Today in Mortgages
No-hype perspectives of today's news in the mortgage and real estate to help professionals communicate better with their clients and sell better.
Episodes
139 episodes
Home Inventory At Highest Level In Years
Welcome back dreammakers! In this episode of "Today in Mortgages," we talk about what's to come this fall. We are seeing our spring/summer home buying season being extended with an influx of homes this fall (up to 1.3 million homes). So it's a ...
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5:43
Will China Stimulus Move U.S. Rates?
Welcome back dreammakers! In this episode of "Today in Mortgages," we talk about the big stimulus package passed in China today. First, we review some of the things that can affect rates as mentioned in CBS News' article "6 things that impact m...
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6:40
After the Fed’s 50bps Gift… Now what?
Welcome back dreammakers! In this episode of "Today in Mortgages," we talk about the results of the Fed rate cut meeting: 50 basis points. How did that news affect the markets? We discuss the aftermath along with today's article from Fox News "...
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9:19
FED Rate Cut Coming Tomorrow! How Deep Will They Cut?
Welcome back dreammakers! In this episode of "Today in Mortgages," we talk about the highly anticipated upcoming Fed meeting to discuss cutting rates. We reference an article from Market Watch to help guide our discussion around refinancing: "T...
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8:33
Trump vs. Harris on Housing
Welcome back dreammakers! In this episode of "Today in Mortgages," we talk about the big presidential debate that went down this week and what it means for housing policy. Time Magazine's analyzes the candidates policy in today's article: "Here...
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10:03
2025 Housing Forecast
Welcome back dreammakers! In this episode of "Today in Mortgages," we are looking forward to the coming months projections. We always love to see growth, but today's article from National Mortgage News: "How the home price forecast is changing....
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8:26
Interest Rates Affect More Than Just Mortgages…
Welcome back dreammakers! In this episode of "Today in Mortgages," we talk about the wide-spread affects of interests rates. We look at an article from CNBC: "Weak manufacturing measures raise specter of U.S. economic slowdown". Reports are sho...
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6:23
As Rates Slide, Supply Takes a Dip
Welcome back dreammakers! In this episode of "Today in Mortgages," we talk about inventory dropping due to rates rumoring to come down. Generally, this time of year purchase applications decline, but that's not happening now with decreasing rat...
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9:47
New home sales grow, but building slows…
Welcome back dreammakers! In this episode of "Today in Mortgages," we talk about why builders are weary despite homes sales rebounding according to today's article from Zillow "New home sales rebounded more than expected in July." Builders have...
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8:21
Starter Homes Making Up Greater Share of Home Sales in Summer 2024
In this episode of "Today in Mortgages," we discuss starter homes and why they are a bight spot in this economy according to today's article from Redfin: "Starter homes emerge as bright spot as mortgage rates settle near 15-month low." Interest...
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7:01
800,000 Less Jobs… Will bigger rate cuts be next?
In this episode of "Today in Mortgages," we break down the recent job report revision; there's a lot less jobs than initially reported. It is normal for the BLS report to have small revisions after the fact but this particular adjustment is mor...
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8:18
$25,000 Home-Buying Credit: Will It Boost or Bust Real Estate?
In this episode of "Today in Mortgages," we talk about $25,000 tax credits proposed by the Harris campaign and whether we think they will help or hurt. We discuss this and Fox's article "Waiting for mortgage rates to fall? Why Experts say it wo...
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6:27
“Better-than-expected PPI report reinforces upcoming mortgage rate cuts”
In this episode of "Today in Mortgages," we discuss PPI, refinances and rate cuts! Great news, the increase we saw for inflation was tied to PPI which is good for the housing marketing (Fed will look at these numbers in their next meeting). She...
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8:43
Mortgage Rate Relief!
In this episode of "Today in Mortgages," we discuss if we are finally getting a relief in interest rates. This week has had a lot of volatility in the marketplace, and people are asking why? To help explain, Rich teaches on the relationship bet...
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6:41
Explaining the Yen-Induced Rate Rollercoaster
In this episode of "Today in Mortgages," we take you behind the scenes of Network Funding to see how we coach up our people. We are taking a look at Rich's latest video to the company about market volatility over the last week, and how we shoul...
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4:25
FED holds rates in July as record number of contracts are cancelled...
In this episode of "Today in Mortgages," Michael and Richard dive into the recent Federal Reserve meeting and the surprising number of real estate deals that fell apart in June. They discuss key takeaways from Jerome Powell's speech and analyze...
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7:57
FED set to cut rates?
Welcome back dream makers, today we are discussing what the fed will come up with in their meeting today. We hope they are discussing a rate cut and if so, it likely won't be before September. CNBC's article "The first Fed interest rate cut is ...
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6:53
Are We In a Lame Duck Housing Market?
Welcome back dream makers, today we are discussing what's a lame duck housing market. CNBC's article "Mortgage demand drops, as homebuyers wait for lower rates" hints that consumers don't want to accept these high rates. Incoming data shows inf...
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6:18
Delinquencies On The Rise?!
Welcome back dream makers, today we are discussing if delinquencies are becoming a problem and what that means for housing. We are giving today's article "Mortgage delinquencies hit a six month high in June, but it's not as bad as it looks" mix...
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7:37
What’s the difference between HOUSEHOLDS and HOME OWNERS?
Welcome back dream makers, today we are discussing homeownership. We are looking at Housing Wire's article: "Is this the best evidence for a home ownership problem?" The article finds there is a gap between home ownership & households -- a ...
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5:56
Is there a housing bubble pop coming in 2024?
Welcome back dream makers, today we are asking the question: Are we in a housing bubble? We've talked about inventory a lot on this show, because it is low and that is a critical piece of housing. Today's article from New York Post Today declar...
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8:49
More homes hit the market, but is it enough?
Welcome back dream makers, we've been talking about the lack of inventory for a while now, but the biggest reason people are not moving is due to high interest rates. Today's article from CNBC.com wants us to consider the influx of inventory we...
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8:49
Housing Trends from 40 Years of Election Cycles
Welcome back dream makers, this is Today In Mortgage! We are discussing what historically happens to housing during election years. To do this, we are specifically looking at home sales, home prices and interest rates according to today's artic...
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5:53