Debt Collection Self-Defense
Tell consumers how to combat debt collectors and eliminate debt collection lawsuits
Episodes
325 episodes
See Highlights of Live Q&A With Brian Parker, February 5, 2026
Highlights from the Live Q&A, covering real time questions, practical strategies, and key insights on debt defense and consumer rights.📢 Visit https://killdebt.com — powered by ParkerGPT, the AI legal chatbot for debt defense. Acces...
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Season 1
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Episode 328
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51:37
Wipe Out Cap One and Discover Bank with these Legal Tips
In this video, Brian Parker explains how to legally challenge Capital One and Discover merger lawsuits and use the Powerful Burden of Proof failures to wipe out Discover and Cap One credit card debt.📢 Visit https://killdebt.com — powere...
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Season 1
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Episode 327
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34:08
Wipe Out Cap One and Discover Bank with these Legal Tips
In this video, Brian Parker explains how to legally challenge Capital One and Discover merger lawsuits and use the Powerful Burden of Proof failures to wipe out Discover and Cap One credit card debt.📢 Visit https://killdebt.com — powere...
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Season 1
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Episode 326
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36:30
Got something you don't like on your credit report? Pay to delete it.
Pay for delete to eliminate bad credit trade lines sounds simple but this video breaks down what the law actually says, why credit reporting is voluntary, when deletion works, when it does not, and how scoring models quietly change the entire s...
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Season 1
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Episode 325
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38:57
How a Pro Se Defendant Beat U.S. Bank in a $30,000 Debt Collection Case
In this video watch how a pro se defendant defeats U.S. Bank and a national debt collection law firm in a $30,000 debt case by exposing the lack of a signed contract and forcing the court to apply the burden of proof correctly. Hard work pays o...
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Season 1
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Episode 324
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40:48
The Debt Collector’s Playbook Part 1: How to Beat a Default and a Motion for Summary Dismissal
This video explains the debt collector’s two main goals are default judgments and summary disposition motions and shows you how to stop both by taking control early and disputing the debt. It is all about how and when you dispute the debt with ...
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Season 1
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Episode 323
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32:02
Why This Woman Lost Her Credit Dispute Case And How YOU Can Avoid Her Mistake
In this video, Brian Parker breaks down how a woman won her debt collection case at trial but lost on appeal, revealing why evidence of real harm and damages is required to have standing to be allowed to bring your case to Federal Court. This i...
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Season 1
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Episode 322
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32:59
Law Firm Loses Ham Sandwich Defense
Watch how two debt lawyers were sanctioned after the federal court found out they forged handwritten dispute letters, used a so called ham sandwich defense, and ran a deceptive scheme that ultimately collapsed in court and on federal appeal.
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Season 1
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Episode 321
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28:42
How Was Her Case Decided Without a Judge!?
In this video, Brian Parker talks about how ignoring a debt lawsuit can permanently lock you into a default judgment based upon a court staff member deciding your case, outside of a judge review. Because the issue has been decided for you in st...
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Season 1
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Episode 320
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33:10
A $12,300 Debt Lawsuit Dismissed Because The Collector Didn’t Show Up For Court
In this video, Brian Parker breaks down a real case study where a member used ParkerGPT to organize evidence, demand proof of ownership, file the right motions, and ultimately force a debt buyer to not show up in court, resulting in a $12,300 l...
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Season 1
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Episode 319
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20:11
The FDCPA Communication Rules Are Your Most Powerful Weapon Against Debt Collectors
Communication is good unless it is with a debt collector. Every time a debt collector contacts you, federal law is triggered, and if they get even one step wrong, you may be entitled to statutory damages of one thousand dollars plus attorney fe...
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Season 1
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Episode 318
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18:13
The Dirty Secret of Debt Buying
Debt buyers pay pennies for charged off debt, then sue for the full amount. This video explains how that business model works, why it creates proof problems in court, and how you can use those weaknesses when defending a debt collection lawsuit...
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Season 1
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Episode 317
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22:12
Identity Theft Victim Turns the Tables on a Citibank with hard work and ParkerGPT.
