Finance This, Property That
Finance This, Property That is your go-to podcast for expert insights and advice on building wealth through property investment.
Hosted by, Dion Fernandes, a seasoned finance professional with over 13 years of experience, each episode delves into the intricacies of property purchasing, offering valuable tips and strategies for those looking to create wealth through real estate.
From basic questions to advanced technicalities, Dion brings on trusted advisors and specialists in their fields to provide listeners with practical knowledge and actionable steps.
Whether you're a first-time buyer, a seasoned investor or simply looking to expand your property portfolio, Finance This, Property That is here to empower and educate you every step of the way.
Episodes
77 episodes
Episode 78 : Why Pre-Approvals Might Be Wasting Your Time
🎙 Top Quotes"A pre-approval for pre-approval's sake doesn't help anyone. Sometimes they're not even worth the piece of paper they're written on.""If you’re chasing rate as your number one priority, just go directly to th...
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Season 1
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Episode 78
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10:16
Episode 76: Trust Lending Just Got Harder, Here's What You Need to Know
🔥 Top Quotes"If you are chasing rate as your number one priority, just go directly to the bank — but you’ll spin your wheels and miss the actual deal.""A property manager is no longer just a rent collector. For heaven's sake, it...
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Season 1
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Episode 76
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12:46
Episode 75: Fixed, Variable or Split? Choosing the Right Loan for Your Property Strategy
🔊 Top Quotes"If you're chasing rate as your number one priority, just go directly to the bank—you'll spin your wheels chasing cheap money instead of the funding stack that actually gets you the deal.""When you're ...
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Season 1
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Episode 75
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8:45
Episode 74: The 3 Biggest Mistakes Investors Make with Equity
🔊 Top Quotes“If you’re chasing rate as your number one priority, just go directly to the bank — but don’t expect a strategy that actually builds your portfolio.”“Equity isn’t just the increase in value. It’s the value minus...
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Season 1
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Episode 74
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10:09
Episode 73: How to Structure Your Property Portfolio for Growth: Lending, Tax & SMSFs
👤 Guest: Morgan Patrick Wilson⏱️ Duration: 38:00🎙️ Top Quotes“If you’re chasing rate as your number one priority, just go directly to the bank. But if you're trying to grow a portfolio, it's all about...
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Season 1
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Episode 73
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38:13
Episode 72 - part 1: Go slow to go fast — property’s not going anywhere, but the wrong move can set you back years.
🎧 Episode SynopsisIn this value-packed episode of Finance This Property That, host Dion sits down with Morgan Wilson from Creditte to unpack the often-missed synergy between brokers and accountants. They dive deep into how align...
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Season 1
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Episode 72
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31:48
Episode 71: Why Chasing the Lowest Rate Could Cost You More
🔊 Top Quotes"If you’re trying to grow, forget about chasing the best rate — we need to figure out the best policy and valuation first.""The loan needs to work not just for the next deal, but the next two to three ...
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7:09
Episode 70: Can You Really Use Your SMSF to Buy Property?
In this clear-cut episode, Dion Fernandes demystifies the increasingly popular (and misunderstood) strategy of using a Self-Managed Super Fund (SMSF) to purchase property. From what you’re legally allowed to do, to how SMSF lending really works...
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Season 1
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Episode 70
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13:07
Episode 69: How We Funded a Rooming House Development From Dirt to Cashflow
In this episode, Dion Fernandes takes you behind the scenes of funding a rooming house development — from land acquisition to fully leased, cash-flowing asset. With unmatched insight into a niche but powerful strategy, Dion breaks down why most...
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Season 1
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Episode 69
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13:49
Episode 68: How to Fund a Small Development Without Going Broke
In this no-nonsense episode, mortgage planner and finance strategist Dion Fernandes unpacks a critical challenge in the property development space: how to fund a small development without blowing your budget — or your chances of finishing. Draw...
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Season 1
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Episode 68
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15:48
Episode 67: Why Strategic Borrowers Don’t Go Straight to the Bank
In this solo episode, host Dion Fernandes breaks down one of the most common questions in property finance: should you go directly to the bank, or work with a mortgage broker? With his signature clarity and strategic insight, Dion outl...
