Next Level University
Success isn't a secret. It's a system and we teach it every day.
Next Level University is a top-ranked daily podcast for dream chasers, entrepreneurs, and self-improvement addicts who are ready to get real about what it takes to grow.
Hosted by Kevin Palmieri and Alan Lazaros, this show brings raw, honest conversations about how to build a better life, love more deeply, lead with purpose, and level up in every area... from health to wealth to relationships.
With over 2,000 episodes and listeners in more than 175 countries, we combine experience, data, and deep coaching insights to help you:
- Master your mindset and habits
- Scale your effort and income
- Create deep, aligned relationships
- Stay consistent when motivation fades
- Build a life you’re proud of one day at a time
No fluff. No hype. Just real growth, every single day.
Subscribe now and join #NextLevelNation.
Next Level University
There’s No Such Thing As “Done” (1957)
Use Left/Right to seek, Home/End to jump to start or end. Hold shift to jump forward or backward.
In today’s Freestyle Friday episode, Kevin and Alan unpack the idea that life isn’t about solving everything—finding the best solution for the moment and moving forward. They share relatable lessons on self-belief, why frustration is a sign of growth, and how to avoid financial pitfalls that can set you back for decades. You’ll also hear practical advice on breaking big goals into achievable steps and creating a fulfilling life based on your passions.
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NLU is not just a podcast; it’s a gateway to a wealth of resources designed to help you achieve your goals and dreams. From our Next Level Dreamliner to our Group Coaching, we offer a variety of tools and communities to support your personal development journey.
For more information, please check out our website at the link below. 👇
Website 💻 http://www.nextleveluniverse.com
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Show notes:
(2:58) Finding solutions to new problems
(6:02) How awareness impacts problem-solving
(10:05) Engineering a fulfilling life
(15:11) Lessons schools didn’t teach us
(16:15) Meet like-minded people and jumpstart your journey to achieving your dreams while optimizing your life. Join Next Level Group Coaching.
(20:22) Building self-belief from scratch
(24:59) Why learning drives dream building
(26:40) The power of teaching to learn
(27:24) Outro
Send a text to Kevin and Alan!
🎙️ Hosted by Kevin Palmieri and Alan Lazaros
Next Level University is a top-ranked daily podcast for dream chasers and self-improvement lovers. With over 2,100 episodes, we help you level up in life, love, health, and wealth one day at a time. Subscribe for real, honest, no-fluff growth every single day.
Or you do it online. You look at the online statement. It tells you how long it will take you to pay it off if you pay the minimum and it's like 27 years, like that's a mortgage payment. You have a 30 year mortgage. You got a 27 year credit card payment. You just don't know it that I feel like that would be supremely important for me to know at a younger age.
Alan LazarosI think the most important stuff in the world to actually achieve external success and internal fulfillment isn't actually taught in school. That's one thing. That prepping for this speech it got me. I got a little bit depressed. Not bad, but I was like none of this would ever be taught, Like I think I might be the first person to ever teach this.
Kevin PalmieriWelcome to Next Level University. I'm your host, Kevin Palmieri.
Alan LazarosAnd I'm your co-host, Alan Lazarus.
Kevin PalmieriAt NLU, we believe in a heart-driven but no BS approach to holistic self-improvement for dream chasers.
Alan LazarosOur goal with every episode is to help you level up your life, love, health and wealth.
Kevin PalmieriWe bring you a new episode every single day on topics like confidence, self-belief, self-worth, self-awareness, relationships, boundaries, consistency, habits and defining your own unique version of success.
Alan LazarosSelf-improvement in your pocket, every day, from anywhere, completely free.
Kevin PalmieriWelcome to Next Level University From anywhere, completely free. Welcome to Next Level University, next Level Nation. Welcome back to another episode of Next Level University, where we help you level up your life, your love, your health and your wealth. I almost forgot about the name of the freaking podcast Today for episode number 1,957, it's Freestyle Friday.