This video breaks down a real case study where a consumer used ParkerGPT and her hard work to kill Citibank's lawsuit and make them pay her. She used documented identity theft evidence, debt validation demands, and a critical contradiction in t...
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Season 1
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Episode 316
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21:36
How to Set Aside a Default Judgment in Debt Collection Cases
In this video, Brian breaks down a real Florida case where a debt collector obtained a default judgment after serving court papers on a tenant instead of the defendant. First you look at the lawsuit that the default is based upon and also why t...
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Season 1
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Episode 315
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23:06
New Rule Makes Discharging Federal Student Loans Easier in 2026
For decades, borrowers were told the same thing: Student loans cannot be discharged in bankruptcy. Brian Parker breaks down why that belief is now wrong with new rules and why student loan bankruptcy relief is no longer a fantasy. Based on rece...
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Season 1
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Episode 314
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33:26
Best of 2025 - Part 4 How to Win Against LVNV Funding
In this Best of 2025 Part 4 video, Brian Parker walks through real LVNV Funding cases where the paperwork fell apart once examined closely. The focus is on false or incomplete bills of sale, missing assignments, vague ownership language, and wh...
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Season 1
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Episode 313
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27:59
Best of 2025 - Part 3 The Affidavits in Collection Cases
In this Best of 2025 Part 3, Brian Parker breaks down how affidavits are used in collection cases, why courts often rely on them incorrectly, and how defective affidavits can destroy a plaintiff’s case when properly challenged.📢 Visit h...
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Season 1
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Episode 312
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18:47
Best of 2025 - Part 2: Killing the Bill of Sale in Collection Cases
In this Best of 2025 - Part 2 video, Brian Parker breaks down why most bills of sale used in collection cases fail and how they collapse once you know what to look for. These snippets show real examples of debt buyers relying on documents that ...
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Season 1
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Episode 311
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23:39
Best of 2025: Governing Law Provisions
In this Best of 2025 video, Brian Parker breaks down real governing law clauses pulled from credit cards, personal loans, and student loan agreements and explains how they can completely change the outcome of a lawsuit.📢 Visit https://k...
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Season 1
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Episode 310
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15:04
How Zombie Debt Costs People Their Homes
This video explains how old mortgage debt resurfaces years later and how people lose their homes even when the personal debt is expired. Brian Parker breaks down the two clock problem, illegal interest stacking, fly by night mortgage companies,...
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Season 1
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Episode 309
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30:06
When the Legal System is Misused with SLAPP litigation
In this video, Brian Parker breaks down how debt collectors misuse the court system to intimidate consumers who fight back with SLAPP suites. Using a real published Court of Appeal decision, you will see how a routine debt collection lawsuit tu...
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Season 1
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Episode 308
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26:51
15 USC 1692n: When State and Federal Debt Collection Laws Clash, Who Wins?
This video breaks down 15 U.S.C. § 1692n, the FDCPA provision that decides who wins when state and federal debt collection laws collide. You will learn why the FDCPA acts as a floor, not a ceiling, how state laws are allowed to add protections ...
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Season 1
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Episode 307
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30:39
Using your State Collection Laws and Smart Tricks to Beat Debt Collectors
This video breaks down how state debt collection laws, often called mini-FDCPA statutes, can give you stronger protections than the federal Fair Debt Collection Practices Act. We explain why federal law is can be added to and how states are all...
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Season 1
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Episode 306
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30:22
Fixing Your Credit With The FCRA
Fixing your credit through the FCRA credit is about understanding the Fair Credit Reporting Act (FCRA) and using the dispute process the way Congress intended. There are rules and procedures you can use to clean up things that are inaccurate or...
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Season 1
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Episode 305
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44:39
A UCCC Introduction to Using Right to Cure Laws Defense of Debt Collection and Repossession Lawsuits
This video explains the legal Right To Cure and how it can stop repossessions and collection lawsuits in many states. Learn when creditors must give you notice and time to fix a default and how to use validation and right cure letters in reposs...
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Season 1
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Episode 303
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38:10