Buying Florida
Didier Malagies is a leader in the Tampa Bay Mortgage industry, serving Pinellas, Pasco, Hillsborough counties, and beyond with his sights set on educating residential and commercial buyers regarding Florida purchases. With over 20 years of expertise, Didier has built relationships with realtors, bankers, and clients based on integrity and his drive to provide the best customer experience in the state by being there from beginning to end of every purchase.
Whether you're looking to move, invest, start a business or expand, Didier will share everything you need to know on his show every week.
Didier Malagies nmls#212566/DDA Mortgage nmls#324329
Podcasting since 2019 • 352 episodes
Buying Florida
Latest Episodes
40% of all mortgages last year were refinances
a large share of the refinances in 2025 were indeed driven by homeowners taking cash out of their home equity to consolidate debt or tap housing wealth, not just refinancing to get a lower interest rate. The data available on refinance ac...
•
Season 7
•
Episode 6
•
5:46
Asset based lending with no min fico score
12-Month Bridge Loans with interest-only payments• Cash-Out Refis, Purchase Loans, Second Liens, and Portfolio Loans• Nationwide lending on non-owner occupied residential properties, including condos• No FICO minimum – We welc...
•
Season 7
•
Episode 5
•
1:05
Does your condominium association needs funds for a new roof or other big items
1. HOA / Condo Association Loans (Most Common)These are commercial loans made directly to the association, not individual unit owners.Typical usesRoof replacementStructural repairsPainting, paving, elevat...
•
Season 7
•
Episode 4
•
5:36
Interesting stats on mortgages for 2025
There are now more loans with interest rates over 6% than those with rates under 3%. 40% of the volume closed were refinances, and 30% of the loans done were NON-QM loans. There was a 10% drop in mortgage volume at the end of 2025, with a drop ...
•
Season 7
•
Episode 3
•
5:59
Do you need cash out, or consolidate, or have no mortgage payment
💡 Option 1 — Cash-Out RefinanceMeaning: Replace your current mortgage with a larger loan and take the difference in cash. BankrateOften lower interest rate than a second mortgage because it replaces your first mortgage. Rocket Mortg...
•
Season 7
•
Episode 2
•
5:49