Finding solutions to new problems
Kevin PalmieriSo Freestyle Friday is Alan and I coming in cold with nothing to talk about and just having a conversation about whatever jumps to the top, and we usually do this. But we haven't been doing it lately because, I don't know, we've been really focused on the lessons that we've been learning, and today's topic comes kind of from a lesson that I'm learning, but also learning through clients and all that happy jazz. I was exchanging audios with someone a shout out to you because you listen and you'll know it's you and they were talking about how they were frustrated with the fact that they didn't find a solution to a problem yet, and I said you know the weird thing you almost never do find a solution, you just find a solution to get you to the problem. Yet and I said you know the weird thing you almost never do find a solution, you just find a solution to get you to the next problem and then, when you get to the next problem, you have to find another solution. So a really good example of this for for social media Instagram just changed a bunch of stuff, the way things are formatted, so all the templates we have for our posts and clients' posts are essentially useless. I mean, we can use them, we can work off of them, but now that is, I need to figure out a solution for that, and what might happen is we might have a full-fledged solution and then Instagram might decide they want to go back to something else, and then we're going to have to find another solution solution and then instagram might decide they want to go back to something else, and then we're gonna have to find another solution.
Kevin PalmieriAnd I I think a good positive mindset to have is you're probably never going to have a 100 solved solution. You're probably going to have. What can I help you with? I'm just smiling. Why are you happy?
Alan LazarosI, uh, I can't tell if our audio quality is good, uh-huh why, something's.
Kevin PalmieriSomething's a strew all right, let's do it in real time. How are you looking on my?
Alan Lazaroslevels are. My levels are normal. Okay, am I? Do I sound well? To you you sound normal to me. Yeah, you sound normal to me. Something's different on my end. I think it might be because when we first got in the studio, kevin accidentally blasted my ears out.
Kevin PalmieriYeah, I blew his eardrums right out, clean out.
Alan LazarosAnd so I changed my level of why I can and can't hear.
Kevin PalmieriEverything is good on our end. So I'm going to get back into it here. People, we're back, we're back. I know this is jeffing in real time. You would think that we would have the solution to all the problems. No, there are still issues that I don't know the root cause of, and I kind of know what works, and then if it doesn't work, then I have to go try to find another solution, and I kind of think that's life in a nutshell.
Kevin PalmieriI don't know if you ever get to a place where you have all the solutions. I think you get to a place where you have all the solutions. I think you get to a place where you have the best solution you've ever had and then eventually another problem presents itself and then it's just a rinse and repeat. So what I said to this person was I love the frustration. I think frustration is really good necessity, but don't obsess over not having the right thing before you move forward, because the only way to get a more right solution is to push forward with one is. That isn't optimal yet, because you're never really going to have an ideal solution, most likely with life stuff, with math problems. Sure, four plus four is eight and all that, but life is not that straightforward it's this duality of okay.
Alan LazarosSo next level, you pun intended. We talk about it all the time Alan 3.6, kev 3.5,. He's 35, I'm 36. How old are you? Listener, viewer? Think about that. And I was just coaching someone who's 25. And I have better solutions than he does.
How awareness impacts problem-solving
Alan LazarosWe were talking about some of the jeffings that he did with his ex-partner and he said I think I really screwed that up. And he asked for my opinion and I said it sounds like you did in my honest, from my honest perspective, and she sounds amazing, honestly. And you just didn't know. And I said something along the lines of you just didn't know any better. And I said something now you do. So if you were to give that another shot, I would be willing to bet that you'd make it work. And he said that's because of you, alan. I really appreciated that but honestly, you're so different than you were three years ago.
Alan LazarosYou didn't know about humility, courage, vulnerability. You didn't know about triggers and core wounds and trauma responses. I didn't know any of that stuff until my late 20s man, early 30s. And it makes a lot of sense. When you understand the fundamentals, you have control. We did an episode on that recently. I'm only 36, so I'm still young, but it does get exponentially. It exponentially makes more sense. But the weird part about saying that out loud is that first you have to crawl through it, making no sense whatsoever.
Kevin PalmieriYeah, and it's so. This is what I was thinking of you. You're not a good example. What's it? There's a lot of people out there.
Alan LazarosWhat are you trying to say?
Kevin PalmieriYou'll get the point once I say it. I promise there's a lot of people out there. What are you trying to say? You'll get the point once I say it. I promise there's a lot of people out there that I could coach in business, because I know enough about business. But there's a bunch of people out there that could coach me on business based on what I don't know yet. Does that mean I have all the solutions? No, that means I have the solutions. To a certain point, alan, I could teach jujitsu to you so easily, but I couldn't teach jujitsu to everybody.
