're working on it.
Kevin PalmieriSo, very, very honestly and transparently, I don't have much else for this episode. That was really for me. It was like that's my thought. I think it'd be really cool, a really cool thought, a really cool perspective. Outside of that, I don't have any stories or really anything else. So I'm just going to be very honest about that. I just thought it was a really cool concept and I thought it was something that if I get a printout at the end of the year one of the other reasons I've been thinking about it is dude, my car sends me monthly reviews. It's like you drove X amount of miles. This was your average distance.
Alan LazarosThis is your average.
Kevin PalmieriEverything is doing that.
Alan LazarosAnd I found myself.
Kevin PalmieriI use an app, I think it's called, I think it's called just workout. Oh, it's called strong. Same thing like I go in there and then I go to history and it has all of my workouts and I could show them on the calendar and this is how long it was and this is how much weight you lifted and this is how many personal records you have. I find myself looking at my gym app like how many times did I go to the gym before I had the strong app? I look at audible all the time. How many books have I read? How many pages have I read? How many hours have I consumed content on? So I don't know. I just feel like it's a very If it's happening in entertainment, if you can cross it over to education, there's something to that that means it's valuable, that means it's sticky, that means it's exciting, it means there's an old saying and I don't know where I heard this, but this was a saying. If I don't know where I heard this, but this was a saying. If I don't want to say it, it's not bad.
Kevin PalmieriIf the porn industry does it, it's usually a suggestion that it's coming to mainstream. Like you gotta think if there's kids in the room that VR porn happened long before VR came to people's houses, right, like that was a thing. I think it's the same with, like Spotify stuff. You know how much money Spotify is putting into. You do they're putting into figuring out? How do we get people to share their yearly wrap-ups? Like they're putting millions and millions and millions and millions and millions of dollars. Youtube has yearly wrap. Everything has yearly wrap ups.
Alan LazarosI feel like if we could do it for self-improvement be cool shit the problem is is that and and this is probably a bigger discussion, but for anyone who's listening to this show, you're. The reason you're listening is because you want to become the best version of yourself, and that requires you to look in the mirror at where you're wasting time and effort and money. Right, and and that's not fun. That's it's. It's fun to to see how much you listen to taylor swift or whatever. It's not fun to say, wow, I wasted a ton of time and effort this year.
Alan LazarosNo, it's not we were on the team training earlier today. We did calendar hygiene, we did zoom and calendly, and I was talking to the team about how I send at the end of every year I review my year and I send christina and kevin, the chief officers group, a pie chart of where I put my time and effort. I also have a love score with love languages, with emilia, what I poured into and what I didn't. And I'm big on tracking. So we track the amount of hikes that we do, we track the amount of books that we read, we track the amount of mountains we've climbed. We've climbed seven mountains. I like tracking because I love data and my sleep score last night was 90.
Alan LazarosSo to me, the most important thing in my coaching is figuring out what people need to be measuring, because whatever you're measuring, you're paying attention to, and whatever you're paying attention to is inevitably going to be improved upon, and that's why every athlete has their stats. It's I run a 4'6" 100-meter dash, or that's why you always have a stopwatch. Every coach in athletics has a stopwatch. They're always tracking times and oh, okay, and you used to do betting on football games or whatever. So 70% of the time when they're past the 50-yard line. They X, y, z, the statistics Baseball is all statistics. If you've ever watched the movie Moneyball, it's based on a true story and it's about the statistics of baseball and how they put together a team with very little money compared to the Yankees with $110 million, I think they put together a team that beat the Yankees with $40 million. Do you know what team it was? I do not, no, but I thought the stats were awesome. It was the Oakland Athletics, nice, and they had the biggest streak in baseball history of winning.
Kevin PalmieriI guess I don't know, because I think this was older. History of winning. I guess I don't know, because I think this was older. This was the olden days, way back. I don't know how way back, but I think the guy's name was Billy Bean. Yes, nice, shout out to Billy Bean. I don't know how old this was, but I think it was before our day a little bit.
