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On this episode of the Real Happy Mom Podcast, I am talking to my mom, Julia Hylton. She has become an expert at planning and saving for Christmas. I can say this because she has perfected her planning and saving so that she has all of her shopping done and on budget by October! I wanted her to share her strategy so that you can stay on budget and have your shopping done well before Christmas. For more information and to check out the show notes, visit www.realhappymom.com/4.

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