Kevin PalmieriThere are some people out there that learned more this year than I know in all of my years or probably have forgotten more this year than I have known in all of my years. So I think that there's your ability to slap a solution on a problem is connected to the amount of awareness you have around it, and the longer you've been in the game, the more awareness you have. But if you're just doing something for the first time or it's your first year, you have the best solution you ever have, but it's probably not the. It's not the end-all. Be-all. Planes are the safest form of transportation. Every time there's an accident, they change something because that solution is not final. It's it's not going to be that way forever. It's going to constantly get changed. Unfortunately, it usually takes some level of emergency or some level of tragedy before things get changed, because the solution seems like it's a good enough solution until it isn't, until there's enough complaints about it or enough emergencies or tragedies.
Alan LazarosUnfortunately, this is the process of innovation. This is the process of innovation. This is the process of improvement. This is the process of why we live in such a different world Emilia is thinking about. She has had a MacBook Pro for four, probably four years now and she's looking into an upgrade, and I think I'm for so. One of my clients leases their MacBook Pro and I think I'm for. So one of my clients leases their MacBook Pro and I think I'm for it. Here's why there's dog years and there's tech years. Dog years is one year equals seven years. I think tech years is probably similar. So every three years, that's actually like 21 years of progress. Technology exponentially increases. How do I explain this? Everyone can research something called moore's law.
Alan LazarosBasically, the idea is this guy I don't remember his first name, but last name is more jim bob more wilfredo pareto, no, so someone with the last name of more in the 60s I want to say Very confident.
Engineering a fulfilling life
Alan LazarosCame up with a law, a theory that became a law, that and it's not actually a law, it's technically a theory that technology, the power of microchips, the power of processing speeds, the power of computers gets twice as much every two years and the size is cut in half. As much every two years and the size is cut in half. So what? The very first apple computer, way back, the apple 2, the revolutionary breakthrough product of the early 80s late 80s, I'm not sure, I think early that can fit now under your pinky fingernail. I know it's really cool. What's my point of all? That Everything in the world is improving, but it's a very messy process and I think that. So I'm giving a speech later today to a group of entrepreneurship students at WPI and I created my presentation today and one of the things that I was thinking to myself is it's engineering a fulfilling life. It's metrics, meaning, no metrics mindset and meaning, and I went through each of them and I had this moment while I was doing it going okay, this is a lot, this is a lot of new information. I didn't know any of this when I was their age. How are they going to handle this? Like, how am I going to make this land information. I didn't know any of this when I was their age. How are they going to handle this Like, how am I going to make this land Really what it comes down to engineering a fulfilling life? I have answers that they don't have because I've worked for the last. So there, I think 20, maybe 18, 19, 20. So I've spent 17 more years than them trying to figure out how to engineer a fulfilling life, and that has been a very, very proactive thing, especially last decade, I think. Before I was doing it unconsciously. Now, for the last decade for sure, doing it consciously. So it's passionate, to purpose and to profit. It's time, effort, money, it's all these different things, and really what I'm doing in that speech, in that presentation, is presenting them with potential solutions to the problems of life.
Alan LazarosAnd I'm taking something that is extremely complex, which is every one of us out there watching or listening can, can do infinite number of things. Tomorrow, you could go for a hike, you could go for a picnic, you could work out, you could podcast, you could go get a new job, you could apply for a loan. I don't't know. You can do anything. You can do anything you want. So how do you know what to do? Okay, well, let's break it down.
Alan LazarosWell, first, it starts with who are you? Okay, what do you mean? What are you passionate about? Well, what's passion? What are you obsessed with? Well, obsessed, I don't know. Is that good? Well, I'm really obsessed with fitness. Okay, you love fitness. You're doing fitness? Okay, awesome. So passion, okay, good. Have you ever considered being a personal trainer? It's like no, not really. Would you like being a personal trainer? I don't know, I've never been one. Okay, you should interview a personal trainer and then you just break it down, break it down, break it down, break it down, break it down, break it down, break it down. And eventually you get to these little building blocks and then you just build this castle and you just fail your way to answers, and when you do, you eventually end up with a supercomputer compared to the computer of the eighties or whatever.