Alan LazarosWell, the idea here and of course I'm going to nerd out about this because I love numbers, but everyone out there watching or listening if you could review the year and see where you put your time and where you put your effort and where you put your money, you're going to be able to re-optimize for the next year. And I was talking to Kev earlier and the next episode we're going to do is going to compound on this very nicely. Oh, it's going to be painful Because Kev will be sharing a video that was 10 years ago, almost 10 years ago of him and the. The point of this is imagine if you could look at the data of the last 10 years of where you the choices that you've made. But here's the thing that I really want to make land.
Alan LazarosKevin just mentioned how it's painful yes, yes, it's painful to watch that video. Every time we went back and watched 604 or 614 or something from the studio, just painful it's. And you said something about I look like a little boy or you sound like a little boy. You said something like that.
Kevin PalmieriI don't remember, but both probably. Yeah, most likely.
Alan LazarosYou look and sound like a little boy, and that feels not good in the moment. It's embarrassing. However, when you do watch that episode or that video or you look at those photos, you can go okay, what was I doing back then, what was I saying back then? You can reflect and you can say I'm going to improve now. And so improvement, I think, comes from knowledge plus experience, plus reflection, and what Kevin's talking about in this episode essentially is Spotify is letting you know what music you listen to. Have you gone back and asked yourself how many books did you? Let's take an assessment how many books did you read this year? How many hours did you spend on Netflix versus how many hours you spent reading books? How many hours did you spend on Spotify versus how many hours you spent listening to a self-improvement podcast?
Alan LazarosThere's a murder mystery podcast that's famous or whatever. I don't even know what it is, but the point is is you can listen to that podcast all you want, and I'm not trying to. I love entertainment. I love film. I watched all nine Star Wars movies over the last month and a half with Emilia. I'm not judging. Okay, here's what I'm telling you. I'm reading way more books than I'm watching movies, and I know that this podcast will help you more than one.
Alan LazarosWhatever murder mystery podcast you listen to, it just will. It's not close. However, when you listen to this podcast, it is. It's going to be every single day going hey, have you thought of this? Hey, have you considered that maybe you're not as humble as you thought? Hey, have you considered that maybe you're not dialed in like you thought? Hey, have you considered that maybe you're not as consistent as you hoped? Hey, have you considered the? The weird paradox here is, the more you look at the hard stuff, the more power and empowerment you have to actually change that stuff. And so what I've found is that the people who avoid looking at the hard stuff, they end up 5, 10, 15 years down the road very regretful that they didn't read more books. And the very last thing I'll say I promise this is no one is going to look, wake up 10, 15, 20 years from now and go. You know what really threw me off the rails? I read too many books, man.
Kevin PalmieriLet me ask you a question. Do you think it's possible, if somebody doesn't have the core value of growth, that that would happen Hypothetically?
Alan LazarosNo, no, hypothetically. No, no, no. I don't think you can regret doing something that makes you better. I don't know if I don't. I think it's against the human condition. I think the human condition would always be pumped Like have you ever met someone who regrets drinking too much water and hydrating too well, or regrets going to the gym? What I would say, though, is, if you're going to the gym and neglecting your family, yeah, or the strategy around.
Kevin PalmieriI've met people who regret going to the gym because they wrecked their bodies, right, but that's the strategy as much, if not more, than the activity.
Alan LazarosYeah, and so, to make this more clear, I appreciate the question. I think we regret the things in our lives that do not serve our best self. So, if you like, are you going to regret getting great sleep? No, are you going to regret taking really good care of your skin?
Kevin PalmieriNo.
Alan LazarosAre you going to regret reading self-improvement books? Probably not. However, you might regret binge drinking I do. You might regret investing in toxic relationships I do, and I've also forgiven myself for those things. However, I think it's important I said this in book club looking back at the things that you did that you maybe wish you had done things differently. That doesn't mean shame yourself and make yourself feel even worse about it. What it means is now you have an opportunity to shift.
Kevin PalmieriI'm sure we'll do a yearly wrap-up towards the end. Maybe we'll do that. I don't know. I always get nervous about stuff like that because it's like, well, how valuable is it if we share the stuff that we did this year? I don't know, maybe it will be, I don't know. But if you feel like you got better results than you've gotten in the past, look back and figure out why and I'm willing to bet it's in a lot of the stuff that you forgot you were doing If you didn't get great results this year, look back and reflect, because I'm willing to bet it's probably a lot of the stuff that you forgot you weren't doing.
