Fintech One•On•One
Fintech is eating the world. Join Peter Renton, Co-Founder of Fintech Nexus, every week as he interviews the fintech leaders who are leading the transformation of financial services. If you want to understand what the future will look like for lending, payments, digital banking and more tune in to Fintech One•On•One (formerly the Lend Academy Podcast).
Episodes
546 episodes
John Sun of Spring Labs on building products (and an event!) for AI in financial services
"AI is probably the most talked about and least understood topic within financial services today," said John Sun, the CEO and Co-Founder of Spring Labs (previously, I had another co-founder of Spring La...
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28:20
Rodger Desai of Prove on the key to success in ID verification and authentication
There is no faster-moving space in finance right now than the anti-fraud space. With all the advances in Generative AI, the fraudsters are more difficult to catch than ever. But there is one place where fintechs and banks can focus that has rea...
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30:49
Episode 500: Gilles Gade, CEO & Founder of Cross River Bank, fintech pioneer
Today's show is our special 500th episode of the Fintech One-on-One podcast. Rather than do a retrospective or a look back at some highlights from the last 11 years of interviews what I decided was to do my regular interview but with a fintech ...
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29:51
Ricardo Pero of SellersFi on building a fintech lender focused on e-commerce merchants
An e-commerce merchant is a unique type of business. They are built on top of a platform like Amazon, eBay or Shopify and as such there is a great deal of empirical data about their business. Which means that there is rich data available for le...
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28:14
Wayne Slavin of Sure on building the technology rails to make insurance fully digital
People often say that technology in insurance is just five years behind other areas of finance. But the reality is the technology rails that have been built for payments, lending and deposits have taken decades of evolution. Insurance is differ...
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33:23
JB Orecchia of SavvyMoney on building credit score solutions for banks, credit unions and fintechs
The humble credit score has come a long way. Consumers, particularly younger consumers, are more aware of their credit score today than ever before. Historically, banks and credit unions have been the gatekeepers of our financial lives so it ma...
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34:24
Emmanuel Daniel of TAB Global on the new building blocks needed to succeed in the future of finance
The financial system has become so much more complex over the last couple of decades that it is difficult to know what current trends will have staying power. How will the future financial system organize itself and will it look that much diffe...
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41:50
Oban MacTavish of Spade on creating a real-time system of enhanced card merchant data
The core of the card payments system as we know it today has been around for many decades. This system has a number of major shortcomings, not least of which is the 45-character limited established by the ISO 8583 standard. That may have been e...
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32:32
Ryan Rosett of Credibly on using Generative AI for underwriting small business loans
The Generative AI hype is not dying down. But where are the use cases in fintech beyond the basic chatbot? Particularly in fintech lending where AI has been used in underwriting for more than a decade. But not Generative AI. That is why I was v...
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34:17
Arjuna Costa of Flourish Ventures on venture capital for a fair financial system
It is the big challenge for fintech: making the financial lives better for the those who are underserved. We have come a long way in the past decade but there is still so much more that has to be done. And one of the people who has been at the ...
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35:33
Neal Desai of Kafene on building a category leader in lease-to-own financing
While BNPL has gathered all the attention these past few years, there is another point-of-sale financing category that has been around for decades: lease-to-own, sometimes called rent-to-own. It has historically been full of unscrupulous actors...
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30:48
Misha Esipov of Nova Credit on building the next generation of credit infrastructure
The resources that consumer lenders have to work with today are better than ever before. Gone are the days when risk officers could just pull a bureau file and have access to the best data about a potential borrower. The credit infrastructure t...
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29:52
David Metz of Prizeout on blending adtech with fintech for credit unions
There is a shift that is beginning to happen in financial services: using purchase history to provide more personalized offers from merchants. There is no richer data for advertisers than knowing how we actually spend our money. This is one of ...
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31:37
Carolyn Rodz of Hello Alice on supporting small business owners
The journey of the small business owner is often a lonely one. For many people, particularly first-time entrepreneurs, starting a small business can be overwhelming. But today, with the tools available, there has never been a better time to sta...
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36:07
Rory O'Reilly of Knot on connecting cardholders to merchants
It is a simple problem that every card issuer has. You have issued a credit or debit card to a new customer, so how do you get them to actually use it? More than that, how do you encourage this customer to make this new card their primary payme...
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28:32
Nico Simko of Clair on a different approach to earned wage access
I have made no secret of my affection for earned wage access (EWA) as a product. It has been growing rapidly, particularly the last couple of years, as more consumers realize what a great tool it is. There have been several different approaches...
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30:29
Jane Larimer of Nacha on operating the largest payments network
The largest payments network, by volume, is the ACH network. A dollar value of several times US GDP flows through the network each quarter. It is a 50-year-old network that is reliable, ubiquitous, and still growing. While several shiny new pay...
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31:20
Anthony Sharett of Pathward on how to do banking-as-a-service right
[Editor's note: This interview was recorded on April 16, six days before the news of the Synapse bankruptcy and several weeks before any of the major problems that came to light at fintechs that were working with Synapse.]To say the bank...
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33:29
Joel Sequeira of IDology on using AI in identity verification
When I think about the hottest areas in fintech these days identity verification is right at the top of the list. It impacts anyone doing business online so whether you are a bank or a fintech you need to stay on top of this fast-moving space.<...
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36:47
Brendan Carroll of Victory Park Capital
In the early days of the online lending space, when it came to institutional capital, one name seemed to be in more deals than any other: Victory Park Capital. And while the industry has matured...
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32:50
Caleb Avery of Tilled
The payments processing space has seen a huge amount of innovation in the past decade, maybe more than any other area of fintech. This innovation has presented opportunities for non-fintech companies to earn a new revenue stream via payments pr...
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38:06
Daniela Binatti of Pismo
Latin America continues to be, in my opinion, the most dynamic and interesting region in the world when it comes to fintech innovation. And there are now significant billion dollar deals getting done as some of the biggest financial institution...
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32:43
Mitch Jacobs of Plink
Have you ever stopped to consider the data behind a debit or credit card transaction? I have not given it much thought, but there is a real treasure trove of information that, for the most part, is still not being used effectively.My nex...
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35:37