Kevin PalmieriLet me ask you a question. Talk to me. Did you know I was a certified?
Alan Lazarosforklift operator. Did you know that?
Kevin PalmieriI didn't know that you didn't know that I was pretty talented.
Alan LazarosI don't doubt it, man, at times, other times it was like how the hell did I even?
Kevin Palmierihow did I get any certification on this?
Alan LazarosYou know, one of the things that's the most depressing to me. I'm going to depress everybody for a second. Yeah, let's do it. When we were in school and I love educators, huge fan of teachers, I appreciate it, my education, I'm so grateful for it, genuinely so grateful and grateful, and I don't feel like a lot of solutions were presented when it came to fitness or finance or life or how to have a great relationship. Vulnerability, humility, courage. I don't think that. And Next Level University, it's what do Kevin and I wish we knew.
Kevin PalmieriI don't think solutions were presented, because I don't, again same. I have massive respect for educators. I don't think most of the educators that were educating me had the solutions. They had what the books told them. You ever have a well, I guess, in fairness, one of our phys ed teachers was actually in pretty good shape, but not most of them. Not most of them, I don't know. I don't.
Lessons schools didn’t teach us
Kevin PalmieriI think the class that I learned the most about life in makes sense was probably independent living, where I learned how to balance a checkbook. I learned how to cook. I didn't learn how to make a resume, I don't think, because I would have probably been better at making resumes. Maybe I did, maybe I didn't pay attention to that one, maybe I was hung over in that class, but that was the thing I think, that taught me the most about life, because I think for most of it it's. I think a lot of what you're learning about is the past, not the future, like history. Awesome, you're learning about the past. That's good. You need that. You need that to be a well balanced human being.
Kevin PalmieriMath I haven't used the Pythagorean theorem once. It's bullshit. Not a single time have I had to measure the circumference or whatever of something like chat. Gpt is great. I'll take care of that for you. I got a calculator in my pocket. It's a miracle. Remember the teachers used to say I am going to carry around a calculator. Thank you so much, I got one in my pocket.
Alan LazarosAnd.
Kevin PalmieriI don't even have to open it. I can just ask the phone for stuff and it does it. But I don't know. I feel like the and again, I'm not saying this to be this is controversial but I feel like the people that were born to be educators. I think those are the ones that have the biggest impact, because that's like their thing and they're really focused on making sure that you leave with way more than you came with. I think that's very important and I don't know I don't know enough about the education system, but I'm sure in certain places it's probably way harder to actually give somebody something for a bright future.
Alan LazarosWhat's one thing that you didn't know.
Kevin PalmieriIf you're a teacher, I love you, just so you know, yeah, yeah, absolutely.
Kevin PalmieriNext Level Nation. What is happening? If you've thought to yourself I want to try coaching, but you don't really know where to start, group coaching would be a wonderful place for you. That's really why we created it in the first place. We start a new round every 90 days. So if you're hearing this, go to the website nextleveluniversecom and we have the landing page where you can actually hold your spot right now. Even if there's a group going on right now, you can still lock your spot for the next one. The biggest thing that we've seen is, as we get closer and closer to the date, unfortunately, some people end up missing. The group fills up and they can't do it, and then they end up regretting that. So please head over to the website. The link will be in the show notes and we would love to see you there.
Alan LazarosWhat's one thing that you didn't know that would have made a huge difference, man. It's like there's infinite things to know interest rates, there you go.
Kevin PalmieriIf somebody sat me down and said like, okay, cool, this is right, this is what you need to know about interest rates and this is the short-term impact and this is the long-term impact and this is. These are the most common misconceptions. The first car I ever got that I had to finance. I had a 21 interest rate because I couldn't get anybody to co-sign.