Kevin PalmieriOr maybe you got really good results this year because every time you got in the car like me this is me six minutes I'm going to the gym to do legs. I want to listen to some hard rock and I'm listening to a Jim Collins book. When I leave the gym, it's like I'm going home to work. I want to listen to music. I just put the. Just hit audible man, just click audible. Let audible do its thing. I try to do that every time and I think I will be grateful for that. So every time you have that this or this, you choose the this that you believe is best for you. Awesome, if you've got results this year, that's one of the reasons why.
Kevin PalmieriIf you didn't get results this year, that's also one of the reasons why. Because you said every time you had that, that inkling, you knew what you should do and you didn't do it. You do have to, unfortunately, pay the piper eventually. I don't know what that means. I don't know who the piper is. I've never met the. I've never met the man or woman, but evidently there's someone you have to give a a toll to. You ever met the piper?
Alan Lazarosnlu listener what is happening? I just wanted to jump in here and let you know if you want to get to the next level faster. We have a free, virtual monthly meetup at the first thursday of every month. You can connect with like-minded people and become a bigger part of this amazing global community. The link to register will be in the show notes.
Alan LazarosNo, a lot of people right now are probably thinking to themselves well, I'll never forget this. This was a playful version of YOLO. I had a friend his name was Kiki, and he said well, if I die tomorrow, I'll regret not eating the rest of these Oreos. And I thought it was hilarious and I laughed. But I also think it's really stupid, and the reason I think it's really stupid is because people always say well, what if I die tomorrow? Here's the truth what if you don't? You're never going to regret maximizing the quality of your life.
Alan LazarosI had a conversation with a client recently and I said who do you think has a higher quality of life myself or you? And she doesn't mind questions like this. We have a very good relationship. She said who do you think has a higher quality of life myself or you? And she doesn't mind questions like this. We have a very good relationship. She said you and I said why. I agree with you. I have a higher quality of life than you do. I know that and that's okay. Why, why, and then we went into it, okay. Well, you have that opportunity too. I have a way higher quality of life than I did 10 years ago when I was making poor choices. All of us make choices. We all have the freedom to choose water or soda. We all have the freedom to choose a salad or pizza. We all have the freedom to choose a book or pornography. To Kevin's point I am a happier, healthier, more productive, more fulfilled, more virtuous, more well-rounded, higher quality of life version of myself now that I've opted out of most of those things. I still have a pizza every now and then. I still get McDonald's every now and then. I'm not trying to be perfect. I am trying to get more percentage, more percentage, more percentage, more percentage on the side of taking really good care of myself. Everyone.
Alan LazarosImagine you have a child, whether you do or don't. Imagine you have a child. What do you want for that child? You want them to make good choices. You want them to hydrate well and sleep well and take care of their brain and read good books and drink deeply from deep relationships. You don't want them at the club. I'm not saying you can't club. You got to. You got to let it ride. You got to have fun, trust me. You got to because otherwise you'll regret not having any fun. But what you want for your child is for them to embark on a journey that they are consistently improving themselves and improving their relationships and improving their health and improving their wealth and building wealth and having a high quality of life.
Alan LazarosA high quality of life is a byproduct of great choices, and great choices is a byproduct of intelligence and emotional intelligence and self-discipline, and I was thinking about this recently. Very last thing Self-discipline. I don't think you can have real, authentic self-love. We were studying self-worth theory on an episode a few times ago and the pyramid was self-awareness, self-acceptance, self-something and then self-love at the pinnacle. And I was thinking to myself can you actually have self-love without self-dis at the pinnacle? And I was thinking to myself can you actually have self-love without self-discipline? Because if you can't discipline yourself to keep the promises you make to your higher self, we all have a choice Do something today that your future self will thank you for If all you ever do is that you're going to have a very boring life, I understand that. But none of us are on that end. None of us are only doing what's best for ourselves like that. That's not the concern.
Kevin PalmieriI don't think I mean, I don't know anyone.
Alan LazarosI coach some really high performing people. I don't know anyone who is perfect at making optimal choices toward their best self. Gotta let ride every once in a while. You got it, I mean you. You had a good night last night. You said how effing dare you yeah, I had some whiskey last night, yeah, and current Kevin enjoyed that, yeah, and future Kevin may or may not wish that he had done that less.