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Season 1
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Episode 67
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13:23
Episode 66: Managing Rooming Houses for Maximum Yield and Minimal Headache, with Rachael Gibb
In this powerhouse episode of Finance This, Property That, host Dion Fernandes sits down with Rachael Gibb, rooming house property management specialist and co-founder of Upside Ave, to unpack the often misunderstood world of rooming house inve...
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Season 1
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Episode 66
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53:09
Episode 65: From Feasibility to Funding - Winning Strategies for Development Finance
In this episode of Finance This, Property That, host Dion Fernandes dives deep into the realities of development finance, cutting through the surface-level chatter to expose what truly makes or breaks a successful funding deal. ...
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Season 1
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Episode 65
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13:01
Episode 64: Structuring Insurance for Growth, Risk, and Real-World Claims with Darren Trendler
In this insightful episode, Dion Fernandes sits down with Darren Trendler from WeCoverU to tackle a topic most property owners and business operators overlook—insurance strategy. Moving beyond product talk, Darren unpacks the why behin...
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Season 1
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Episode 64
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33:57
Episode 63: Structuring Rooming House Finance for Maximum Equity
In this solo episode of Finance This Property That, mortgage planner and finance strategist Dion Fernandes dives deep into the world of rooming house lending — one of the most misunderstood and specialised asset classes in prope...
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Season 1
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Episode 63
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12:05
Episode 62: Maximising Returns Through Smart Property Management
In this high-value episode, Dion Fernandes welcomes Chris and Jess from Spectrum Estate Agents for a deep dive into property management strategies that go beyond the basics. With over 25 years of combined industry experience, this dynamic duo s...
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Season 1
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Episode 62
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47:19
Episode 61: Strategic Property Buying in a Tight Market
In this value-packed episode of Finance This Property That, mortgage strategist Dion Fernandez is joined by returning guest Jono from The Buyer Squad for a deep dive into the realities of property buying in a tightening Australian market—especi...
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Season 1
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Episode 61
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32:51
Episode 60: Niching for Impact: Building a Mortgage Business That Lasts with Sam Panetta
In this high-energy and insight-packed episode of Finance This Property That, host Dion Fernandez is joined by special guest Sam Panetta – mortgage industry veteran and founder of The Broker Coach. Together, they dive deep into the power of nic...
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Season 1
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Episode 60
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44:33
Episode 59 Why Valuers Are Killing Your Property Deals – And How to Respond
In this insightful episode, mortgage planner and finance strategist Dion Fernandez unpacks a frustrating reality in the property investment world: how inconsistent and conservative property valuations can derail your finance strategy. Drawing f...
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13:20
Episode 58 The Loan Journey: From Application to Post-Settlement Support (Part 2)
In this highly anticipated follow-up episode, Dion Fernandez, mortgage planner and finance strategist, walks listeners through the full journey of a property loan—from the moment the strategy is approved to well beyond settlement. This episode ...
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Season 1
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Episode 58
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11:12
Episode 57 What Really Happens When You Apply for a Loan (Part 1)
In this foundational episode of a two-part series, Dion Fernandez—mortgage planner, finance strategist, and Broker of the Year nominee—pulls back the curtain on what actually happens when you apply for a loan with his team. Far from just collec...
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Season 1
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Episode 57
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10:49
Episode 56 The 3-Step Framework for Strategic Property Finance
In this short but powerful episode, mortgage planner and finance strategist Dion Fernandez breaks down the 3-Step Framework he uses with clients to build serious property portfolios—without chasing low interest rates at the expense of ...
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Season 1
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Episode 56
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14:19
Episode 55: Should You Use Your SMSF to Buy Property?
In this episode of Finance This Property That, mortgage planner and finance strategist Dion Fernandez tackles one of the most common questions he receives: Should you use your SMSF (Self-Managed Super Fund) to buy property?
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Season 1
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Episode 55
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10:41
Episode 54: Is Commercial Property Right for You? Smart Lending Strategies for Serious Investors
In this episode of Finance This Property That, host Dion Fernandez dives deep into the world of commercial property lending—an increasingly popular path for seasoned investors and self-employed borrowers ready to expand beyond r...
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Season 1
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Episode 54
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12:17
Episode 53: How to Build a Property Portfolio Without Running Out of Borrowing Power
In this high-value episode, mortgage planner and finance strategist Dion Fernandez reveals the lending strategies that allow property investors to scale beyond one or two properties—without hitting a borrowing power wall. Whether you’re a time-...
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Season 1
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Episode 53
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19:19