Kevin PalmieriIt's a 7500 car and we could do the math to figure it out, but I think I ended it ended up costing me I think 99007,500 car, something like that. I. I felt like my back was up against the wall, so I kind of needed to do it anyway. It's like I need to build my own credit. This is probably the best way to do it. I think my car payment was like 215 bucks a month, so it's like ah, I can afford that. It's not the end of the world, but I didn't know. And I think it's like a recent thing where if you go on your credit card statement or you do it online, you look at the online statement, it tells you how long it will take you to pay it off if you pay the minimum, and it's like 27 years, like that's how that's a mortgage payment. You have a 30-year mortgage. You got a 27-year credit card payment. You just don't know it that I feel like that would be supremely important for me to know at a younger age.
Alan LazarosUnreal. And then the self-belief thing. I was thinking about this. Recently I was listening to a podcast and the speaker was talking about hunger and drive and contribution. And I remember thinking to myself in the middle of the episode, going this dude is not talking about how to build self-belief. If you don't know how to build self-belief, you're how are you going to achieve your dreams and goals? Like dude, think about that. Isn't that wild. Imagine if you never learned how to build self-belief.
Kevin PalmieriI think for me it was a requirement. I think a lot of other people already have it, so they don't think they have to teach it or they don't have to learn. You know, that's a weird one. I'm telling you I'm convinced most of the people giving advice have super high self-belief and they just don't understand. They have no idea I could tell.
Alan LazarosBoth of these people had no idea that other people don't have self-belief because they would say things like you just got to do it, you just got to show up every day and you just got to trust that it'll work out. It's like, well, no, no that's terrible advice.
Building self-belief from scratch
Alan LazarosYeah, and then they were like well, it's about we, not me, and and you got to contribute. You just got to serve something greater than yourself. It's. I'm with you, I trust me, I, I resonate with everything you guys are saying. That's exactly what I'm doing. But what about the other side of the coin of someone who's a fucking martyr, who only ever serves others and never sets boundaries and is completely burning themselves to the ground by serving, serving, serving and not charging for it? And then there's people who how are they supposed to contribute beyond themselves when they don't have enough belief to even hit their own goals.
Alan LazarosI just NLU, has done a really good job. I'm very proud of this. We break things down into its smallest components, like self-belief. You've got to start there. Okay, how do you build it? You keep small promises to yourself each day that you decide in advance to do. I just did a commitment device with one of my clients. He said charge me double and take the money if I don't XYZ for seven days. And I'm like done. Charged him double and that's a commitment device. So he's going to prove to himself he can do it and when he does, I'm not going to take his money and he's going to be like hell yeah, self-belief. And so this state prove self-assign is the formula he stated. I'm going to do this, hold me accountable. I'm going to prove to myself that I'm gonna do it in seven days. We're gonna check in and I'm gonna self-assign. Fuck yeah, I did that. That's how you build self-belief.
Alan LazarosAnd self-belief is unconscious too. When I ask you the question of what's one thing that you didn't know, that you wish you did, I wish I understood how different the conscious mind and the subconscious mind are like. I didn't fully understand that until my mid-20s. Like kev has self-belief unconsciously, but you didn't consciously have it. And there's other people who think they have it more than you that actually don't and that's why they never follow through. But they would never know that because no one taught us anything it's like and I don't mean anything. Obviously, people taught us anything it's like and I don't mean anything. Obviously, people taught us stuff. I think the most important stuff in the world to actually achieve external success and internal fulfillment isn't actually taught in school. That's one thing. That, prepping for this speech, I got a little bit depressed Not bad, but I was like none of this would ever be taught, like I think I might be the first person to ever teach this.
Kevin PalmieriWell, you can't teach someone something beyond what you've done. I think that's why again, like I'm not saying anything about educators, I'm not talking down to educators you have a very important job and the future is quite literally in your hands. We had teachers that went out and partied with the students. Yeah, we had teachers that went out and partied with the students. Yeah, what are you going to teach me about life? You don't have your shit together. You're like sleeping with students. That, yes, literally. No, I'm not making that up.
Alan LazarosHow are we went to an interesting school together. How I think that's honestly.
Kevin PalmieriI think that's way more common than especially back then Nobody was sleeping with me.
Alan LazarosSame that I can guarantee. I didn't get invited to those parties.
Kevin PalmieriBut if you really think about it. How could they?
Alan Lazarosteach me I looked like a 14-year-old. How are they going?