Kevin PalmieriIt's hard to know. I'm always thinking about it like how much, trying right to the degree that you can really understand, like how much is this hurting me in the long run? What? What's one night? And what does that equate to? I don't know, I don't know. I know it's less than two and I know it's more than none, but I also to your point.
Kevin PalmieriIt's like do I want to be the guy who says and again shout out to anybody who does do I want to be the guy who says ah, you know, I think 96 year old kev would be really pissed that he had this glass of whiskey. I don't think so. I don't think I want to be that guy. And there's the good choice. I was, I had, we had a team call this morning and I was like everybody else probably had had just a low-key Friday reading their books, tucked into bed at 9, and I'm out drinking whiskey. I'm going to show up to the team call and I'm going to show up. Of course I'm not. Come on, that's going to be fine. But yeah, I was like I'm like the reckless child in the family Sometimes I feel that way, but I also think.
Alan LazarosNumber one I'm the least reckless child in the family.
Kevin PalmieriSometimes I feel that way, but I also think number one I'm the least reckless I've ever been, for sure. And then number two I don't ever aspire to be as for lack of better phrasing as squeaky clean as Alan. I thought I had to be for a long time when I was trying to be Alan and Alan was trying to be me. I think it's just important not to over swing. I think it's just important not to over swing. Right, that also. That doesn't. It doesn't mean I can have four whiskeys a night.
Kevin PalmieriThat's not what I'm saying that's not what I'm saying right, it's very hard to run a self-improvement company if you're a functioning alcoholic, you know what's your, what's your wrap-up on all this?
Choices that shape your life
Alan Lazarosbecause this is a very philosophical discussion that it's hard to know. I do know the average life expectancy is 78 and if you want a high quality life of life in your 70s, you're gonna have to make different choices than someone who just lets it ride and doesn't care right and people are like well, my grandma lived to 94 and she smoked her whole life. That doesn't mean that smoking doesn't kill, it just means that your grandma got lucky and that's a cognitive bias. And so, at the end of the day, what do you think is your? Because I'm on the extreme side of this. I do understand that. I do believe that I prioritize my best self above my current self. I would say more percentage than I ever have, and probably more percentage than most people, and I don't think I will regret that.
Alan LazarosI can tell you what I do regret which is the times I didn't do that, and I'll tell you what. I let it fucking ride for a long time and I looked like shit and felt like shit and I'm never going back. And so what is your take?
Kevin PalmieriI think it's about defining what optimal is. There's the I'm not here for a long time. I'm here for a good time, like that's some people do that you ever think of. I used to love the show.
Kevin PalmieriJackass and I think about how insanely reckless those humans are. But I don't know if they care. There's a piece of me that I feel like that's what lights them up. Now some of them got into drugs and bad things have happened. But Johnny Knoxville, the dude, went from like rollerblading the first episode I ever saw. I think it was the first episode he tried to rollerblade across some little river and broke his ankle. He went from that to being in the Dukes of Hazzard reboot and like being a movie star, like interesting. It's a pretty interesting thing. So I think it depends on you. You have to know. I don't, I don't know, I don't know. I don't think having one whiskey four times in a night once a month, play the numbers out, is that bad and I don't think it's beyond the line that will affect me too much.
Alan LazarosIf I did, you also don't have any goals that require you not to do that. I think that's one of the things that will affect me too much. If I did, you also don't have any goals that require you not to do that. I think that's one of the things that comes. Yeah, I'm in a bulk.
Kevin PalmieriRight now I'm in a bulk. So here's the other thing. When I'm dieting, I do things completely different. I almost don't drink at all because I'm not going to waste the calories on whiskey. It's just not worth it. So yeah, that's a piece of it too.
Alan LazarosWell, if you were to sit John Knoxville down and have him really be vulnerable and honest, he would say most likely that he regrets a lot of that stuff.
Kevin PalmieriWell, maybe I'll do it one day but not on this podcast.
Alan LazarosThere'll be a different podcast about it, but he might be in rationalization land where it's like no, I had a blast. I mean, I had a blast when I was younger. I had the party house, I partied in college, I partied in corporate. I had a blast and I always joke. I say I partied enough for 12 lifetimes. So I do regret a lot of it, though Not in the sense of I feel like I'm a bad person or anything From the sense of there were better options.
Kevin PalmieriWhy Do I not regret it? Because I'm an idiot.
Alan LazarosI think you're less aware of the upside of what could have been. That's fair, and I think that mathematically, and anyone can go to a financial calculator and do this I did this with my client Cole Shout out to Cole again. I said, let's, let's crunch the numbers on this. Put a dollar into a financial calculator and we calculated, because in 25 years he's going to be 45. No, he's going to be 50 and I'm going to be 60. And we, we did.
Alan LazarosThere's something called the 25 year framework and essentially what it means is it's a hundred quarters, and so all my clients do quarterly goals. What could you achieve with a hundred quarters Whoa Compounded on top of each other? There's a book called the 12 week year that talks about how you can learn how to achieve more in one quarter than most people do all year. And this is going to compound really nicely on tomorrow's episode, because tomorrow's episode is going to be 10 years of old Kevin versus new Kevin. So it's going to be 10 years of old Kevin versus new Kevin. And this is very scary for me to share, because I, when you put a dollar in a financial calculator and you grow it by 0.1%, 0.1% and multiply 25 times 365, you get 9,125. So if you put a dollar in a financial calculator and you grow it by 0.1% for 9,125 days, it becomes $144,000 or something. So you're 144,000 times smarter, 144,000 times more capable.
Alan LazarosI would have to do it Like I don't remember the exact number, so no one quote me on this right now. I have a financial calculator bookmarked. But here's what I showed Cole. I said what happens when I do 0.2% instead of 0.1? And he's like I don't know. It's going to double 10Xs. It 10Xs Just a little more effort each day. 10xs the long-term term. That's just the. It's the power of the compound effect. That's my favorite book. It was my favorite book for the longest time now. It's rationality. But it's not because of the author, it's not because of the book, it's because that's the einstein called compound interest the eighth wonder of the world, my mentor said the credit card companies are lining their pockets with your ignorance. The truth is is that people just don't know how to calculate compounding, just like you, looking at that video of you 10 years ago going everybody's gonna see that every.
Alan LazarosWell, let's get into that episode, because that when you say, am I just an idiot? No, of course not you're. You don't really know. Though, if, if people really knew, I wish I could do a split test kevin a, kevin b. I wish I could show kev the version of him that listens to this podcast every day, versus the version of him that listens to music every day.
Kevin PalmieriIt wouldn't be close, it wouldn't even be remote, but the person has to decide whether that sacrifice is too much but that's based on a calculation.
Alan LazarosThey can't, they aren't doing. But even if they were again.
Kevin PalmieriAl and I have had this conversation. If I told you, if you did these 10 things every day for a year, you'd get a million dollars at the end of the year, how many people would actually do it? I'm still willing to bet a lot of people wouldn't.
Alan LazarosWhat if it was 100 million? Depends on what the things were. What if it was the relationship of your dreams? What if it was fulfillment?
Kevin PalmieriWhat if it was the highest quality of life you can't guarantee?
Alan Lazarosit Mathematically. You can, though.
Kevin PalmieriYeah.
Alan LazarosThe version of Kevin who listens to NLU every day is mathematically better than the version of Kevin who doesn't no matter what I know, but am I mathematically better than the version of Kevin, who doesn't?
Kevin Palmierino?
Alan Lazarosmatter what.
Kevin PalmieriI know, but am I?
Alan Lazarosmathematically better enough to make it worth it, Because again, it would come down to your goals. But yeah, if your goal is fulfillment, other stuff.
Kevin PalmieriI can't just listen to podcasts. I gotta go do some shit after.
Alan LazarosYeah, this is the philosophical discussion the whole company is built on, and I do really. I believe that fulfillment comes as a byproduct of reaching your own unique potential. I don't believe anyone can be we can all do this. Think about the time when you were the most miserable. It's when you weren't growing and you were taking quick fixes and you most likely were into drugs or alcohol or pornography. You most likely were not in control of your own future. You most likely were not believing in yourself and had low self-worth. You weren't doing self-improvement Everyone. Think about the least happy you've ever been, the most miserable you've ever been Most likely it's when you felt hopeless and helpless and you most likely were not focused on your own self-improvement. And I mean you're never going to meet someone who's happy, healthy, productive, reading books, going to the gym, attacking their goals dialed in, who's not fulfilled as hell.