Kevin Palmierito teach me about fulfillment. You're going and partying with students on the weekend. You're not fulfilled One of the best things that ever happened to me. I was a personal trainer for a short time.
Kevin PalmieriHated it, but I had to help people learn how to squat One of the most humbling things in the world is trying to teach somebody who has never squatted how to squat. Yeah, because to me it's so easy and I don't remember ever struggling when I was learning. Maybe I was naturally bred for it, maybe it's cool, maybe that's something I'm already good at. Teaching somebody and breaking it down and saying this, this, this, this is the cue, this is the cue One of the best things ever, because it helps you understand how unobvious it is to someone and, honestly, how unobvious it probably is to most people. Maybe I just maybe it just came easy to me. Well, let's go one layer deeper.
Alan LazarosRight, we have to go quickly because you have a coaching call in four minutes. Why does it matter to squat Like? That's the thing. It's not just understanding how to squat, how is part of it. It's who, what, when, where, why, how is important, but why Like what? What if I never learn how to squat and Kevin never learns how to squat? What is taken away from our future Quadzilla, quadzilla, no, but why? Okay, you increase your test levels. You get bigger legs. Okay, why does that matter? Uh, well, you'll have higher self-esteem. You'll have higher testosterone levels, so you'll build more muscle. Therefore, you'll have more longevity. Muscle mass is definitely linked to longevity. Okay, you'll have a higher quality of life when you get older. One of the highest risks for older people is falling down and breaking bones, and then pneumonia that comes with that. Okay, so you're less likely to fall down if you have more muscle mass and you're less likely to break bones too. Okay, so why do I need to squat?
Why learning drives dream building
Alan LazarosWell, you'll live longer statistically, but that's a lot of you can't just say that no, no no, and then it's like, okay, well, how long will it take me to learn how to squat Forever? What do you mean? Learn how to squat Well, at level one, at level two, at level three, at level 10.
Kevin PalmieriI mean's forever and a day, I mean Kev's been squatting for 16 years still figuring out.
Alan Lazarosoh okay, interesting Always.
Kevin PalmieriAlways. I figured out more in the 16th year of lifting, I won't say in the first year. I think in the beginning you're learning so much, but you're learning such a wide variety of things that it's really not that it's not deep, it's like you're learning like A. You're learning a little bit about A and a little bit about B and a little bit about C, all the way to Z and then, as you do it more and more and more you like really start to understand A.
Kevin PalmieriLike I know A very, very, very, very well and I know all the letters better than I ever have but, now I really understand A, and then eventually you'll figure out that there's more letters and you have to learn those, and that's why it's so hard.
Alan LazarosSorry to interrupt you.
Kevin PalmieriI thought you were done.
The power of teaching to learn
Alan LazarosI'm always done If you don't learn, you can't build your dreams. I don't want to say manifest, because I think sometimes that is thrown around, but if you don't learn how to drive, you don't get to go drive. If you don't learn how to squat, you don't get to have a greater physique. If you don't learn how to succeed in relationships, you don't get love, you don't just get to fall in love. Do you know how hard it is to fall in and stay in love long term? I mean, how many people know a couple that you know you should have broke up years ago. And here's the learning loop. The last thing I said got to go. I said this earlier. The learning loop is study it, write it down, do it, practice it. Then you reflect on that practice and then you teach it. If you teach it, that's when you really learn it. And that's what I'm grateful to be doing later tonight, because it was a different level of learning for me to prepare it, to teach it to someone who doesn't know it.
Kevin PalmieriMakes sense, makes sense. Well, best of luck. I'm going to talk to you between now and then, but the audience will not. So best of luck. I'm sure you're going to crush it as you do. You don't need luck. Best of talent, best of skill. Don't, don't fuck this up.
Alan LazarosWhatever you do, you're not fucking this up, Thank you.
Outro
Kevin PalmieriYou're welcome, as always. We love you. We appreciate you. Tomorrow Stay Next Level, next Level Nation. Thanks for joining us for another episode of Next Level University.
Alan LazarosWe love connecting with the Next Level family. We mean it when we say family. If you ever need anything, please reach out to us directly. Everything you need to get a hold of us is in the show notes.
Kevin PalmieriThank, you again and we will talk to you tomorrow.