Alan LazarosI have all the data, all my clients. Is this the most? I ask this question all the time. Is this the most fulfilled version of you? And they say yes, I do. True, false, semi-true. A lot of my clients know I say I blank am the most fulfilled I've ever been. I I'm getting true all the time and I can tell, I can see it on them. They're just dialed in. None of us like not being dialed in. We can't stand it. I I do believe that they're steven kotler. Let's quote him instead of me. He says not having goals we care about, that force us outside our comfort zone and growth and contribution. It is bad for our neurobiology, it's bad for your neurobiology, to not have meaningful work toward meaningful goals and and when we don't have meaningful work toward meaningful goals, we slip into vices. We do shout outs.
Kevin PalmieriYou know what episode it was, steven cutler.
Alan LazarosYou say it wrong every time last time you weren't even in the right, I wasn't even in the right hundreds.
Kevin PalmieriYeah, we did an episode with steven cutler I don't know what it was. If you go on youtube, you go on the channel. You can just search. Alan's gonna find it all right. If you want to make sure that you're getting 1 trillion 566,426,000 times better, what do you?
Alan Lazarosgot 632. The Art of Impossible with Steven Kotler Next level university.
Kevin PalmieriFour something If you want to get 4 trillion quadrillion, bajillion times better in health, wealth, life and love, make sure you're subscribed so you never miss an opportunity to get to the next level. And that's why we do an episode every day, because if we take a day off, all the compounding dies and math.
Alan LazarosSo make sure you're subscribed If anyone wants to get more accountability, to make sure that they choose their highest self over their current self and do the things that your future self will thank you for. That's the point of the coaching goals, metrics, habits, skills, identity and, at the end of the day, no one can tell you including Kevin and I what you should be doing, but all of us have this whisper inside of us that says you can do better than this. You are better than this and you know it. Let's go if you want someone to help you with that. That is literally what I do and I will. I know a lot of clients would attest to this.
Alan LazarosUltimately, when they're in alignment with their goals and dreams, they end up fulfilled, as a byproduct, the happiest, healthiest, most productive versions of themselves. And then, unfortunately, sometimes we slip into the doom loop. We start feeling sorry for ourselves, we start slacking off a little bit, and then a little bit more, a little bit more, a little bit more and all of a sudden we're completely off course and then we're unfulfilled and then we slip in devices and all that stuff. Everyone's been there. The goal is not to never fall off the horse. The goal is to get back on quicker and better each and every time, and that's what my coaching is all about.
Kevin PalmieriOnly you and I could turn a seven minute episode into a 35 minute episode. Yes, sir, that's a running joke I have over at podcast growth university. I start an episode. I'm like I don't probably be a pretty quick one today. 20 minutes every time, no matter what, doesn't matter, it doesn't matter, it's always 20 minutes, at least 20 minutes. I feel like you and I are. Multiply that by two, pretty much we get 40 minutes well, five minutes in you're like, that's all I have.
Outro
Kevin PalmieriI knew we'd. Well, I just wanted you to know, I wanted you to know that that was kind of the end of that thought. I didn't think we'd wrap it up. I'd be okay, though. Seven-minute episode. You know seven-minute clinic. We used to do short episodes like that back in the day. It was always interesting. I normally don't say this, but make sure you tune in tomorrow, because we have a very special. Whether you're audio or video, it's going to be interesting. It's going to be an interesting episode. I'll put it that way. As always, we love you, we appreciate you, grateful for each and every one of you, and at NLU we don't have fans, we have family. We will talk to you all tomorrow.
Alan LazarosKeep after it Next.
Kevin PalmieriThanks for joining us for another episode of Next Level University. We love connecting with the Next Level family.
Alan LazarosWe mean it when we say family. If you ever need anything, please reach out to us directly. Everything you need to get a hold of us is in the show notes.
Kevin PalmieriThank you again and we will talk to you tomorrow. You.